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Compare American Home Shield vs. TotalProtect Home Warranties

What’s the difference between American Home Shield and TotalProtect Home Warranty? See how our editors compare the two companies below.
Last Updated: December 27, 2024
American Home Shield
4.7 / 5 - Excellent
#5 in Home Warranties
vs

Key Facts

Limited Time Offer: $150 OFF Select Plans

  • Covering 2 Million Plus Members for 50+ Years
  • No Age Limits On Covered Systems & Appliances
  • Free HVAC Tune-up With ShieldPlatinum™
  • Coverage for Code Violations & Permits 
  • 30-day money back guarantee
  • 6-month guarantee on covered repairs
  • 24/7 support team
  • 3 home warranty plans to choose from
  • 40,000 pre-screened service technicians
  • Save $100 when you sign up by phone, choose a Combo Plan, and pay your annual premium at time of purchase (not valid in all states; call to see if you qualify)

OVERALL RATINGS

 American Home ShieldTotalProtect
Transparency4.8/50.0/5
Claims Processing4.8/54.0/5
Coverage Options4.7/54.8/5
Additional Benefits4.7/50.0/5
Customer Experience4.7/54.3/5

Coverage

Key Facts

 American Home ShieldTotalProtect
Plan Types
Systems
Appliances
Combo Plan
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0
$1,000

Specialty Items and Additional Coverage


Coverage Details

Covered Built-In Systems

American Home Shield
vs
TotalProtect
  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans
  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Sump Pump

Covered Appliances

American Home Shield
vs
TotalProtect
  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers
  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal

Exclusions

For a full list of American Home Shield exclusions, check out https://www.ahs.com/pricing-and-plans/contract-policies

Specialty Items

American Home Shield
vs
TotalProtect
  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Pool/Spa

Contract & Price

Contract Details

 American Home ShieldTotalProtect
Annual Premium
Starting at $0
Starting at $230
Minimum Contract Length
12 month(s)
12 month(s)
Home Inspection Required for Contract?
No
No
Online Quote/Application

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: https://www.ahs.com/pricing-and-plans/contract-policies

Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.
1. You may void this Agreement within 30 days of the coverage effective date for a full refund of the contract fees paid if no claim has been made. The right to void this Agreement as provided in this paragraph is not transferable. A ten percent penalty per month will be added to any refund required under this paragraph, including any accrued penalties, that is not paid or credited within 30 days after termination of this Agreement pursuant to this paragraph. 2. You may cancel this Agreement within 30 days of the coverage effective date if a claim has been made, or at any time thereafter, at which time you may be entitled to a refund of unearned contract fees paid based on the short rate schedule less a processing fee of twenty-five dollars ($25) and less the cost of any services performed pursuant to the Agreement, where permitted by law. If the refund calculation results in you owing us payment for services provided, we may bill you for the lesser of the net amount due to us or the unpaid annual term contract fee. We will bill or charge you any balance owed to us through the same mechanism as any previous installment billings, or we will direct bill you if such a mechanism is not available. 3. We may terminate this Agreement immediately, after any applicable notice provisions, for non-payment, fraud or material misrepresentation. If we terminate for fraud or material misrepresentation, this Agreement is void and we shall refund all paid contract fees if no claims have been made. If a claim has been made, we will follow normal cancellation procedures as outlined in this section.

Claims & Service

Claims

 American Home ShieldTotalProtect
Service Fee
$100 and $125
$75, $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days
30 days

Contractors & Service

 American Home ShieldTotalProtect
Contractor Selection
In-Network Only
In-Network Only
Contractor Network Size
14,000+ contractors
40,000
Number of Technicians
45,000 technicians
Service Recall Period
30 days
180 days

Reputation Compared

Company Details

 American Home ShieldTotalProtect
Year Founded
1971
1979
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Contact & Additional Information

 American Home ShieldTotalProtect
Homepage URL
Company Phone
(888) 429-8247
(866) 607-9674
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
1625 NW 136th Ave, Sunrise, FL, 33323
Mailing Address
P.O. Box 849, Carroll, IA, 51401
1625 NW 136th Ave, Sunrise, FL, 33323
Year Founded
1971
1979

Final Verdict

American Home Shield has a higher overall rating than TotalProtect Home Warranty. American Home Shield scores better than TotalProtect across: Reputation, Contractor Network, Contract & Price, Transparency, Claims Processing, Additional Benefits, and Customer Experience. Both companies score similarly on Coverage Options.


Customer Comments & Reviews

A
Angel M
6/17/2024
American Home Shield review
Very disgruntled client…….. I fell on hard times…… called and set up arrangements to get caught up…. Your customer service agreed…. All we in to pay…..EARLY…. And was told my contract has been cancelled…. I’ve been with AHS over 10 years….. never late…… they even reviewed documentation where I was told that once I paid it be reinstated…. Only to be told that since it was canceled it was nothing to be done but to restart a new contract. Poor customer service…… had I been told at the time I called in… this wouldn’t be so disturbing. I have never made a complaint about anything but this is very disturbing….. I have made payment arrangements with different company’s….. and the honor them…. As long as you keep your end of the bargain up….. and I did?


S
Suzanne M
2/8/2024
American Home Shield review
We just received a new rate for 2024 which is higher. Our service fee also went up. We'll be shopping around to compare prices. Last year I received lower rates on a new contract. I've never been able to log into that contract to update my credit card. For service I've had to call rather than order online. I need some help.


Tom C
4/17/2017
TotalProtect Home Warranty review
they covered my Ac system paying for a new unit. It was not easy as I would have liked but they covered a 5k expense . The co pay for repairs was 85 so you were not fast to call on something you could fix yourself. When they were called they did respond and had great tech who did a good job. I would even say the tech were outstanding not trying to sell up service. etc...My only complaint was cost of coverage and the cost of co pay. after experience another service I got a idea of value.


William M
7/16/2016
TotalProtect Home Warranty review
We had a refrigerator problem in our home in North Carolina, we live in New York but luckily our daughter lives around the corner. We went online to put in our claim and within minutes received a call back with a claim number and setup to GE repair through Sears. They came and fixed it on the days we needed and the time we wanted so she could be there and get to work on time. The whole process was so professional and devoid of problems that could have been an issue was handled smoothly. TotalProtect even called back to see if everything was repaired and if we needed any further assistance. We highly recommend this program to protect all your appliances worry free.


Rae M
3/23/2016
TotalProtect Home Warranty review
I've had pretty good experience with the company. I find that a lot of the companies in their database are very small and often not the best. One strong exception is a plumbing company I've used through Total Protect. They're excellent but I have to fight to get work assigned to them since the want to "rotate " among some losers in their database. I had a terrible experience regarding clothes dryer and finally gave up and bought a new dryer at my total expense. That is NOT the way this is supposed to work. I may change to AHS if things continue badly.


E
Ersie R
2/29/2016
American Home Shield review
Our hot water heater leaked and the contractor responded quickly and repaired the problem. He also recommended the Dry Wall Service that we would need to dry the walls surrounding the water heater. We were pleased with the time it took to restore everything to normal. The contractors were very polite, efficient and punctual. They did a marvelous job of cleaning up when they were finished.


N
Nahun H
2/18/2016
American Home Shield review
It was 20degres,was very cold my heather fan went out,I call Home shield,in 20min.i receive a call from a vendor in less of 2 Hrs.a Tech show up,he adjust the Fan to work until he pick up the new part,he return the next day first thing in the morning,and install the New a Fan,the Tech was very resourful,he was well,presented,left the area very clean on both times he work on my Unit.imwas very please,with the customer service,they understud my problem and act very fast,looking for a Contractor that was available .