Health Pocket Insurance Review

Health Pocket - Overview

Health Pocket was founded in 2012 by Bruce Telkamp and Dr. Sheldon Wang under the premise that most Americans are paying more for health insurance than they need to. To this end, they created a comprehensive, free source of health insurance information that can help consumers save money and time when looking for health plans. The company informs its consumers through numerous, in-depth articles, a large glossary of healthcare terminology, and health plan rankings that can direct them toward plans that are best suited for their particular needs. Because Health Pocket is neither a broker nor an insurance agency, users can be sure the company is providing unbiased information in order to help them make more informed insurance decisions.

Some of the Things Included with Plans Provided Through Health Pocket

Health Pocket can find plans that fall under the four "metal" categories–Bronze, Silver, Gold, and Platinum–of plans for individual and family insurance (Obamacare) in the healthcare marketplace. The company has lengthy breakdowns for each of the four metal categories so consumers can understand what each one consists of. Whereas the less expensive Bronze plans are good for younger individuals, who are generally healthier and will be protected in a worst-case scenario, Platinum plans are good for those who are in need of constant or frequent medical care and can afford the plans' high monthly premiums. Some of the coverages included in these plans are:

• Primary Care Visits
• Diagnostic Tests
• Hospital Stays
• Generic and Specialty Drugs
• Urgent Care
• Rehabilitation
• Mental Health Services
• Substance Abuse Services

Types of Plans

Each of the four health insurance metal tiers comes with different coverage options and costs. The higher the tier, the higher your premiums are and the less you pay out-of-pocket.

Application

All it takes to get started with Health Pocket is your zip code and the type of plan you want to find. The company values user privacy; you don't have to enter your phone number or email to browse through health insurance plans. Adding your personal information, however, can help the page provide you with more accurate prices. Health Pocket can search for plans in the categories of individual, short-term, Medicare, Medigap, small business, dental, and Medicaid. It can also search for plans by doctor or city. The company's search engine features several filters to further narrow down your search, including monthly cost, plan type, deductible range, company, policy length, and more.

Once you select a health insurance provider through Health Pocket, the company redirects you to one of its partners. There, you can simply continue the enrollment process.

Health Insurance with Health Pocket

Health Pocket's wide array of health insurance categories and state-specific coverages make it a solid choice for anyone in need of a health insurance plan. However, the website biggest selling point is that its educational content and search tools are completely free. You don't need to pay anything to use the site's powerful search engine and filters or read through its content, which makes it a breeze to get yourself informed before taking a big decision like buying health insurance. Furthermore, users aren't required to provide any information beyond a zip code to use Health Pocket's search and filtering tools, but for those who want the most accurate price estimates possible, they do have the option of providing some basic personal information in return for it.