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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,214 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States.

They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits.

They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage.

With no term benefit limit set, the company has no caps to their coverage claims.

As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage.

For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website.

In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement.

The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract.

After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services.

In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA.

In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4214 Customer Comments & Reviews

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Sandra J
7/9/2023
i would not sign up with select home warranty. they don't cover you for the first 30 days and then when they do cover you they won't have anyone to do the job. and they tell you " you need to higher you own contractor and send us the bill" but there contract says in network only" so you know they not gonna reimburse for the job and then they turn around and charge another 75.00 to cancel because the break the contract by not sending anyone but they keep giving the same answer we don't have anyone to send right now there all busy but you can higher your own contractor


jobanjohnson
6/25/2023
WARNING WARNING WARNING!!! This company is to total lying, grifter-ridden, Con!!! DO NOT CHOOSE THIS COMPANY! They are con-artist pieces of SH$T! I paid for a full five years, and have had over 10 claims in the past 2 years denied for BS reasons, and or they just never responded. THIS IS A SCAM.... I CANNOT WARN YOU ENOUGH TO NOT SPEND A DOLLAR WITH THESE GRIFTERS, YOU WILL REGRET IT!!!!!


K
Kenneth W
6/20/2023
useless, typical insurance company crap. filed a claim, nearest tech was an hour away, hiring the cheapest they can I guess. I live by a two fairly decent size towns, one 7 minutes away and the other 20 minutes Their "available tech" was not available for 5 days. Re-imbursement was bottom basement as little as the wanted to pay out. Despite a cap of $500.00 repair they opted for depreciating my appliance to the tune of $175.00 Don't hire them.


twcsmom
6/17/2023
I am very disappointed. My built-in microwave needs replacing and they offered me $175 towards repairing some thing that was not repairable or purchasing a new one? Also, they said they would not cover the installation of a new one? I feel I was very misled when I purchased from this company. In addition, the gentleman who came out to begin with said he was not there to fix my microwave, he was just there to diagnose what the problem was. It is a waste of my time to take off work for someone to “diagnose“ my problem, and then possibly schedule them to come back to repair it. I am not getting good. Customer Service and I don’t feel liked it. There is good value in what I have purchased from... Read More


David B
6/5/2023
Filed a claim and someone came out to look at my microwave. It was determined that the unit needs to be replaced and was told someone will reach out to me within 48 hours. I have called them back every 48 hours for the past 2 weeks now and still nothing.


S
Sarah
5/5/2023
FRAUDS! We paid our policy premium in February, it is now May and they have still not activated our policy and will not issue a refund. The customer service representative the policy was purchased through says it is out of her hands and refuses to help. The billing department and any type of supervisor is IMPOSSIBLE to reach and always promise a call back yet we never receive one. We are now out $600 for our policy that they didn’t honor + $4,000 for our air conditioner that went out. We are in the process of hiring an attorney. BEWARE!! STAY AWAY FROM THIS COMPANY!


pku.liuhao
5/5/2023
I am writing this letter to file a complaint about the handling of our claim number #02459452. Despite speaking with multiple SelectHomeWarranty representatives, including Jane, Faith, John, Paul, Tracy, Jay, etc., we were informed that SelectHomeWarranty would not cover the claim based on the existing policy. However, we are not satisfied due to the following reasons: 1. When we initially filed the claim in January 2023, SelectHomeWarranty sent a technician to investigate the issue, but the technician provided us with inaccurate information by stating that nothing was wrong, without any diagnostic report or plumbing service rendered. He also recommended us to ignore the issue. We later... Read More


lnoniqueen
4/27/2023
Having problem with heat pump system, paid $420.00 for one year membership, sales person gave me extra year free. Two technicians came by at different dates neither wanted to go into the attic. Paid $75.00 to first company, he didn't have a ladder. Second didn't have the time. Total paid $495.00. Being a dissatisfied customer I canceled the contract. I received a check for $73.09, I asked why so little. Beware of cancel policy fee.


lnoniqueen
4/27/2023
Having problem with heat pump system, paid $420.00 for one year membership, sales person gave me extra year free. Two technicians came by at different dates neither wanted to go into the attic. Paid $75.00 to first company, he didn't have a ladder. Second didn't have the time. Total paid $495.00. Being a dissatisfied customer I canceled the contract. I received a check for $73.09, I asked why so little. Beware of cancel police fee.


M
ML
3/13/2023
DO NOT USE THIS COMPANY!!!! Signing up was the easy part with an English-speaking rep. Once they have your money, their customer service is terribable. I spoke to 5 different reps and it was difficult to understand them. Sounds like they were from a foreign country with extreme heavy accent. I had to ask if they can spell some of the words and slow down in speaking. They will not send a service person to come to dianosis the problem and they will not transfer you to a supervisor. In my opinion, no star rating for them.



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