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MetLife Defender Identity Theft Protection Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
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IMPORTANT: MetLife has discountinued their identity theft protection offering. MetLife Defender is no longer available for consumers to purchase. There are, however, several great options available. MetLife Defender used to be an identity theft protection service that specialized in individual identity theft protection, as well as protection for familes. It monitored essential information and instantly alerted people of any possible threats or unauthorized access.

For a full list of the best plans offered by the best companies, check out our editors' picks for the top-rated identity theft protection of the year.

 

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MetLife Defender also had automated features that removed your information if it suspected that your information had been traded or marketed. Plus its $5 million service guarantee ensured that help was available when you found yourself a victim of identity fraud.    

 

What did MetLife Defenfer used to protect consumers from?

 

Individual Plan (18 years or older)

Personal Data Protection

Credit Monitoring and Alerts

Financial Data Protection

Medical Data Protection

Privacy, Protection, Detection, Removal

Junk Mail and Pre-approval Offer Opt-out

Lost Wallet Protection

24/7 Personalized Assistance

$5 Million Service Guarantee

 

Family Plan (Protection for two adults and all children below the age of 26)

Personal Data Protection

Credit Monitoring and Alerts

Financial Data Protection

Medical Data Protection

Privacy, Protection, Detection, Removal

Junk Mail and Pre-approval Offer Opt-out

Lost Wallet Protection

24/7 Personalized Assistance

$5 Million Service Guarantee

PLUS Cyber predator protection

PLUS Cyber bullying protection

PLUS Child ID theft scanning and protection

 

Services

 

Monitoring Yes         
Fraud Alerts Yes
Credit Freeze Gives assistance
Reimbursement Insurance Yes up to $5 million
Resolution Gives assistance
Restoration Gives assistance

 

*** MetLife Defender offers a $5 million service guarantee in cases when you become a victim of personal identity theft or unauthorized use of personal information as a result of MetLife Defender’s failure to detect and protect you against threats. This includes payment to third party services required for recovering out-of-pocket losses resulting from fraudulent activity.

 

Features

 

 Financial Data Protection

 Financial data monitoring

 Monitors multiple accounts (credit card, debit card,  bank account numbers and other financial info

 Credit monitoring

 Monitors key financial credit data and instantly alerts  you of any abnormal activity

 Lost wallet protection

 Assistance in cancelling or replacing all credit and  bank cards, personal data, drivers license, passport,  health insurance info

 Identity and Personal Data Protection

 ID theft monitoring

 Actively protects your personal identification against  criminals through its patented technology

 25 data point monitoring and security

 Monitors important personal info such as social media  accounts, drivers license, passport numbers and  others

 Peer to peer network monitoring

 Peer to peer network monitoring to prevent  unauthorized access to personal information

 Automated black market surveillance and  threat removal

 Removes your personal information from known sites  which actively sells personal info for marketing  purposes

 Junk mail removal

 Monitors and removes your personal information from  marketing databases

 Health Data Monitoring

 Medical insurance fraud

 Enhanced security for monitoring your medical  insurance, Medicaid and Medicare information

 Health and medical data protection

 Monitors your medical information for unauthorized use and removes this data when compromised

 Online Child Safety Comparison

 Child identity protection

 Give your child’s personal identity (social security  number, medical info, etc) the same level of  protection.

 Cyber predator detection and identification

 Monitors the internet and social media sites for  damaging data (photos) that could be linked to your  child

 Cyber bullying applications and scanning

 Detects known patterns of bullying in your child’s  social media accounts and other damaging information

 

 

Prices

Individual Plan $20.50/mo or $220.50 annually (save 10 percent). This plan is no longer available.

Family Plan $41/mo or $445.50 annually (save 10 percent). This plan is no longer available

 

Bottom Line

MetLife Defender used to offer identity protection plans. However, the company no longer offers identity theft protection services. For a list of the best companies who do offer identity theft protection plans, check out our picks for this year's 10 best identity theft companies.

 


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Customer Comments & Reviews

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Lorri P
12/7/2016
As of December 31, 2016 this product is no longer offered by MetLife. No more Defender, business closed.



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