Consumer Advocacy
What you need to know
Online Therapy
  • Always check your therapist’s credentials by searching the state database
  • Only subscribe to HIPAA-compliant sites with strict security measures
  • Some users say they connect better with their therapist over video conference, but texting can also be effective
  • Providing real contact information is important for you and your loved ones’ safety
Our Approach

How we analyzed the best Online Therapy

Affordable Care
People without coverage may pay as much as $200 for one hour with a therapist. We only included companies that charge less per week than private face-to-face therapy.
Multiple Contact Methods
One of the main draws of online therapy is the ease of exchanging messages over different means such as text, video calls, or voice messaging.
Licensed Therapists
Consumers should speak with therapists or counselors that are duly licensed in their state. Therapists are generally required to have at least 3 years of clinical experience & a valid state license.
Usability
Finally, we evaluated the companies based on how easy-to-use and intuitive their platforms are, from how many clicks it takes to book a session to how easy it is to send a message to the therapist.
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We receive compensation from these partners, which impacts the order they appear on the page. That said, the analyses and opinions on our site are our own and we believe in editorial integrity.

Our Top Picks: Online Therapy Reviews

UPDATE REGARDING COVID-19 AND ONLINE THERAPY

It goes without saying that many are suffering mentally and emotionally, as well as physically, in the current climate. While many of us have the option to stay at home, healthcare workers and other essential services providers, unfortunately, do not. In order to address their needs, some online therapy companies, such as Talkspace and BetterHelp, are now offering free services specifically for these communities. 

Additionally, if you are struggling or know someone who is, please see our list of resources below

The One that Didn’t Make the Cut

7 Cups Review

7 Cups (previously known as 7 Cups of Tea) offers a unique alternative to face-to-face therapy. Users can sign up for free to chat one-on-one with a “listener”, a regular person who could offer a safe and confidential place to vent about anything, as well as a wide range of forums where peers can share their frustrations and offer advice.

This service forms the core of 7 Cups, but they have expanded to include online therapy, which is why we’re including them on this list. The online therapy subscription costs $150 per month and includes a 3-day or 72-hour free trial. Users are only able to message their therapist and chats aren’t live. Video chats aren’t available.

7 Cups purports to feature licensed therapists with at least 2 years of work experience, a valid license to practice counseling, social work, or psychology in their jurisdiction, and a relevant master’s degree or doctorate.

However, its Terms of Service states that:

“7 Cups does not verify the skills, degrees, qualifications, credentials or background of any Listeners or Therapists. While we may try to do so from time to time, in our sole discretion, you acknowledge that we do not represent to verify, and do not guarantee the verification of, the skills, degrees, qualifications, licensure, certification, credentials, competence or background of any Therapist.”

Of course, this doesn’t mean that all therapists on 7 Cups are unlicensed, but the contradiction gives us pause when it comes to recommending 7 Cups to our readers. Considering the sensitive relationship between therapist and patient, the possibility that an unqualified individual might provide therapy to someone in need of mental health care is troubling.

We attempted repeatedly to get in touch with 7 Cups to clarify, but could not reach them by phone or email.

Another thing that concerned us about 7 Cups was the listener feature. Though the company claims to train their listeners, the training consists of very basic questions that can be answered using common sense. One of our testers was able to complete the “training” and begin chatting with users within 20 minutes. The lack of oversight in this area was underlined when another of our testers was matched with a listener who made sexually suggestive comments in response to a serious, work-related concern.

For the reasons outlined above, we cannot recommend 7 Cups. Users who believe it’s their only viable alternative, because of the low cost and free peer listener feature, are advised to research their therapist’s credentials thoroughly. Below, we include a few tips on how to do that.

BetterHelp review

BetterHelp is an online therapy site that connects users with thousands of licensed therapists across the 50 states. Through the mobile app (available for iPhone and Android) or a web browser, users can exchange messages with their therapist, send voice recordings —useful when thoughts come too fast to type up—, or schedule live sessions by phone, live chat, or video call. Therapists typically reply to messages within 24 hours once or twice a day on weekdays, but some therapists reply more often.

Signing up for the service takes only a few minutes. An onboarding questionnaire asks users to explain what their mood has been in the past few weeks and why they’re seeking therapy. Then, users are matched with a therapist (preferably in their state) who can help them address those issues.

BetterHelp only features duly licensed and certified counselors, including “psychologists (PhD / PsyD), marriage and family therapists (LMFT), clinical social workers (LCSW / LMSW), or licensed professional counselors (LPC).” To see clients through the platform, therapists must hold a valid license from their state’s professional board and have a minimum of three years and 2,000 hours of experience.

In addition to the therapy services, BetterHelp includes group web seminars (called “groupinars”) with every subscription. These presentations are led by counselors and cover topics like grief, trauma, and wellness.

Tailor Your Experience to Fit Your Needs

Because BetterHelp has such a large roster of therapists, they are able to offer a variety of options so users can get matched to a suitable counselor. Users can mark a preference for race, sexual orientation, religion, among other factors.

Some of the options redirect users to separate sites owned by BetterHelp. FaithfulCounseling is for people who are interested in a Christian-based approach. Members of the LGBTQ community can seek therapy on PrideCounseling, while teens and parents of teens between the ages of 13 and 20 have TeenCounseling available. For couples looking for couple or marriage counseling, there is ReGain.

These options are somewhat limited, however. For example, the only faith-based option available is for Christians. Also, users can select a non-white counselor, but they can’t specify which race or ethnicity they prefer; or they can select an older counselor, but not a younger one.

Having filters that can help users personalize their experience is important. One of our testers, Sam, found it difficult to connect with his older therapist. “My therapist must have been over 65 years old, and I think I would have connected easier with a therapist within a smaller age gap. Especially with the video camera feature, it seemed like we were very different people and I was talking to a grandparent.”

None of this is to say that a therapist within a different demographic can’t effectively and compassionately treat users of all walks of life, but we acknowledge that some issues are generation- or race-specific, and that some people may prefer to receive counseling from someone who has firsthand experience with what they’ve been through.

It’s also possible for users to change their therapist more than once, though the company encourages users to give every therapist a chance. The goal of the platform and the therapist alike is to build a rapport with the client, says James Imrie, BetterHelp’s Digital Marketing Manager. “We do a good job matching [users with therapists] in the beginning and a lot of people understand that therapy is hard work. If you’re really invested in getting better, you’re gonna put in that work.”

Unlimited Sessions Make for a Better Value

BetterHelp comes in as the most expensive service on our list. Each week costs $65, charged monthly at $260. Users are able to pay for a single month, three months, or a whole year in advance, with subscriptions renewing automatically. But every payment option comes with the same benefits: unlimited chat and video calls with the therapist.

Consumers who can’t afford BetterHelp’s price tag have the option to request financial aid. Users need only answer a short questionnaire and provide information about their salary, any government assistance they receive, and other details that may affect users’ ability to pay for therapy.

BetterHelp is likely not for consumers who are not interested in the video-calling aspect of the service. There is no chat-only subscription. However, some experts —as will be explained in the Helpful Information below— believe being able to see the therapists’ face can help therapy be more effective. Combining both video and text may provide the best results, which is why we believe BetterHelp’s unlimited subscription plan, though more costly than the competition, is a better value for consumers.

Calmerry review

Calmerry opens the door to professional therapy for a wide range of customers by offering several ways to access counseling and subscriptions starting at just $42 per month. Patients can use the service in the way that makes them most comfortable—via text message or through video sessions conducted via web browser, tablet, or smartphone. The company can connect you with therapists who hold a variety of credentials, including licensed marriage and family counselors, licensed social workers, psychologists, and licensed professional counselors. Calmerry distinguishes itself from many competitors through the high credentials of its providers: each has earned either a Master's or Doctorate  degree in their fields.  Calmerry employs mental health providers in all 50 states. Some counselors are licensed to practice internationally and the company employs Spanish-speaking therapists,, as well.  Calmerry's broader reach is another distinctive feature of its services.

Calmerry's counselors are experienced in treating a wide range of mental health conditions. The company lists quite a few specialties, including common problems like anxiety, depression, grief, eating disorders, and anger management. Less common specialties include treatment for obsessive compulsive disorder, post-traumatic stress disorder, and problems arising from abuse. Some Calmerry therapists specialize in treating members of the LGBTQ+ community, as well.

Calmerry employs an online intake questionnaire to assess patients' mental health condition and match them with a therapist experienced with treating the problems they're experiencing. You can expect to spend a minimum of 10 minutes completing the questionnaire if you answer it fully and thoughtfully. The questionnaire isn't just about checking yes or no boxes; it asks patients to describe the issues they're dealing with and the goals they wish to reach by pursuing therapy. You can also indicate if you have any preferences in a counselor, for example age, sex, education, and areas of specialty. It's a more comprehensive intake questionnaire than we've seen on other online therapy providers' websites. The company seems to take quite a bit of care with finding patients a therapist that can effectively treat them and with whom they are likely to be compatible. Should you begin counseling with a therapist who doesn't suit you or if you're unhappy with the progress you're making, Calmerry makes it easy (and free) to switch counselors at any time. 

Calmerry is primarily a subscription based service, though patients can schedule and pay for individual sessions. The company's lowest cost plan costs just $42 per month, but it offers only unlimited text messaging and no video sessions. Calmerry reports that therapists return text messages once or twice per day. That may represent enough support for some patients, but those that are dealing with major mental health issues may need the more personalized care afforded by live sessions. 

Video sessions are available with Calmerry's other two plans. The company's mid-tier plan includes one 30-minute live video session and unlimited text messaging and costs $207.96 per month. For $269.96, patients can participate in four 30-minute sessions and unlimited texts with their counselors. The average cost of traditional, in-person therapy is between $60 and $250 per hour-long session, depending on where you live and a therapist's credentials. When we do the math, Calmerry doesn't seem to offer competitive value. To be fair, you're paying for the convenience of being able to access counseling from anywhere and according to a schedule that suits you. In addition, patients living in rural areas may have trouble finding mental health services at all. So the company does fill a niche in the mental health arena. It's also an excellent value for patients who may be uncomfortable with face-to-face counseling and take advantage of Calmerry's text-only plan.

Calmerry offers a few resources that are worth checking out on its website. The company publishes a robust, frequently-updated blog that addresses many different kinds of mental illness, life issues, and treatment options. The blog is organized by topic and it's easy to filter your way to what you're looking for. Articles are quite informative and easy to read—overall, we found them to be of great quality. 

Screenshot from Calmerry.com 12/8/2021

Calmerry also offers several self-assessment tools that patients may want to take advantage of as they seek to understand their mental health symptoms. We appreciate the steps the company takes to empower patients with the knowledge they need to help themselves—and ask for help from others on the path to mental well-being. 

Online-Therapy.com review

The sign-up process for Online-Therapy.com is simple—they ask about what problems made you look for the service, and, quite importantly, they remind you that severe symptoms such as suicidal tendencies, should be addressed in person. 

screenshot online-therapy.com

Screenshot online-therapy.com, August 2020.

Online-therapay.com tries to match clients with specialist therapists who have expertise in their specific issues.  For example, our tester marked “weight issues” as one of their problems, and the assigned therapist was not just a therapist, but also a registered health and nutrition coach (RHNC). To a certain extent, whether you're matched with the ideal therapist depends on availability and can still be luck of the draw. However, if you are dissatisfied with your therapist, you can request a different one at any time.

During our first testing, we found that Online-Therapy had issues with therapist licensing, and there was very little transparency for the client. Our previous tester encountered serious problems with their therapist and, when we dug deeper, we found out that neither the therapist nor the director of the department were licensed; they weren’t properly identified either. 

On this front, however, the company seems willing to constantly improve. After ongoing discussions with the company, it looks like Online-Therapy seems to have fixed these issues—they are verifying licensing and offering clients much more information. While that’s definitely commendable, when using any of these services, always make sure you have all the information you need to feel comfortable and safe with your counselor.

At the moment, the website offers four subscription levels. 

The first one is free for the time being due to the current COVID-19 pandemic. At this floor-level plan, you have access to what they call their Therapy Toolbox, a set of worksheets to understand different aspects of your psychological state. You’ll fill out a form about your health, family, education and work history. You’ll then receive orientation as to what CBT (cognitive behavioral therapy) is, which is what Online-Therapy uses. 

The site will then provide worksheets with different sets of questions you might have had a hard time asking yourself, in order to get at the root of your anxiety. Finally, this toolbox also includes a journal for you to use at your convenience. It’s important to note, however, that this is pretty much a “self-service” option, and doesn’t include sessions with a therapist. 

screenshot online-therapy.com

Screenshot online-therapy.com, August 2020.

To access a therapist, you’ll need to upgrade to Online-therapy.com's Basic plan, where your assigned therapist will look at the worksheets and write back daily. Even though the Toolbox seems to be one size fits all, the therapist’s feedback is valuable, and the more you write, the more they’ll have to work with.

While the Toolbox is an interesting method, there is a lot of do-it-yourself in Online-Therapy.com with both their Free and Basic plans. The company's Stanard and Premium plans offer one and two 30-minute therapist sessions respectively, through various media, including video. With the Premium plan, clients' messages are also prioritized for faster response times.

Our reviewer felt like the 30-minute sessions were too short and didn't provide a lot of time for therapist feedback. Granted, other clients may find 30-minute sessions satisfying. But some online therapy companies do offer more frequent and lengthier appointments with their subscriptions. That's often reflected in their subscription prices, of course.

If you have a very severe condition and would be better served by more frequent therapeutic support, you may want to seek out a company with subscriptions that offers more sessions.  However, for those with mild to moderate symptoms—particularly clients who can commit to using worksheets and other tools on their own—Online-Therapy.com is definitely a good option. 

Talkspace review

Talkspace is the only other major messaging-based online therapy app in the market. Users can speak with a licensed therapist through text and audio messages, as well as send videos and photos, on desktop and mobile app. The company calls this “Unlimited Messaging Therapy”. Therapists reply to messages every weekday. Depending on the subscription selected, users can also schedule 30 minute video chats with their therapist, though this option is only available on the iOS and Android apps.

Teenagers aged 13 to 17 can sign up for Talkspace with their parent or guardian’s consent. State regulations vary, but generally, therapists do not need to share details of treatment with the parent or guardian, meaning therapy can remain confidential from parents, even if they have to give their consent for treatment.

To practice through Talkspace, therapists must be licensed and certified by the appropriate state boards and agencies, have at least five years of experience in their field, and have valid malpractice insurance, among other requirements listed in their Terms of Service. Talkspace says all the information is verified by them.

Talkspace offers three different plans, all of which feature Unlimited Messaging Therapy. The most basic plan only includes messaging and has a cost of $49 per week or $196 per month. The second plan includes one 30-minute live session per month via video-conference for $59 per week or $236. The most advanced plan includes four live sessions for $79 weekly or $316 monthly. Live sessions only work on the mobile app, not on the desktop. Every plan is charged monthly, and discounts are offered when the subscription is paid in advance for 3 or 6 months. Couples therapy is available for a cost of $316 for one month ($71 per week).

To get matched, users go through an onboarding process with a therapist who asks questions about why the user is seeking therapy and enables the payment widget.

One of our testers, Lydia, who asked that her name be changed for this article, tried both Talkspace and BetterHelp. For Lydia, Talkspace’s onboarding process could be more robust: “The onboarding process was standard, but skimpy compared to a company like BetterHelp.” There are no questions about therapist preferences on Talkspace, for example.

Comparing Talkspace and BetterHelp is inevitable. The services they offer are only really comparable to each other. However, one of the reasons Talkspace is not our top pick is that, while its pricing appears to be less costly than BetterHelp, the plan actually includes much less. Users are not able to schedule live sessions with their therapist whenever they want, unless they select one of the more expensive plans or pay an additional charge ($49 for one 30-minute session).

In contrast, BetterHelp users have unlimited access to their therapist by video or phone call, depending on their therapist’s schedule. This gives a lot of flexibility to users who feel more comfortable having an uninterrupted verbal conversation with their therapist.

Of course, users who aren’t interested in video-chatting with their therapist may find Talkspace is the better option because of its lower cost (the least expensive Talkspace plan costs almost $70 less than BetterHelp).

Another issue we encountered with Talkspace service was related to the matching process. As we mentioned above in our Methodology section, being located outside of the 50 states gave some of our testers difficulties with being matched to therapists who were legally able to treat them. The problem was exacerbated in the case of Talkspace when our tester Lydia, after being matched with three therapists who told her they couldn't treat her, had one of them appear again in her available pool of possible therapists. 

It appears to be an issue with the algorithm, which doesn’t seem to eliminate previously matched therapists from each user’s pool of options. Though we recognize that our matching situation was unique, this algorithmic flaw could cause frustration, especially with consumers who live in states with fewer options. We asked Talkspace for comment, but received no reply.

Talkspace is a good alternative for consumers who cannot afford more than $200 in therapy every month, or for those who are not interested in having live video sessions with their therapist.

Our Research

Further Insight Into our Methodology

At the outset of our research, we thought exploring the online therapy category would be relatively simple. A quick search through Android’s Play Store generated over one hundred results for self-care and mental wellness apps, leaving aside websites across the web. We figured the most difficult part would be narrowing it down to a manageable number, and then it was only a matter of testing a few and picking the ones we liked best.

We quickly found out that the telehealth world is rife with nuance, and that not all online therapy and wellness apps are made equal. We discovered there is no single federal statute that governs how healthcare providers can provide treatment over the internet. Regulating the industry is largely left to the individual states, many of which simply haven’t caught up with the times and are only just starting to pass laws that limit and provide a framework for how people can receive medical and mental health services online. Arizona, Utah, Nevada, Colorado, Nebraska, Missouri, and Georgia (with Illinois joining in 2020), for instance, have joined together to enact PSYPACT, an agreement facilitating telepsychology across state lines. But most states have yet to follow suit.

This finding led us through the complex web of state licensure. Our testers were in a particularly gray area because of where we live. Our headquarters are located in Puerto Rico, an unincorporated territory of the United States which falls under the purview of the federal government. During our trials of the services included on this list, we frequently stumbled upon some confusion around whether therapists located in the fifty states were able to legally treat our Puerto Rico-based testers. Some therapists confidently asserted they could, but didn’t present any accreditations or relevant licensing numbers. Others instantly refused to continue therapy sessions once they learned our location, and several did not know whether they could, but agreed to continue the sessions nonetheless.

We contacted the local professional counseling licensure board, as well as the ethics committee of the American Counseling Association, and couldn’t get a clear-cut answer. As in many other states, Puerto Rico’s state government has yet to clearly regulate the telebehavioral health industry, though there is a law for telemedicine services.

We’re disclosing this snag in our research in the interests of transparency, but we did not take it into consideration when evaluating the companies. While we believe it has mostly to do with Puerto Rico’s vague regulatory status and not with any fault on the companies’ part, the process did uncover a significant issue in the industry.

After over 150 hours of research, including a two-week trial of all the services on this list, we evaluated these companies on four different comparison points.


Affordable Care

Lack of affordable care is one of the most frequent reasons people cite for not seeking mental health services. Whether this is because they don’t have insurance or because there are no mental health professionals in their network or near them, the rising cost of care is an obstacle for many.

The companies on our list are less expensive overall than in-person care without health insurance. A copay for visiting a psychiatrist or psychologist is about $30–$50 per session but, according to one source, patients without insurance can expect to pay anywhere between $68 and $250 per session, depending on the type of specialist and their location.

The companies on this list charge less per week than most therapists do for private sessions. However, you should note these companies charge monthly, meaning it’s a larger chunk of change at once. Costs range from $49 to $79 per week, charged as $196–$316 per month--these prices correspond to Talkspace, which offers both the cheapest and most expensive plans on our list. The hefty price tag should be considered in its proper context: a person who desires weekly sessions with a therapist will quickly get their money’s worth, while someone who only wants an occasional visit may find it’s not worth the cost.


Multiple Contact Methods

For many, online therapy is attractive because of how easy it is to receive treatment. Patients can text or live chat with their therapists, speak “face-to-face” through a video call, or send voice or video messages. If something happens in your day and you need someone to vent to, knowing that there’s a kind ear just a few taps away on your phone or computer can be very comforting.

When compiling this list, we prioritized the ones that offered more than one way to speak with a therapist. While live sessions are important and very useful, sometimes all you need is a quick check-in with your therapist.

Where we did include companies that only offered one way to contact therapists, we made sure they met all other criteria.


Licensed Therapists

Arguably the most important factor on this list, we made sure every company on this list has duly licensed therapists on its roster. Each company has its own requirements, but generally, therapists are required to have a valid certification from a U.S. state, as well as a certain number of years of experience in their field. Our Helpful Information section below includes a glossary of common acronyms used by therapists to denote their certifications and degrees so you can understand your therapist’s area of expertise.


Usability

Our researchers tried these services as consumers would: they signed up for a subscription, presented each therapist with a real-life concern, and received therapy for two weeks. We encouraged our researchers to use the services as little or as much as they wanted — our goal was to see how at ease each researcher felt. We received feedback ranging from how easy or complicated the website was to navigate to how engaged they felt with their therapist. While much of the experience depends on the therapist, part of it rests on how enjoyable the platform is to use, so we considered usability in our evaluation. Once we’d uncovered the issue with regulations (or rather the lack thereof), we also had our testers ask their assigned therapist for their professional credentials, and whether they were licensed to treat people in Puerto Rico.

Helpful information about Online Therapy

Online Therapy: A Viable Alternative

The mental health care industry is constantly evolving to increase access to care. Out of these attempts to make treatment accessible for more people, a new alternative to face-to-face therapy has grown.

Through mobile apps and websites, online therapy connects users and patients to licensed therapists and trained specialists. Treatment can take different forms, from providing various levels of therapeutic care, being a supportive listener who can help through hard times, or simply therapist-designed tools which serve as aids in overcoming difficult situations.

Telemedicine

Telemedicine or telehealth, refers to the use of digital data and telecommunications technology to carry out long-distance clinical healthcare, via videoconferencing, the internet, and media streaming. Remote patient monitoring with connected electronic tools, health info through mobile devices, and store-and-forward teleconferencing are also considered telehealth. While sometimes used interchangeably, telemedicine refers specifically to clinical services offered remotely, whereas telehealth covers a much wider spectrum. This distinction is important for regulatory and legal purposes, since some states may have telemedicine laws, but not telehealth ones.

Many telemedicine apps such as Amwell, Doctor on Demand, and MDLive, offer psychiatric and psychological services. Patients can schedule an appointment with the specialist of their choice via the app or website. In a video call, the specialist will diagnose the patient if necessary and can even prescribe medication, in the case of a psychiatrist. The cost of each session scheduled through these apps is comparable to that of a face-to-face appointment, between $75 and $200. Most apps accept insurance, so those who are covered by their health plan will only need to pay their copay. This solution is ideal for those who cannot leave their home to attend an in-person session or who live in areas without specialists.

Online Therapy Apps

When people talk about online therapy, they are often thinking about apps and websites that let you speak to a counselor or therapist via text message, web chat, voice message, or video call. Specialists who provide services through an online app can’t prescribe medication, but they can provide therapy that may include cognitive behavioral therapy or mindfulness, among other approaches. The cost for these services varies but it ranges between $49 and $79 dollars per week for the four companies we reviewed, usually charged monthly. This comes out to a monthly cost of around $250, which may startle some patients.

However, breaking down the services included in these subscriptions, such as unlimited text messages to your assigned therapist with daily text replies, as well as weekly or biweekly video sessions, puts the price tag in perspective. For patients who only visit a therapist once a month, a subscription to an online therapy app might not be worth it. But for people who want constant communication with a therapist or counselor, but can’t afford to pay for three or four in-person sessions every month, an online therapy subscription might make the most sense.

Peer-to-Peer Services

Further down on the range of expertise are peer-to-peer services and peer specialists. In other words, people like you who live with a mental illness but with special training to help other people. These services are often free, as in the case of 7 Cups. People who chat with peers often can’t afford any other therapy option or are just looking for someone to vent their frustrations with. Although it doesn’t meet the definition of therapy, it is included in larger conversations about mental health because it often provides a benefit to people who have no other alternatives.

Of course, it should also be noted that, as we mentioned above, listeners or peers receive very little training when compared to a licensed therapist, are often unsupervised and unregulated, and can provide contradictory or inflammatory feedback. Consumers who choose to use peer-to-peer services should follow their intuition and common sense when speaking with a peer and terminate and report the conversation if it takes a turn towards the inappropriate or dangerous.

There’s an App for Everything

Finally, the broader category of online therapy apps sometimes includes self-care apps like Headspace, Calm, and Pacifica, which offer free and subscription content that focuses on helping users reduce anxiety, track their moods, and improve their sleep habits. These apps may also include built-in communities where users can talk about their struggles and support each other, and they may include a therapist directory where the user can look for someone near them. While these apps do not offer therapy services (which is why we didn’t include them in our list or our testing process), their self-care tools, often created and vetted by mental health professionals, can truly help.

Why Choose Online Therapy

In this guide, we have decided to focus on the second category of online therapy. As with social texting, there are some limitations associated with online therapy. Dr. Terry Rabinowitz, a psychiatrist with the University of Vermont Medical Center, mentions “the inability to see a patient’s face, their affect, [and] that it’s impossible to write all of your thoughts and feelings or for a therapist to respond quickly in kind” as some of the things that can limit patient/therapist interactions. While face-to-face therapy in a clinician’s office may make these exchanges more effective, there is no denying that online therapy apps make mental healthcare more affordable and accessible.

As with any new technology, there are still concerns and misinformation out there regarding online therapy apps.

Online Therapy Can Be Effective

Though research into telebehavioral therapy is still in its infancy, some promising studies have already shown that certain types of remote therapy can be very effective in treating some conditions. A study published in the Journal of Psychoactive Drugs in 2015 showed that text messaging-based treatment has the potential to improve the rates of abstinence in people recovering from tobacco, drug, and alcohol addiction.

Another study from 2015 looked at the effectiveness of in-person and internet-based therapy for treating teens with insomnia, and found no significant difference between either type of therapy. In fact, the researchers mention that receiving therapy over the internet can help teenagers get over their apprehension about therapy while also giving them a greater sense of control over their treatment.

Some scientists and professionals are still hesitant about supporting online therapy. Dr. Todd Essig, a clinical psychologist and contributor for Forbes magazine, has been an outspoken critic of online therapy apps. When asked if online therapy can be as useful as in-person therapy, Dr. Essig said, “Absolutely not. It can be useful, but it is not a functionally equivalent replacement.”

Dr. Essig’s main reservation seems to be that some mental illnesses, like depression or eating disorders, may be serious enough —and perhaps even life-threatening— that speaking to someone over the phone or by text message may not ensure safe and effective treatment.

However, while online therapy may not be a perfect equivalent to face-to-face therapy, there are still benefits to be gained from exploring it. For some patients, says Dr. Rabinowitz, “remote therapy can be every bit as useful as face-to-face therapy”.

While he admits that some issues could exist when, for example, a psychologist prescribes medication to a patient they’ve only spoken with online, Dr. Rabinowitz explains that “there may be times when texting someone without knowing them face-to-face turns out to be important. It might even be life-saving.”

It’s all a matter of tempering expectations. There are clear limitations when it comes to text-based therapy, such as the patient not being able to see the therapist’s facial expressions or the possibility of the therapist misinterpreting the tone of a patient’s message. Said Dr. Rabinowitz, “if you accept that there’s some limitations and you agree with the patient early on that there will be limitations, it still might have great efficacy.”

Even Dr. Essig is forced to admit that, while text-based therapy often cannot replace face-to-face therapy, “it’s a better-than-nothing option, and it can be useful as a stepping stone towards a more traditional, in-person mode of psychotherapy.”

Online Therapy Can Be HIPAA-Compliant

Like other mental health care providers, therapists that treat patients over the internet and other platforms must adhere to the guidelines established by the Health Insurance Portability and Accountability Act (HIPAA), just as much as in-person therapists and clinics.

The HIPAA Privacy Rule regulates how patient records may be used and what the care provider needs to keep private. A provider can’t share your protected health information (also known as PHI), which includes the details of your condition, how treatment was given, and how you paid for it and identifies you as the patient.

This information cannot be sold or distributed outside of the covered healthcare provider unless it’s de-identified. That means any information that could identify you as the patient is erased — your name, address, phone number, photograph, and any other identifying characteristics.

An online therapy app may very well meet these standards. However, as Dr. Rabinowitz explained, it’s not the only thing you should be looking for.

“HIPAA is only one piece of what you have to consider when you’re thinking about a text-messaging approach. In some cases, text-messaging might be very protective of patients’ personal health information but that doesn’t mean it’s an appropriate or lawful use of telemedicine.”

Online therapy platforms should also de-identify your information, as well as have safeguards in place to prevent and stop unlawful access to your information that is stored on their servers. This includes, but isn’t limited to, transmitting information over HTTPS, which encrypts, for example, the communication between the user and the server.

When searching for an online therapy service, read through each company’s privacy policy and terms of service. Be sure you understand what kind of information they will collect from you and how they will use it. Mental health service providers, for example, are required to share patient information with law enforcement if the provider believes the patient may be in danger or a risk to others. This is true of both online therapy and in-person therapy, but if you don’t feel comfortable with this possibility, then therapy may not be for you.

Online Therapy Can Be Provided by Real Therapists

Online therapy can be provided by people with varying levels of expertise. Depending on the type of service you choose, you may receive counseling from a psychologist, a clinical social worker, or a professional counselor. Each type of mental health professional has varying levels of training and education, and these may provide different types of therapy. Some professionals, for instance, cannot make diagnoses. It’s important to understand the differences between the types of experts so you understand, for example, their obligations regarding HIPAA or the type of counseling you can expect to receive.

The following are just some of the different possible mental health credentials your online therapist may have. We recommend always asking your therapist for their credentials before beginning treatment and researching what they mean to make sure you’re happy with your counselor’s level of professional training.

  • Licensed psychologists (PhD / PsyD): Doctor of Philosophy in Psychology (PhD) and Doctor of Psychology (PsyD) are the two doctorate degrees a psychologist can pursue. The former focuses primarily on research, and a large number of PhD-holders end up in teaching positions, while the latter primarily prepares students for clinical practice--seeing and treating patients. On average, PsyD degrees require fewer courses in statistics and research. Each state determines how many supervised clinical hours an aspiring psychologist must complete to get their license, but the American Psychological Association says the number ranges from 3,000 to 6,000 hours.

  • Professional counselors: To practice, a professional counselor must have a license from the state regulatory board. Each state determines the requirements a counselor must meet to receive a license, but they are generally similar: a master’s degree from a counseling, psychology, or related accredited program and a minimum number of hours of supervised clinical practice. The number can be as low as 2,000 hours (Minnesota) or as high as 7,000 (Nebraska) and depends on the type of license for which the counselor is applying. License titles vary, but the most common are Licensed Professional Counselor (LPC), Licensed Mental Health Counselor (LMHC), Licensed Clinical Professional Counselor (LCPC), and Licensed Professional Clinical Counselor (LPCC).

  • Marriage and family therapists: Though not as common as psychologists or professional counselors, family therapists can provide valuable counseling. Their practice tends to focus on family relationships, and they are specially trained to deal with marital or couples issues, but they can also offer individual therapy. To be a Licensed Marriage/Marital Family Therapist (LMFT), most states require therapists to have a master’s degree from an approved marital and family therapy or another related program, as well as a certain number of practice hours that vary by state but are comparable to the required counseling hours mentioned above.

  • Clinical social workers: Social workers perform a variety of roles, like counseling children in school or supporting patients during emotionally taxing medical procedures. Clinical social workers focus on mental health treatment and see clients in a clinical setting. To be a Licensed Clinical Social Worker (LCSW), they typically must have a master’s degree in social work from an accredited institution and have logged a number of supervised clinical experience hours.

  • National Certified Counselor (NCC): To be certified by the National Board of Certified Counselors, therapists must have a master’s degree in counseling from an accredited university, have 100 hours of supervised clinical work after graduation, and either a professional counselor state license or a minimum of 3,000 hours of independent clinical experience, among other requirements. Applicants need to pass an examination and meet ethical guidelines as well. 

When Online Therapy Can Help

Online therapy is often less expensive than in-person therapy, especially for people without health insurance or whose health insurance doesn’t cover mental health services. When you compare the cost between multiple in-person sessions every month with the cost of online sessions with a therapist, plus the ability to text with a therapist at any time, you may find subscribing to an online therapy site makes more sense for you.

One of the main objections to online therapy is the digital barrier that keeps therapists and patients from getting to know each other in person. For Dr. Rabinowitz, however, the relative anonymity and distance provided by online therapy can be a good thing.

“Shy or avoidant patients may actually appreciate the feeling of distance the telemedicine approach gives them versus a face-to-face approach,” says Dr. Rabinowitz. “And actually, it may help many of these folks avail themselves of psychotherapy that they wouldn’t avail themselves of otherwise.”

In addition to shyness or reluctance to treatment, online therapy can help many people avoid discrimination and judgment in their communities. The ability to restrict all therapeutic conversations to a mobile device or computer enables vulnerable people to keep their mental health status private, since they don’t have to find the time to physically attend appointments where they may be recognized.

In the course of our research, we were also surprised to find that one of the situations when online therapy can be most useful is when it comes to relationships. Couples with busy or conflicting schedules may find it impossible to receive therapy in person. Though commonly known as marital counseling, this type of therapy is not restricted to married couples and can be enjoyed by all kinds of people in romantic relationships. Online therapy provides an opportunity to meet in a neutral, virtual therapy room where they can talk about their relationship. Writing things down may also help people who may be too shy or scared to speak their problems out loud. Online therapy is also a great alternative for people in long-distance relationships.

Online Therapy Isn’t for Everyone

Despite online therapy’s convenience and affordability when compared to in-person therapy, it simply isn’t the right choice for some people. Many online therapy sites will refuse to treat you if you present signs of a more serious condition that requires immediate intervention or a level of care that an online therapist will have difficulty providing.

If you are having thoughts of harming yourself and others, or if you’ve been diagnosed with a serious mental illness and have been advised by a professional to seek intensive treatment, as may be the case with an eating disorder, you probably shouldn’t try online therapy.

The fact is there are physical barriers to getting you the immediate help you need if you’re in a crisis. Your online therapist may not know exactly where you are located in order to send you help (whereas an in-person therapist would be in the same place as you). Additionally, chatting online doesn’t allow a therapist to view your body language or facial expressions, which may be a key factor to recognizing the signs of a crisis in some people.

If you are currently thinking about hurting yourself or others, or if you’re in immediate danger, online therapy is not for you. Getting immediate help could save your life or that of the people around you. An online therapist is not able to provide this for you. The helplines below, on the other hand, can provide help when you urgently need it. 

Mental Health Resources

National Suicide Prevention Lifeline: 800-273-8255

LGBT National Hotline: 1-888-843-4564

Trevor Project Lifeline (for LGBTQ+ teens and young adults): 866-488-7386

Crisis Textline: Text HOME to 741741

Additional resources are on the American Foundation for Suicide Prevention website, including help for self-harm, eating disorders, and other conditions.

Abuse

Abuse can take many shapes and forms, from the emotional and verbal to the physical and sexual. It can happen during childhood or adulthood, and have wide-ranging effects far into the future. According to the Office on Women’s Health, experiencing abuse or trauma can lead to mental health conditions such as anxiety disorders, depression, post-traumatic stress disorder (PTSD), borderline personality disorder, or the misuse of drugs and alcohol. It can also result in eating disorders, self-injury, and severe stress or fear.

Still, it can be hard to figure out if and how you’re being affected by prior or current negative experiences. Sometimes the symptoms take many months or years to surface, manifesting as anxiety, trouble sleeping, changes in mood or appetite, anger and depression, or the abuse of drugs or alcohol.

If you are currently in a physically or mentally abusive situation, it can be hard or near impossible to get out of the house and receive the help you need. While online therapy may seem like an accessible alternative, it’s crucial to understand that it can only help to a certain extent. There are physical barriers to getting you immediate help should you need it. Your online therapist will likely not know your exact physical location and, therefore, cannot send qualified personnel should it become necessary. Additionally, online therapy usually has a time delay between patient and counselor, which can take hours, if not days. This also makes it ill-suited to emergency situations.

If you are not ready to take the steps necessary to get yourself out of an abusive situation, online therapy can definitely provide a helpful first step, but it should not be treated as anything more than that. In many cases, domestic violence and other types of abuse are life and death situations.

If you or someone you know is a victim of abuse, the National Domestic Violence Hotline has some helpful info on determining what constitutes abuse. Online chat with trained specialists is available in English and Spanish, as well as a 24/7 advocate helpline for hearing and Deaf callers. 

The National Coalition Against Domestic Violence also has a list of excellent resources for survivors of abuse in many communities (indigenous, LGBT, differently abled, and immigrants, among others).

National Domestic Violence Hotline: 1-800-799-7233 (SAFE)

TTY: 1-800-787-3224

Substance Abuse

If you’re struggling with addiction, it might be tempting to seek an online counselor – after all, it’s private, often anonymous, and easily accessible. However, your plan for recovery should include more intensive help than an online counselor can provide.

Addiction is often measured on a spectrum, which can range from mild to severe. If you’re only just becoming aware that you may have an addiction, online therapy may be a good place to start. A licensed counselor with experience in substance abuse issues – whether online or in-person – should be qualified to help you determine if you do, in fact, have a problem and figure out next steps you can take.

However, if you already know you have a serious substance abuse problem that may be life-threatening, the best thing you can do is seek out help in your area. Speaking to a therapist or physician in person can give you the consistent support you need in order to get sober and healthy. There are also support groups like Alcoholics Anonymous and Narcotics Anonymous, with millions of members worldwide, where you can find people like you to help you achieve your sobriety goals. Recovery is a hard road, but you don’t have to travel it alone.

The Substance Abuse and Mental Health Services Administration (SAMHSA) has an online directory of approved drug and alcohol treatment facilities in all fifty states, as well as the U.S. Virgin Islands, Puerto Rico, Guam, the Northern Mariana Islands, and Micronesia. They also have a National Helpline for people facing mental illness and drug abuse.

The National Drug Helpline has professional advisors available 24/7 to help you access additional resources, as does the National Council on Alcoholism and Drug Dependence (NCADD). You can also check out the National Institute on Drug Abuse (NIDA) website for more helpful information.

SAMHSA National Helpline: 1-800-662-HELP (4357)

NCADD Hope Line: 800-622-2255

Post-Traumatic Stress Disorder

If you have been diagnosed with post-traumatic stress disorder (PTSD) – or suspect you have it – therapy is a necessary step. And, if you have already gone through therapy before and your symptoms are manageable, an online counselor might serve as a helpful support system.

However, if you’re having frequent flashbacks, struggling with depression, or having problems in your relationships or job due to your symptoms, this might be a sign that you need more than what an online therapy site can provide. Additionally, if you have recently had thoughts of harming yourself or others, however fleeting, it’s time to seek in-person help.

While there are online therapists that are able to deal with PTSD, therapy can jog your memory and trigger symptoms in unexpected ways. It’s best to engage with a therapist that is available to handle crises immediately and effectively, and who can physically be there for you when you most need it.

If you are a military veteran, you can contact the Department of Veteran Affairs’ Veterans Crisis Line, by phone (support for Deaf veterans is available), chat, or text. There is also the PTSD Foundation of America, which funds the Camp Hope initiative to provide interim housing and one-on-one mentoring to combat veterans suffering from PTSD.

Survivors of sexual violence can contact the Rape, Abuse & Incest National Network (RAINN), which has resources available in English and Spanish, as well as a phone and live chat hotline.

SAMHSA National Helpline: 1-800-662-HELP (4357)

Veterans Crisis Line: 1-800-273-8255

PTSD Foundation of America: 877-717-PTSD (7873)

RAINN National Sexual Assault Hotline: 800-656-HOPE (4673)

America’s Mental Health Crisis

Much has been written about the lack of access to mental healthcare, one of the most pressing problems of contemporary American society. The National Institute of Mental Health estimates that one in five Americans suffers from a chronic mental illness in varying degrees of severity. Yet, every year, millions of Americans go without care. 

The statistics are staggering. According to Mental Health America, an advocacy non-profit, 24 million adults with mental illnesses don’t receive any treatment. In some states, such as Hawaii, the rate is as high as 65%.

What’s worse, incidences for major depression and serious psychological distress are rising among teens, according to the latest National Survey on Drug Use and Health from 2016. Suicide rates have also jumped for teens and young adults, as well as emergency-room admissions for self-harm, and hospital admissions for suicidal thoughts or attempts. The CDC reports suicide is the third leading cause of death among youths between 10 and 24 years old, a heartbreaking statistic.

However, despite the high prevalence of mental health issues in contemporary American society and the high visibility of the problem — with press and academia both covering and studying it extensively — too many are suffering and not getting help. It’s hard to find any other comparable health crisis that’s treated as cavalierly — most people, for instance, would find it unacceptable if only one in ten cancer patients was able to get professional help.

The big question is, why is it so hard to get mental health treatment?

It’s Too Expensive and My Insurance Won’t Cover It

Maybe your insurance severely limits coverage for mental health services or doesn’t cover it at all. Maybe you simply don’t have health insurance. Considering that a single hour of private therapy can run anywhere from $75 to $200, depending on the patient’s location and the type of mental health professional they are visiting, it’s clear that out-of-pocket costs are a huge obstacle to getting adequate access to mental health care.

In fact, the National Council for Behavioral Health (NCBH) found in 2018 that 42 percent of Americans cited cost and insufficient insurance coverage as the major barriers to seeking therapy, with one in four having to choose between daily needs and treatment.

Even if you have insurance, there’s no guarantee you’ll be covered. A 2014 study in JAMA Psychiatry, which analyzed a national survey of office-based physicians, found psychiatrists had considerably lower insurance acceptance rates for all types of insurance than for other specialties, with rates steadily dropping since 2005. In 2009-2010, almost half of private practice psychiatrists didn’t accept fee-for-service insurance, and more than half didn’t take Medicare or Medicaid.

Exacerbating the issue is that many insurance companies only cover customers for a certain number of therapy sessions, after which they may require that therapists present a case to a review board to explain and justify whether further treatment is needed.

I Can’t Find a Therapist Near Me

Many point to insurers’ low reimbursement rates as the main reason for non-acceptance, but there’s also the issue of a dwindling psychiatrist population.

In a reflection of a serious shortage of mental health care providers, physician search firm Merrill Hawkins reports, for the third year in a row, that psychiatrists rank second on the list of positions most requested by recruiting organizations. While there has been a slight uptick in the number of new psychiatry residents, according to the American Association of Medical Colleges, data from 2015 shows that 60% of existing psychiatrists are over 55 and aging out of the profession.

Access to care — measured by nonprofit Mental Health America by counting the size of the workforce, access to health insurance, and access to mental health treatment — can vary wildly according to geographic location. According to MHA, Mississippi, Texas, and South Carolina have the least access to mental health care, while Massachusetts, Vermont, and Minnesota have the most. Income level also plays a part in geographic access, with people living in economically disadvantaged and rural areas finding it considerably more difficult to find help.

The problem is so acute that the NCBH study determined that 96 million Americans seeking face-to-face services have to wait over a week to gain access to treatment. Almost half the population either know of someone or speak from personal experience about having to drive over an hour round-trip for an appointment.

Some states, considered mental healthcare deserts, have as few as one mental health professional —  such as psychologists, psychiatrists, social workers, counselors, and psychiatric nurses — per one thousand residents.

Mental Health and your Job

Many people struggling with mental health issues also worry about the consequences seeking treatment may have on their job security. In some instances, this fear is a reality. For instance, an official diagnosis could disqualify you from seeking employment in certain law enforcement agencies, such as the CIA, which requires candidates to pass a thorough psychological evaluation. 

In the overwhelming majority of cases, whoever, being diagnosed has little to no effect on your job. For one thing, it’s likely there is no obligation for you to disclose your mental health to your employer, and your healthcare provider can’t tell your employer for you without your consent.

HIPAA, which equally applies to online and in-person therapy, prohibits health care providers from sharing your personal health information with anyone else, and this includes your employer. You might need to provide your employer information about your care if you’re seeking reasonable accommodation or requesting a medical leave of absence. Otherwise, your therapist cannot disclose your treatment status, you are not obligated to tell your employer that you’re seeking therapy, and your employer cannot ask you.

There may be an exception if the computer you’re using is owned by your employer or if you talk to your therapist during work hours. Although the issue of employee privacy is still up for debate, generally, what you do on a work computer can be easily and legally tracked by an employer. This means that any conversations you have with your therapist on a work computer could be discovered as well.

Otherwise, there is virtually no reason for your employer to find out you have a mental illness or are receiving therapy.

If you do decide to be open with your employer about a condition, there are laws that limit how your employer can use that information. In the first place, employers are required to treat any health information with confidentiality, and it’s a human resources violation to disclose it.

Additionally, it is illegal to discriminate against you and withhold opportunities just because you go to therapy or have been diagnosed with a mental health condition. If it’s a chronic condition, and limits what the Americans with Disabilities Act (ADA) call “major life activities”, it could qualify as a disability, which implies additional protections under the law. Even if your condition isn’t continuous, but has flare-ups, you would still qualify for some protections, as long as it’s a long-term problem.

The bottom line is that, in most job situations, seeking treatment for a mental health condition should not affect you in any way.

The Stigma of Therapy

Aside from employment considerations, another major barrier to getting treatment is the social stigma involved with seeking help. Data published in 2015 by SAMHSA revealed that the fear of prejudice and discrimination is one of the most cited reasons for not seeking mental health services.

This apprehension is worse in certain populations. According to the same study, black, Hispanic, and Asian adults are less likely than other groups to seek treatment. Being afraid of being judged by relatives, neighbors, employers, and colleagues makes many people decide not to seek treatment at all.

It is unfortunately true that mental health conditions are often wrapped in prejudice, stereotypes, and discrimination which may harm social opportunities. Research indicates that people with concealable stigmas often hide them by not seeking help in order to avoid being labeled.

However, there have also been studies that correlate positive attitudes from family members with a greater willingness to seek help. Slowly, social attitudes towards pro-actively seeking mental health are changing. A 2012 study by the Center for Disease Control (CDC) evaluating the effectiveness of SAMHSA’s “What a Difference a Friend Makes” campaign to help destigmatize mental illness found that 80% of Americans across states surveyed believe that treatment can be effective and help people lead normal lives.

Increasing awareness matters because the stigma attached to the issue is significantly reduced in countries where there is greater access to information about how to deal with mental health and higher treatment rates.

What To Watch Out For When Using Online Therapy

The purpose of this guide is not to tell you which company to use — it’s to teach you the basics of online therapy so you can figure out whether it’s right for you and find the company that best fits your needs.

That means there are still a few things you need to do to be as informed as possible.

You and Your Therapist

Therapy is only as good as the therapist you are seeing, so it’s very important to make sure you’re talking to the best possible pick for you.

Authenticating Your Therapist

In the process of creating this guide, we came upon two companies that did not appear to fully vet the therapists on their site. In light of this discovery, we believe consumers should take a more active role in authenticating their therapist’s credentials and licenses.

Therapists should clearly display license numbers and any relevant certifications and diplomas on their profile page. If you can’t find them, don’t be afraid to ask. An in-person psychologist is legally required to display their diplomas and certifications in their office so their patients are sure they’re dealing with an authorized therapist. Asking an online therapist for this information shouldn’t raise any eyebrows. In fact, therapists should be glad to show you their qualifications because it shows you care about receiving the best treatment. If they’re not, we consider it a major red flag.

Refer to our guide to therapist certifications above to know what the acronyms mean. Then, search for your state’s counselor or psychologist license database. The American Counseling Association has a list of all professional counselor licensure boards in the United States and its territories. Feel free to call the board itself and ask for help if their database isn’t online or if you can’t find it.

This may seem like a lot of extra work, but it’s important to make sure your mental health is in trained, competent hands. Just as self-diagnoses can be dangerous, so can trusting your healthcare to an inexperienced or unqualified therapist.

If your therapist lives in a different state than you, ask if they are allowed to treat you. It’s possible the therapist is required to have a license to practice in your state in order to treat you. Your therapist should be aware of these regulations or could inform you about where to find out.

Many jurisdictions don’t limit interstate therapeutic relationships, so there may not be anything keeping your therapist from treating you. However, while receiving care from someone outside your state (or country) may not impact the quality of your treatment, there is a risk it could be regulated in the future. If a law is passed in your jurisdiction prohibiting out-of-state therapists from treating state residents without a state license, you may find yourself in the unwelcome situation of having to give up your therapist, with whom you may already have bonded.

This is not to say you shouldn’t receive treatment from an out-of-state therapist; only that you should be aware of the regulatory uncertainty and the possible risks.

Switching Therapists

If you feel your therapist isn’t a good match, it’s okay to seek out a new one! All the online therapy services on this list let you change your therapist if you feel you haven’t made a connection with them, if you think they demand too much or too little of your time, or for any other reason. Most services won’t place a limit on how many times you can do this change, but they will encourage you to give each therapist enough time to get to know you and try to build a relationship.

Reporting Your Therapist

Though most therapists are professionals who understand the responsibility they have to their patients and the profession, it may be that you get matched with a bad apple.

If you think your online therapist has committed an ethical or legal fault, contact the company immediately. Many companies have a direct method to file a complaint, but you may have to go through customer support. Provide as many details as you can, including screenshots of any correspondence between you and the therapist, if possible.

It’s a good idea to familiarize yourself with the ethical standards applicable to your therapist, such as the Code of Ethics of the American Counseling Association (ACA) or the Code of Conduct of the American Psychological Association (APA).

For example, a counselor is not allowed to be friends with current patients on social media, to establish a romantic or sexual relationship with a patient, or to terminate the therapeutic relationship without making arrangements for continuation of service.

Counselors are also obligated to be respectful of their patients’ diversity, meaning they can’t use discriminatory language against you, and they have to respect your privacy unless it’s possible that you or someone else could be seriously harmed.

If you find yourself in a situation with an unprofessional and unethical therapist, don’t be discouraged from seeking out therapy. It is not your responsibility to make the therapist behave adequately. Try again. It can be hard to allow yourself to trust someone again if you’ve been hurt, but it’s most likely the next person you find will be better.

You and the Company

Remember, you’re not only establishing a therapeutic relationship with a counselor, but you’re also entering into a contractual relationship with the company that hosts the service.

Reviewing the Terms and Policies

The Terms of Service or Terms and Conditions of an online therapy app or website establish the rules for using the platform and the counselor or therapist’s responsibilities when treating you. It’s important to read and understand these terms before starting the service so you know what to expect.

For one, the distinction between therapy (also known as psychotherapy and talk therapy) and counseling is important to note. Though sometimes used interchangeably, the term “counseling” is generally used to refer to a shorter-term relationship aimed at resolving or managing a specific problem. On the other hand, therapy is usually long-term and covers a wide range of issues, such as learning how to manage a chronic mental illness. Some online therapy sites, like BetterHelp, clarify in their terms of service that they connect customers to counselors who provide counselor services, while others use the terms as synonyms.

It’s also important to read the terms of service so you understand how billing works. Most of the companies on this list are subscription-based, usually on a monthly basis, and the subscription renews automatically every month. If you’re not happy with the service or simply want to cancel it, you must remember to cancel before the automatic renewal goes through.

Another reason to be clear on billing is because most online therapy services don’t offer refunds. Once you subscribe and submit a payment, it’s unlikely the company will agree to a refund, except in extenuating circumstances.

Make sure you understand these conditions before signing up for the service so you can avoid unpleasant surprises later.

 

 


FAQs about Online Therapy


Is online therapy covered by insurance?

The only type of online therapy that is covered by health insurance is the kind offered through telemedicine providers, such as Amwell, MDLive, and Doctor on Demand. Generally, the therapists on these platforms are physicians, psychiatrists, and psychologists, and they only treat people through video-conference. Due to how similar these services are to in-person therapy, many health insurance companies cover these interactions. Depending on the type of plan you have, you may only need to pay a copay, which can be significantly less than the cost of an online therapy app. Some health plans don’t cover mental health services outside of psychiatric care (which is considered medical care), and, if they are, the insurer may limit the number of sessions they will cover. Contact your insurance company for more information. Unfortunately, none of the online therapy services included in this list are covered by health insurance. Though the industry is growing and evolving, many insurance companies have not yet acknowledged the effectiveness of text-based therapy.

Can I receive face-to-face and online therapy at the same time?

At the moment, neither the APA or the government have made statements on this. The decision of having two therapists is rather blurry and mostly left to patients themselves. What is important is to know what you are getting from both services in order to make sure they don’t clash and cause you more harm than good. This also means being honest with both of your therapists so you can use this for the better.


Can I be prescribed medication online?

Yes, you can receive prescriptions through some online services, but not most. Remember that only licensed psychiatrists (not psychologists or counselors) can prescribe medication. Most services will openly recommend that you personally see a psychiatrist in order to receive medication.


Our Online Therapy Review Summed Up

Company Name
BetterHelp Online TherapyOur Editorial Pick
Talkspace Online TherapyOur Budget Pick
Calmerry Online TherapyBest for High Credential Therapists
We receive compensation from these partners