Health Insurance
of 2024
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.
Health Plans America Review
What’s Included with Health Plans of America Health Insurance?
- Hospitalization
- Laboratory services
- Maternity and newborn care
- Emergency services
- Ambulatory patient services
- Prescription drugs
- Rehabilitative and habilitative devices and services
- Preventive and wellness services and chronic disease
- Pediatric services that include vision and oral care
*Based on United Health Care Health Insurance
Types of Health Insurance Plans
Health Plans of America provides health insurance plans for young adults, individuals, families, and seniors. Insurers in their list of partnered companies offer specific type of plans that suits the individual needs of their clients.
|
Businesses and Organizations |
No |
|
Individuals and Families |
Yes |
|
Short-Term Health Insurance |
Yes |
Plans Reviewed
Bronze Insurance Plan
- Affordable monthly premium with highest out-of-pocket costs
- Covers 60% of health care expenses while remaining 40% is divided to be paid by the beneficiary as co-payment, co-insurance, or deductible.
Silver Insurance Plan
- Covers 70% of health care expenses while remaining 30% is considered to be out-of-pocket expenses
- Lower out-of-pocket cost and monthly premium rates compared to Bronze Plan.
Gold Insurance Plan
- Pays a total of 80% of health care expenses
- Consumers pay the remaining 20% in the form of co-payment, co-insurance, and deductible.
- Provides wider range of medical services
- Higher monthly premium in return for lower out-of-pocket expenses
Platinum Insurance Plan
- Highest monthly premium
- Covers 90% of health care expenses while giving customers 10% remaining balance to pay as a deductible, co-payment, or co-insurance.
*Based on United Health Care Health Insurance
How Much Does It Save You?
Prices and rates vary on the insurance company a customer chooses as well as the type of plan they desire to avail. The more coverage a plan has, the higher its price will be.
|
Bronze |
60% of covered health care expenses |
|
Silver |
70% of covered health care expenses |
|
Gold |
80% of covered health care expenses |
|
Platinum |
90% of covered health care expenses |
Annual Maximum Limit
Each company comes with their own annual maximum limit for each of their individual health plans. Most health insurance provider does not offer an annual maximum limit on specific covered services for their policy while other companies have. Before purchasing a policy, make sure to check each company and compare their maximum annual limit.
Summary
Health Plans of America makes shopping for health insurance quick and easy. It helps you save time and money by giving you the convenience of starting you search online. By giving free quotes and letting consumers compare plans from different health insurance providers, it offers consumers the opportunity to select the best health insurance plans for their needs. Overall, a great place to begin searching for the best health insurance plans.
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Customer Comments & Reviews
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.