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Endurance Auto Warranty


ConsumersAdvocate.org Rating: 5 / 5 (Excellent)
130 Customer Comments & Reviews - see all comments
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Endurance Warranty Services, LLC, is one of the largest direct providers of extended car warranties in the United States, offering seamless customer support from quote to claim. Founded in 2006, the company is based in Northbrook, Illinois and has more than 350,000 in-network mechanics located across the United States.

How is Endurance rated?

Breakdown

5.0/5
Plans & Service Contracts
5.0/5
Claims & Repairs
5.0/5
Reputation

Overall Rating: 5 / 5 (Excellent)

Endurance sets a high bar in the extended car warranty industry by offering in-house administration and claims processing. The company states that it can save consumers up to 60% on warranty plans by cutting out the middleman (auto dealers).

Endurance holds an excellent rating on Trustpilot, as well as numerous third-party accreditations including with the Vehicle Protection Association.

We highly recommend Endurance Warranty because of the wide range of plans the company offers, high-value coverage contracts, extensive contract benefits, in-house administration and claims processing, and its strong reputation in the industry.

Coverage Overview

Key Facts

Plan Types
Powertrain Coverage
Named Component Coverage
Exclusionary Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 5 / 5

Endurance offers a total of eight vehicle services contracts. You can pretty much customize your coverage so that it suits your needs perfectly. The company offers both traditional repair plans under its five breakdown protection plans, plus the option of adding routine maintenance coverage by choosing one of its three EnduranceAdvantage™ plan options. Endurance covers the systems and components you'd expect it to, plus maintenance coverage up to $3,500 per year through Advantage. Through its wide range of personalized protection, you can find the plan that's right for you, with prices increasing as you choose more comprehensive coverage.

Endurance sets itself apart from the competition by offering specialized coverage on high tech components, factory navigational systems, commercial vehicles, and hybrid/electric vehicles. In addition, all Endurance vehicle service contracts include 24/7 roadside assistance and a free year of the Endurance Elite membership, including $2,000 in benefits like key fob replacement, tire repair and replacement, towing, fuel delivery, lockout assistance, and more.

Endurance does limit its payouts to the trade-in value of the vehicle covered in the contract.
Limit of Liability: The average trade-in value of the vehicle as provided by the NADA Guides or the purchase price of the vehicle as provided by a bill of sale.

What does Endurance cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Commercial / Business Use
  • Hybrid / Electric Vehicle Components
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension
  • Fuel System
  • Steering

Routine Maintenance

  • YEARLY REGULAR MAINTENANCE:
  • -Up to 3 oil and filter changes
  • -Engine diagnostic exam
  • -Alignment check
  • -State safety inspection services
  • -Tire rotation
  • SPECIAL, ONE-TIME SERVICES:
  • -Brake pads/Shoe replacement
  • -Cooling system maintenance
  • -Front or rear wiper blade replacement
  • -Battery replacement
  • -Scheduled service coverage
  • *Included on all levels of EnduranceAdvantage coverage plans.

Additional Benefits

  • Roadside Assistance (Out of Gas, Dead Battery, Towing, etc.)
  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Endurance exclusions, check out this page.

Claims & Repairs

Claims

Deductible Options
$100
Maintenance Records Required for Service?
Yes
Waiting Period
30 days and 1,000 miles

Repairs & Service

Repair Facility Selection
In-Network Only
Number of Mechanics
350,000

Claims & Repairs - 5 / 5

With Endurance Warranty, repair claims may be submitted after the waiting period has been completed, generally 30 days and 1,000 miles.

Deductibles are typically $100 and must be paid before the claim is to be approved. The company also pays all covered claims up front, so customers don’t have to incur in high out-of-pocket expenses or wait to be reimbursed.

This approach is quite different from that of other companies, increasing the value of Endurance policies and highlighting the benefits of their customer-centered business approach.

To further differentiate themselves from other competitors, Endurance offers car warranties that are honored wherever there is a licensed, authorized repair facility. Unlike other car warranty companies that only approve repairs at specific locations or charge extra for repairs that take place in shops outside their network, Endurance’s warranties can be used anywhere, regardless of state lines.

That means that if you’re away from home when you need vehicle repairs, you can still receive the services you need without hassles or additional expenses.

Endurance Service Contract

Contract Details

Vehicle Inspection Required for Contract?
No
Transferability of Warranty?
Yes

Sample Contract

Endurance provides a sample contract for potential customers on its website: Endurance Sample Contract

Plans & Service Contracts - 5 / 5

Endurance does not require vehicle inspections for the warranty coverage to begin. Making things even easier, not only is a warranty transfer allowed to a new driver or new vehicle entirely, but cancellation comes with a money-back guarantee within the first 30 days.

Endurance calls this a “review period” in which customers have the option of canceling their auto warranty if they decide the product doesn’t meet their needs.

However, there is one caveat. After the initial review period has ended, if a cancellation is requested by the customer a pro-rated refund may be granted depending on claims paid out and policy time/mileage used.

For more information on Endurance Warranty plans and policies, visit the company’s FAQ section under the resource center. There you will find answers to the most pressing questions consumers have about extended auto warranties as a whole, as well as company-specific details regarding policy options, coverage, and claims.

Company Reputation

Company Details

Year Founded
2006
Vehicle Protection Association Member?

Customer Reviews

Trustpilot Rating
3.6 out of 5
Date Collected
2021-01-05

Reputation - 5 / 5

Endurance has been in business since 2006. The company holds a 4.2 out of 5 (“Great”) rating at Trustpilot.com with more than 1,600 consumer reviews, as well as a 4.9/5 (“Excellent”) at ShopperApproved.com with more than 473 customer reviews.

Currently, Endurance is not rated by Better Business Bureau.

Contact & Additional Information

Homepage URL
Company Phone
(866) 918-1438
Headquarters Address
400 Skokie Blvd. Suite 105, Northbrook, IL, 60062
Mailing Address
400 Skokie Blvd. Suite 105, Northbrook, IL, 60062

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130 Customer Comments & Reviews

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E
Erin
11/4/2024
DO NOT BE FOOLED! I’d give 0 stars if that was an option. They sell you this insurance like it is the best thing ever, when in reality it is the exact opposite. We purchased our plan in July after purchasing our truck earlier this year and making the mistake of not getting a dealer warranty. We have now made the decision to sell our truck, and so we no longer needed the warranty plan. We called Endurance on October 28th to cancel, and we got connected with Jason. He was totally rude, interrupted me when I tried to speak, and kept saying the same things over and over. He was accusing me of lying and saying that another company was coaching me to say the things that I was saying when I asked... Read More


eol8887
10/9/2024
Endurance auto warranty BEWARE. The salespeople quickly become rude if you try to pin them down on a specific question. Maintenance records are the key. If you buy a used car without proper and complete maintenance records before your purchase, they can and will deny your claim. Even for major “covered” items. Their line, “We are not responsible for your decision to buy a car without the proper and adequate maintenance history”. That’s it. Simple Standard Legal Boilerplate. If you call in a claim, they will look for an inadequate maintenance record on that item/part. Unless you have proper documented proof of maintenance services performed, at the proper intervals, from the... Read More


jessaz1960
9/18/2024
WOW thank goodness I read reviews. I almost bought this Know lotta friends was gonna Buy...all these bad reviews can't Be wrong...you get money to do A service when it's time to pay Up .you say no...shame on you


John A
8/30/2024
My back up camera went out when I put in my claim I was told it was not covered


G
g.
8/27/2024
I wish I had read more of the comments before taking out this insurance. But, I trusted Richard Karn. I have paid for 3 months. Was my waiting period. That and 200 miles. I go to turn in a claim and was denied. Said it was a pre-existing condition. I thought that was what the 3 months was for. I did not know anything was wrong till I took my car in for oil change. BEWARE!!!!!


B
Belford
8/26/2024
FAKE rating! Endurance is a disreputable company with the shadiest practices. They even have a fake help to tell people how to spot scams. THey are scammers in my opinion


themystros4
7/1/2024
Horrible and won’t give my full payment back in one day of signing up?? Agent said items were covered in their “Platinum” plan to get me to sign up and take my first payment. I then again asked the agent if these items were covered and she said yes and my full payment at that time could be refunded in the first 30 days. Then emailed me an exclusionary list after signing me up only to find out she lied. Now 48 hours later Endurance will not refund my total first payment and is trying to keep some $29 processing fee. Outrageous. Don’t give this company a dime. Now I have to go through my CC company and report them and their charges.


A
Amy D
6/11/2024
Not happy at all!! First Roadside Assistance said my co tract could not be located so I could NOT get a tow!! Then they refused to accept my repair centers hourly rate because he charged $25 less on a prior claim that was YEARS AGO!! So my take is that Endurance does not think inflation exists and that people shouldn’t rise prices to cover their increasing costs of doing business! My guess is they are all still paying less than $2.00 for a gallon of gas in 2024. Since no one should raise their rates!! Once this repair is complete I will be shopping for a new warranty provider!!


Brent G
4/2/2024
This company is horrible. Will not communicate with the customer. Cannot speak with a supervisor. They try to use after market parts to fix your vehicle. Stay away from this company. They train there adjusters to say nothing is wrong with your car during inspection so they don't have to pay

Customer E  
Official Response

Customer Experience of Endurance Auto Warranty
We're sorry to hear about your experience, but this doesn't align with our company's practices. We take all issues seriously and strive to provide transparent and efficient service. Please reach out to us directly at 866-432-4443 so we can address your concerns and work towards a resolution. Thank you, The Endurance Team

Jerry W
3/12/2024
This extended warranty is a scam. They go out of their way to deny a claim. I highly recommend no one deal with this company. I wish i had never heard of them and wasted my money with them. I exceeded the one year time for an oil change by 10 days because i was out of the country. The car was 3000 miles under the recommended 10,00 mile change recommendation. This is a poor excuse for not honoring my repair.

Customer E  
Official Response

Customer Experience of Endurance Auto Warranty
Jerry, we regret to hear that your experience didn't meet your expectations. Ensuring our customers receive assistance is our utmost priority. Your feedback is valuable, and we're eager to address the concerns you have. Kindly contact us at feedback@endurancedirect.com, and we'll assist you further. Thank you, The Endurance Team


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