RateFetcher Health Insurance Review

RateFetcher Health Insurance Marketplace

RateFetcher's online portal offers free, no obligation comparisons of health insurance plans. Using the online form, customers only have to provide minimal information to get quotes from such insurance carriers as HealthCare.com, UnitedHealthcare, and Health Markets. RateFetcher works with other highly rated carriers, including American National, AIG Direct, Navy Mutual, and Coverage America. The company uses a proprietary algorithm that seamlessly matches customers to the best plan in their area. This method directs customers to websites that best fit their needs, thereby offering a wide sampling of different types of policies and policy options and features, as each provider has their own particular plans. 

Some of the options RateFetcher provides include:

• Individual
• Family
• Group
• Short Term
• Obamacare
• Vision
• Dental
• Medicare

Health Insurance Plans with RateFetcher 

The US Health Insurance Marketplace includes 4 "metal" tiers of health insurance plans. RateFetcher gives consumers access to all of them. Each plan tier offers varying monthly premiums and coverage. Bronze plans are good for younger people who are healthy as they are the lowest cost and will protect in a worst case scenario. Platinum plans are good for older folks or those who require more medical care, and who can also afford a higher monthly premium. Some of the coverages included in these plans are:

Primary Care Visits
Diagnostic Tests
Hospital Stays
Generic and Specialty Drugs
Urgent Care
Rehabilitation
Mental Health Services
Substance Abuse Services

Percentage Breakdown of RateFetcher Plans

Along with differences in coverage options, the four tiers of plans on the Health Insurance Marketplace offer varying degrees of cost to you:

Application
RateFetcher offers a very quick and easy online application. All prospective customers have to do in order to connect with providers is fill in their name, address, email, and phone number. Customers should be aware that in addition to the individual providers RateFetcher will offer them online, by providing their information they are also consenting to marketing contact from HPO, Medicare Solutions, Insphere/ HealthMarkets, SelectQuote, GoHealth, Inside Response (Allied Insurance) and subsidiaries. (Customers are also able to revoke this consent at anytime.)

After providing their information, health insurance customers are shown the best options for carriers in their particular area. Each company has different offerings so we encourage customers get at least two quotes and verify the chosen company has the features and options they are looking for. 

Health Insurance with RateFetcher

RateFetcher offers a large degree of flexibility when it comes to health insurance policy options, additional features, and discounts. This is because the company partners with a long list of carriers who are able to provide individual, family, group, as well as almost any other type of plan. Ultimately, policy features and discounts, as well as availability of the individual "metal" tiers, will entirely depend on the carrier RateFetcher pairs you with. Finally, RateFetcher will not sell your contact information, but only connect you with the health insurers themselves. This means customers can have the confidence to proceed to each of the suggested websites in order to confirm the selected carrier has the options they require.