We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more

Affordable Health Insurance Quotes Review

Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
Affordable Health Quotes is a health insurance quote generator based in El Segundo, California. The website provides users with an easy-to-use interface, comprehensive articles about the healthcare industry, and other tools for consumers to educate themselves about health insurance and Medicare. The company can obtain quotes from health insurance providers in seventeen US states.

Affordable Health Quotes offers health insurance quotes for consumers in the states of CA, CO, CT, FL, GA, IL, IN, KY, MI, MO, NV, NH, NY, OH, TX, VA, and WI.

Health Insurance Companies Partnered with Affordable Health Quotes

  • Unicare
  • Anthem BlueCross and BlueShield

What’s Included with Affordable Health Quotes?

  • Prescription drugs
  • Diagnostic tests and imaging
  • Preventive care services
  • Emergency room services and medical transportation
  • Urgent care
  • Mental health, behavioral health, and substance abuse needs
  • Hospitalization
  • Habilitation and rehabilitation services
  • Pregnancy care
  • Dental and eye care for children
  • Primary care 

*From Anthem BlueCross BlueShield Health Insurance Plan

Types of Health Insurance Plans

Businesses and Organizations

Yes

Individuals and Families

Yes

Short-Term Health Insurance

Yes

Other Plans Offered:

  • Minimum Coverage
  • Dental Coverage
  • Catastrophic Coverage

*Information stated above are from Anthem BlueCross BlueShield Health Insurance

Plans Reviewed

Bronze Plan

  • Overall deductibles: $5,750 per person and $11,500 per family for in-network providers. Co-payments and preventive care services is not included. 
  • Out-of-pocket limit: $6,350 per individual for in-network providers
  • No overall annual limit for specific covered services
  • Other covered services: chiropractic care, bariatric surgery, and hearing aids 

Silver Plan

  • Out-of-pocket limit: $3,800 per individual for in-network providers and $10,000 for out-of-network providers
  • No annual maximum limit for selected covered services
  • Overall deductible: $3,200 per person for in-network providers and $6,500 for out-of-network providers. Both do not include preventive care services.
  • Other covered services: Private-duty nursing coverage that is limited to 2,000 hours, Hearing aids, Chiropractic care that is limited to 12 visits per benefit period 

Gold Plan

  • No annual limit for specific covered services
  • Overall deductibles: $1,000 per person for in-network providers.
  • Co-payments and preventive care services are not included.
  • Out-of-pocket limit: $3,500 per individual for participating providers
  • Other covered services: Hearing aids, bariatric surgery, and chiropractic care

* Information stated above are from Anthem BlueCross BlueShield Health Insurance

How Much Does It Save You?

 

Bronze

Silver

Gold

Services Offered

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

In-Network

(Your Cost)

Out-of-Network

(Your Cost)

Preventive Care

None

Not covered

None

40% co-insurance

None

Not covered

Primary care

First 2 visits: 40% co-insurance

10% for the succeeding visits

Not covered

10% co-insurance

40% co-insurance

$30 co-pay

Not covered

Diagnostic Tests and Imaging

10% co-insurance

Not covered

10% co-insurance

40% co-insurance

10% co-insurance

Not covered

Specialty Drugs

10% co-insurance for retail

Not covered

10% co-insurance for retail and home delivery

Not covered

10% co-insurance for retail

Not covered

Generic Drugs

10% co-insurance for retail and mail order

Not covered

10% co-insurance for retail and mail order

40%co-insurance for retail only

$15 co-pay per prescription for retails and $30 co-pay per prescription for mail order

Not covered

Outpatient Surgery

10% co-insurance

Not covered

10% co-insurance

40% co-insurance

10% co-insurance

Not covered

Emergency Room Services

$200 co-pay and 10% co-insurance

$200 co-pay and 10% co-insurance

$200 co-pay and 10% co-insurance

Covered as in-network

$200 co-pay and 10% co-insurance

$200 co-pay and 10% co-insurance

Emergency Medical Transportation

$50 co-pay and 10% co-insurance

Not covered

10% co-insurance

Covered as in-network

10% co-insurance

10% co-insurance

Mental/Behavioral Health Outpatient Services

10% co-insurance

Not covered

10% co-insurance

40% co-insurance

10% co-insurance

Not covered

Mental/Behavioral Health Inpatient Services

10% co-insurance

Not covered

$500 co-pay per admission and 10% co-insurance

$1,000 co-pay per admission and 40% co-insurance

10% co-insurance

Not covered

Pregnancy Care

10$ co-insurance

Not covered

10% co-insurance

(Prenatal and postnatal care)

40% co-insurance

(Prenatal and postnatal care)

10% co-insurance

Not covered

Rehabilitation and Habilitation Services

10% co-insurance

Not covered

10% co-insurance

40% co-insurance

10% co-insurance

Not covered

* Information stated above are from Anthem BlueCross BlueShield Health Insurance

Annual Maximum Limit

Bronze

None

Silver

None

Gold

None

Platinum

None

 

* Information stated above are from Anthem BlueCross BlueShield Health Insurance

** Only on specific covered services

Summary

Affordable Health Quotes is a good tool for consumers looking for insurance quotes in one of their seventeen covered states. Patients can easily navigate the company's website in order to customize quotes according to their and their family's medical and preventative care needs. Users from states outside the company's coverage zone will be able to choose from a selection of other marketplaces after finishing what would be the quoting process.


Leave a comment for Affordable Health Insurance Quotes
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

Top Rated
Our Partner
  • Get Coverage as soon as Tomorrow!
  • Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
  • Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
  • Visit any doctor in their nationwide network; no referral required
  • No long term commitment. Budget Friendly.