GetHealthInsurance Health Insurance Review

GetHealthInsurance.com is an online marketplace where consumers can find and compare quotes for short-term medical insurance and fixed-indemnity insurance from multiple carriers. By providing basic information about themselves, consumers will be provided with monthly premium quotes for several plans. Users have access to official plan documents so they can read the complete terms and conditions of each plan in order to make an informed decision. GetHealthInsurance.com offers:

• Short-term medical insurance
• Fixed-benefit hospital & doctor insurance
• Dental insurance
• Vision insurance

What's Included with GetHealthInsurance.com Plans?

GetHealthInsurance.com provides quotes for plans offered by UnitedHealthCare, National General Accident & Health, The IHC Group, and Individual Vision Plans.

Short-term medical insurance covers policyholders for a short period of time, ideal for covering gaps in coverage that may occur if the open enrollment period has passed or if the policyholder is waiting for a new coverage to start (such as when a new employment begins).

Fixed-benefit hospital & doctor insurance serves much of the same purpose but for longer periods of time. Fixed-benefit insurance can be used to cover longer gaps in coverage or to supplement a primary health plan. Contrary to regular health insurance, fixed-benefit insurance pays out a fixed dollar amount if the patient suffers a covered medical condition, regardless of how much the provider charges or what a primary health plan may cover.

Consumers should note, however, that these types of plans are not ACA-compliant and policyholders may be subject to paying the ACA tax penalty. Additionally, these plans do not cover pre-existing conditions.

Some of the coverages provided by long-term fixed-benefit plans offered through GetHealthInsurance.com are:

• Primary Care Visits
• Inpatient Hospital Stays
• Generic, Name Brand and Specialty Drugs
• Maternity
• Urgent Care Visits
• Air and Ground/Water Ambulance Transport
• Rehabilitation
• Mental Health Services
• Substance Abuse Services

Application

It's easy to find and compare quotes from GetHealthInsurance.com. Consumers will be asked for their zip code, gender, and date of birth, as well as information about any dependents. They will be redirected to a page that displays quotes for short-term, hospital & doctor, dental, and vision insurance plans. Plans can be sorted by insurance company, deductible amount, and monthly costs. Each plan includes a link to a PDF document that lists the benefits, exclusions, and limitations of each plan. Up to four plans can be compared at a time, useful for seeing how different benefit periods and deductibles can affect premiums.

Once the customer has made a decision, they can add the plan to their cart and check out. After answering questions about their medical history and that of their dependents, they can continue on to the payment, which can be made by credit card and electronic funds transfer (EFT).

Customers who need assistance can contact the company and speak to a customer service representative who will guide them through the process and answer any questions. Otherwise, the entire process can be done online.

Health Insurance with GetHealthInsurance.com

With an easy-to-use website and a wide range of available products, GetHealthInsurance.com is a great alternative for those looking for affordable short-term or fixed-benefit medical insurance provided by top insurance carriers.