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Infinite Auto Protection Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
32 Customer Comments & Reviews - see all comments
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Infinite Auto Protection is a Vehicle Service Contract (VSC) provider headquartered in Romulus, Michigan. The company has been providing coverage options for used vehicles since 2008.

Infinite Auto Protection offers affordable payments for qualifying policies and has a simple claims process. Unlike other VSC providers, Infinite Auto is the administrator of its own policies, which are available for both personal and commercial vehicles.

How is Infinite Auto Protection rated?

Breakdown

4.5/5
Plans & Service Contracts
4.5/5
Claims & Repairs
4.5/5
Reputation

Overall Rating: 4.5 / 5 (Excellent)

Infinite Auto Protection is a Michigan-based company that focuses on extended car warranties.

These car warranties are known as Vehicle Service Contracts (VSC) and can help customers cover the cost of unexpected repairs. By completing an online quote process, Infinite Auto Protection matches customers with the best car warranty plan for their vehicle and budget.

These include extensive component coverage for all types of automobiles and additional services like roadside assistance.

Coverage Overview

Key Facts

Plan Types
Powertrain Coverage
Named Component Coverage
Types of Vehicles Covered
Pre-Owned

Coverage - 4.5 / 5

Infinite Auto Protection offers three plans: Prime, Modern, and Foundation, helping customers keep their car in tip-top shape after the vehicle manufacturer's warranty expires.

Coverage can include anything basic from engine, transmission, and drive axle repairs to electrical systems, A/C and engine cooling systems, and steering. It also covers specialty systems such as factory GPS or keyless entry.

Of course, all these options need to be verified once the quote process is established, but the company has a 30-day money back guarantee in place.

Regardless of the plan chosen, Infinite Auto Protection includes 24/7 roadside assistance, rental car options, and courtesy towing.
Limit of Liability: The aggregate limit of liability of all claims and benefits payable under this CONTRACT shall never exceed the Actual Cash Value (ACV) of the Vehicle as indicated in the then current NADA Official Used Car Guide as “average trade-in” value at the time immediately preceding the Mechanical Breakdown or Failure, taking age, mileage and condition into consideration and excluding tag, tax and licensing fees whichever is greater.

What does Infinite Auto Protection cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension
  • Fuel System
  • Steering

Additional Benefits

  • Substitute Transportation
  • Roadside Assistance

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
Thirty (30) days and one-thousand (1000) miles

Repairs & Service

Repair Facility Selection
Any Facility

Claims & Repairs - 4.5 / 5

Infinite Auto Protection guarantees 100% payments to all repairs that are covered by the selected plan, minus deductibles paid to service facilities. Although the company does not require maintenance records for all claims that are filed, there is a possibility they may be requested at the time of repairs, seeing as the company evaluates claims on a case by case basis.

Additionally, the customer can choose between licensed repair facilities or dealerships; Infinite Auto Protection does not restrict coverage to a specific network.

Any details regarding deductibles are provided during the quote process before picking a service plan. Additionally, the company advertises a fast 24/7 claims process.

Infinite Auto Protection Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Infinite Auto Protection provides a sample contract for potential customers on its website: Infinite Auto Protection Sample Contract

Plans & Service Contracts - 4.5 / 5

Infinite Auto Protection does not disclose the cost of service contracts, down payment required, or the amount customers have to pay as a deductible.

However, the company does offer flexible payment options. Once the quote process is completed after filling out the online questionnaire, customers will receive additional details about the available plans, their coverage, and prices.

The company does offer a 30-day money-back guarantee after coverage commencement, as long as no claims have been made. Customers can view a sample contract in the right corner of the footer on the homepage or by clicking on the Sample Contract link.

Company Reputation

Company Details

Year Founded
2008
Vehicle Protection Association Member?

Customer Reviews

Trustpilot Rating
9.0 out of 5
BBB Rating
A+
Date Collected
2018-12-21

Reputation - 4.5 / 5

Established in 2008, Infinite Auto Protection is a direct provider of vehicle service contracts (auto warranties).

Infinite Auto has very impressive ratings across multiple customer review platforms, including an 9/10 TrustScore from Trustpilot, a five-star rating from Consumer Affairs, and it has earned an A+ rating from the Better Business Bureau.

Infinite Auto Protection's customer service personnel can be contacted via e-mail, fax, or a dedicated phone line.

Contact & Additional Information

Homepage URL
Company Phone
(844) 885-3538
Headquarters Address
10000 Wayne Rd, Suite 202, Romulus, MI, 48174

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32 Customer Comments & Reviews

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S
SK
5/10/2021
AVOID - DO NOT USE THIS COMPANY!!!!!! They do not cover the costs of a repair and will not work with their customers. POOR CUSTOMER SERVICE. The cost of my repair in my local are is $515-$644. The $515 was with a 15 % discount. I had this quoted at 3 different locations. Infinite Auto will only pay for $200 total towards the repair costs. The parts that the local shops want to use are high quality parts that are after market or OEM parts. I looked up quality and reviews on the part. For the part that they want to use, it DOES NOT meet standards. An independent review of the part that they want to use DID NOT MEET THE REQUIREMENTS IN accordance with ASTM 415-15, ASTM E340-15, and... Read More


S
Sterling D
3/2/2021
I purchased a contract and they approved a repair to be done on my vehicle. Since I paid for the repairs upfront they agreed to reimburse me so I fax them all the info. One month passed nothing two months passed nothing and this is after I made several calls. I contacted the State of California and to my surprise they are not even licensed to do business in California and actually it's against the law to sale Vehicle Extended warranties in California unless it's purchased from a auto dealership. Now I get a check after the Attorney General office gets involved but I want all the money that I paid into a fraudulent purchase.


joesousz52
3/2/2021
I purchased a 60 month prime warranty paid $2000 infull payment. When I sold my car I only used 18 months of the warranty when I contacted infinite and sent my odometer reading to them they were supposed to send my recalculated refund to me within 14 days it has now been a month and when I call get the same excuse they use the covid virus and shortage of staff. I have read previous reviews and this company has a bad reputation of returning there refunds. The company is a scam do not !!! Purchase or do any business with this company you will regret it...please listen to me and read the reviews...I probably never see my refund but what I can do is warn others. DON'T DO IT WILL BE SORRY


M
Michael R
2/12/2021
100% SCAM!!! I have had my vehicle in the dealership for (3) weeks at this point and received NO AUTHORIZATION from Infinite. They began my claim asking me to authorize my plan????? Why wasn't that done when I 1st signed up? It took several days after re-authorizing my own plan, then they wanted to get information about title, insurance etc.???? what for? I have the plan so get to fixing my vehicle!!!! But that's not the end of of it. They asked for my authorization again??!!!! Such as SCAM. It's not going on (3) weeks and the dealership doesn't even have authorization to begin work. (3) weeks without a rental car because Infinite won't authorize. SCAM, SCAM, SCAM.... Read More


marlo.montoyaconstruction
1/24/2021
This company is terrible. I bought my extended warranty 6 months ago made my first claim and have yet to hear an answer. I keep getting the run around, get hung up on and now they don't answer my calls (and I know they know it's me because they answer by my name instead of asking what is my policy number). I even asked for a supervisor to call me last week and 3 times more to speak to a supervisor (even leaving a voice mail and an email) and have yet to receive a call). When I made the claim they asked me for all this documentation on vehicle maintenance records, bill of sale, etc. which they have (they even said they all of my documentation) yet they won't approve my legitimate claim... Read More


ebak310
11/8/2020
This company is a fraud. My first claim they wanted a copy of my title, bill of sale, and maintenance records. The vehicle was purchased from a national car dealer five months prior and they didn't pay my claim because there were not oil change and maintenance records. When I cancelled my policy I returned all the paperwork they sent to get my refund according to the contract and it's been over 30 days and no check. I called them and they said it was being processed. This company clearly takes your money with the intentions of not paying.


J
Jay
11/5/2020
PUBLICpublished review 11/5/20 My vehicle overheated and stopped running. It was immediately towed to a Jaguar dealer. The dealer assed the car with a blown head gasket, something that can happen randomly. I have top coverage from Infinite. They sent an inspector, the inspector found the same thing confirmed with the dealer. Claims also spoke to the dealer and confirmed same issue, no fault of mine not a common issue with this particular vehicle. It’s been 14 days and no one will resolve the claim. I’m out several hundred dollars in rental fees. I have called 20 times getting the same answer “ it’s under review”. Agents constantly saying people are out of the office. Promising resolution... Read More


Harry W
10/28/2020
very poor warranty. Paid only 125.00 out of 1150.00 I cancelled the policy and they say it will take 14 days for a partial refund BAD BAD BAD


kbteck1
9/25/2020
This has been the worst experience of my life. I purchased this' warranty' back in Dec of 2018, and just recently had to use it. EXCESSIVE WAIT TIMES, POOR COMMUNICATION WITH MYSELF, THE CUSTOMER AND THE MECHANIC SHOP, USING THE CHEAPEST REBUILT REPLACEMENT PARTS FOR THIS REPAIR. I WOULD NEVER RECOMMEND THIS COMPANY!!


Rudy Q
7/15/2020
I bought the repair contract, first time I used it it took them 2 days to approve. They would only pay for parts based on online parts companies and expected my truck to sit awaiting parts delivery. THEY ARE A FRAUD AND I WILL SEE THEM IN COURT. SCAM SCAM SCAM



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