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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How Do We Rate Delta Auto Protect?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Our Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

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Trevor Y
10/18/2019
Where I live in Massachusetts, the roads get really slippery, and two weeks ago, my ABS brake system went out. I definitely could not drive on the bad roads without this, and I really needed to get to school. I called delta, and they got me a rental right away. All I had to do was pay a low deductible. My car was fixed by the end of last week, and I was back to being safe on the roads thanks to Delta!


R
RM
10/15/2019
Very unreliable company. Does not return phone calls. All they want is your money.


verdaxy
10/4/2019
This company has to be the worst customer service I have encounter in my life. If anyone is thinking of purchasing an extended warranty with Delta Auto Protection DO NOT!!!!!!!!! save yourself a headache. It took me four days just to submit a claim and that's because I had to literally scream and speak to a manager in order for my claim to be submitted. Please rethink your purchase when it comes to this company do your research don't be like me.


jamie.traver01
10/4/2019
DO NOT PURCHASE THIS!!!!!!!! I bought my Delta Auto Protect Diamond Premier police 1.5 years ago and have had nothing but hassles. I own a BMW 530i and shortly learned that this coverage is a joke for my car. It would be an plan for a Chevy Cavalier or Ford Escort where they are basic in all aspects as far as a vehicle goes, but not for a car that has some R&D behind them. I had a steering shaft issue on my car and when I called to get it fixed they told me that it was not covered. When you read what is covered in the policy you have to read everything very carefully. My part was not covered (a steering knuckle) because it is not listed on their list of covered components. I also... Read More


john.tampa
10/2/2019
DO NOT BUY A DELTA AUTO PROTECT EXTENDED SERVICE PROGRAM !!! YOU HAVE BEEN WARNED. They are extremely difficult to deal with. Most Chevrolet Dealerships in the area will not allow you to pay for repairs with their warranty due to Delta Auto Protects extremely poor reputation. Delta Auto Protect authorizes to fix the car but never pays the bill. You'll have to pay with your credit card and will never get reimbursed by Delta Auto Protect. I have been trying to get a prorated refund of my Diamond Premiere program since 07/31/2019 with no success. I sent the cancellation letter 7/31/2019 via registered mail. Delta Auto Protect received it 08/05/2019. I called 08/22/2019 for a status... Read More


eileenragle
9/21/2019
I will be honest and straightforward about my review about Delta. I purchased a warranty for my 2015 Volkswagen Pastas from Delta. The rep was fast speaking and to the point. I had to ask him for repeating the info and he did not satisfy me with his short answers. This was frustrating as I wanted to invest in the company but the guy on phone did not seem to pay heed to my concerns. Anyhow I hung up. Few minutes later my phone bell ring and I received an email from company that continued all the info regarding package, pricing and payment methods etc. I read them and got interested in their price. I called again and this time the rep was changed. He was nice and helpful. I got my self... Read More


lovely.lovius
9/6/2019
Worst company ever, they cancelled my extended warranty without my consent. Spent hours on the phone and no resolution. They kept saying to call them back in 2 days.


masterpieceglobalcreations
9/5/2019
Delta Auto Protect WOULD NOT cover the part in the warranty. I was current, provided service records and asked for payment to the shop. They said they would, but several days went by. It was never paid. Now, they said they would it EVENTUALLY. It could be a week to 3 weeks. They said they pay ONLY the 15th and the 30th.


Alok B
9/4/2019
This is an outright fraudulent company with zero customer service or downright rude CS agents. My car broke down due to a timing chain issue 2 months after I bought their warranty and their inspector mysteriously classified it as a pre existing issue based on no evidence being shared with me. Numerous other complaints online are similar to mine. They told me there's no appeals or redressal process. I'm filling a small claims civil suit. Do not buy this worthless warranty.


christiest55
9/2/2019
I purchased a diamond plus plan 1 year ago , and so far i am quite satisfied with the deal . the one thing i want to delta improve is the coverage for the corrosion , the rental car reimbursement is also a little low , but they ttook good care of the claim when ever i have .. recommended



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