Health Insurance
of 2024
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.
Aetna Health Insurance Review
What’s Included with Aetna?
- Emergency care
- Prescription drugs
- Outpatient surgery
- Hospitalization
- Primary care
- Diagnostic tests and imaging
- Maternity care
- Mental health, behavioural health, or substance abuse needs
- Rehabilitation and habilitation services
Types of Health Insurance Plans
|
Businesses and Organizations |
Yes |
|
Individuals and Families |
Yes |
|
Short-Term Health Insurance |
Not Stated |
Other Plans Offered:
- Student Insurance
- International Insurance
- Medicare Insurance
Plans Reviewed
Bronze Plan
- No overall annual limit for specific covered services
- Overall Deductibles: $6,850 per individual for in-network providers. Some office visits, urgent care, and preventive care services does not apply in this plan.
- Out-of-pocket limit: $6,850 per individual for in-network providersOther covered services:
- Chiropractic care
Silver Plan
- Overall deductibles: $2,750 per person for participating providers which does not apply specific preventive care services, urgent care, and office visits.
- No maximum annual limit for selected covered services
- Out-of-pocket limit: $8,850 per individual for in-network providers
- Other covered services: Chiropractic care
Gold Plan
- Overall deductibles: $1,400 per individual for in-network providers. Prescription drugs, urgent care, office visits, and preventive care services do not apply.
- Other deductibles: $250 for in-network providers (prescription drug expenses per member)
- No annual limit on specific covered servicesOut-of-pocket limit: $5,000 per person for in-network providers
- Other covered services: Chiropractic care
*Information stated above are for customers residing in the state of Florida
How Much Does It Save You?
|
|
Bronze |
Silver |
Gold |
|||
|
Services Offered |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
|
Generic Drugs |
0% co-insurance (both retail and mail order) |
Not covered |
Tier 1A: $5 co-pay for retail and $12.50 co-pay for mail order Tier 1: $15 co-pay for retail and $37.50 co-pay for mail order |
Not covered |
Tier 1A: $3 co-pay for retail and $7.50 co-pay for mail order Tier 1: $10 co-pay for retail and $25 co-pay for mail order |
Not covered |
|
Specialty Drugs |
0% co-insurance |
Not covered |
Preferred: 40% co-insurance Non-preferred: 50% co-insurance |
Not covered |
Preferred: 40% co-insurance Non-preferred: 50% co-insurance |
Not covered |
|
Outpatient Surgery |
0% co-insurance |
Not covered |
40% co-insurance |
Not covered |
20% co-insurance |
Not covered |
|
Emergency Room Services and Medical Transportation |
0% co-insurance |
0% co-insurance |
Room services: $500 co-pay per visit Medical transportation: 40% co-insurance |
Room services: $500 co-pay per visit Medical transportation: 40% co-insurance |
Room services: $250 co-pay per visit Medical transportation: 20% co-insurance |
Room services: $250 co-pay per visit Medical transportation: 20% co-insurance |
|
Urgent Care |
$75 co-pay per visit |
Not covered |
$75 co-pay per visit |
Not covered |
$75 co-pay per visit |
Not covered |
|
Primary Care |
$15 co-pay per visit |
Not covered |
$10 co-pay per visit |
Not covered |
$10 co-pay per visit |
Not covered |
|
Preventive Care Services |
None |
Not covered |
None |
Not covered |
None |
Not covered |
|
Diagnostic Tests and Imaging |
0% co-insurance |
Not covered |
40% co-insurance |
Not covered |
20% co-insurance |
Not covered |
|
Hospitalization |
0% co-insurance |
Not covered |
40% co-insurance |
Not covered |
20% co-insurance |
Not covered |
*Information stated above are for customers residing in the state of Florida
Annual Maximum
|
Bronze |
None |
|
Silver |
None |
|
Gold |
None |
*Only on specific covered services
The Bottom Line
Aetna is one of the companies in our list that offers the least expensive plans. They provide several programs that works great for the different needs of their customers.
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26 Customer Comments & Reviews
- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.