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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How Do We Rate Delta Auto Protect?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Our Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

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D
Dei
9/7/2018
I was walking out of my house to go to my car so I could go to work and my car door was jammed. I tried getting in through the other doors but they were all locked and the button on my Keys wasn’t working. I called Delta to see what to do and I was able to have a locksmith come to my house. The guy was able to get into my car and he told me to go to my car dealership to get a new key. I am happy with how fast and friendly Delta was in helping me


Ernest C
8/31/2018
I recently signed up for my auto warranty and sure enough had to use it not long after. After having problems with my 2001 Suzuki, I knew I had to protect myself from being left stranded on the side of the road. I signed up for the auto warranty and about 2 months later, my car stopped in the middle of a busy intersection, overheated. I called Delta's service line and they coordinated with me to get a tow truck to my location that was very helpful in assisting me through the process of getting my car repaired. Really thankful for having my auto warranty.


Jasmyne B
8/28/2018
"If it were not for Delta Auto Protect I would have been in pretty bad shape. I love how this company makes the coverage cost worth every cent and more. In the span of a year they replaced my car battery, alternator, and serpentine belt. The only complaint was that the mechanic should have replaced the alternator first and I would not have to make so many repeat trips. Each time the car would not start when I was leaving work; I called Delta Auto Protect and they took care of it right away. I was towed to an authorized mechanic shop and by the next day I was back on the road. Great customer service and worth every penny and more."


A
Amber S
8/27/2018
When I purchased my car -- it only came with a 90 day warranty. To cover myself I purchased an extended auto warranty from this company and I am so thankful I did. With my new car payment, gas, and life's other expenses I had no money to pay for the transmission that went out about a year after buying the car. I still owed thousands on the car, I was invested. The extended auto warranty covered the transmission- and even provided a rental so that I could continue working- while the transmission was being replaced. Without this warranty I would have been without a vehicle, no ride to work, and the car payments would have fallen behind. Don't put yourself in the position that I was almost... Read More


B
Brianna L
8/25/2018
I have been having some electrical problems with my car and I ended up stuck at work with no help, nor money. I remembered that I had an warranty for my car and I was saved by Delta Auto thanks to their extra help my car was towed to the repair shop and I was offered a loan in order to get to and from work. Delta kept me updated on all of the repairs and they have excellent customer service.


C
Christopher L
8/24/2018
When we bought our new Toyota Camry it came with a manufacturer's warranty. We knew we were going to drive the car a lot and keep it longer than the standard warranty so we purchased an extended warranty from Delta Auto Protect. Less than a month after the manufacturer's warranty expired the radiator blew and we were stranded on the side of I95 with our car steaming. Delta Auto Protect covered the cost of a tow truck, got us a loaner car, and provided coverage for the repair of our busted radiator. We were glad we invested in the extra protection.


D
dash f
8/23/2018
I have had a wonderful experience with this fine company. I opted to buy their extended warranty because provides widely extensive coverage, including engines and brake systems, as well as transmissions. In addition, it covers services such as rental cars, dead battery replacements, and locksmiths --all things I have paid for out of pocket at one time or another. But now I never have to again. I’ve canceled my AAA and feel I can primarily depend on this warranty for any similar situations. The extended warranty is an exceptional option because of the amount of savings it has provided me. I certainly recommend getting it!


Brian L
8/23/2018
Not too long ago I was coming home from work when I noticed my car making a strange noise. I checked to make sure I had all the necessary oil and other fluids, but the problem persisted. Luckily I had the extended warranty and was able to have my car diagnosed. I happened to bring it in just in time and discovered a problem with my engine. Since I had brought it in as soon as possible and because I had the warranty, I was able to get it fixed quickly and without spending too much. The Delta warranty is definitely worth having.


K
Kelsey M
8/23/2018
We have been customers of Delta Auto Protect for about 2 and a half years. About 3 years ago, we had major car trouble and ended up paying an insane amount of get our car up & running again. We were determined to not let that happen again so we made an investment into an extended warranty. The people who work for Delta Auto Protect truly care about their customers, they even called to check on us a couple times after any car trouble!The right extended auto warranty can ease one’s mind while taking away the pressure of full out of pocket cost when something goes wrong with your vehicle. Do your research. I did mine and ended up at Delta.


G
greg
8/23/2018
TERRIBLE! Don't waste your money. I filed a claim and they just stop responding. No denial, no approval, no reduction in benefits - they just stop responding. This was a complete waste of my money and now I am stuck taking this to an attorney to try to get them to honor their warranty. This is the worst company I have ever done business with!!!!



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