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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,214 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States.

They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits.

They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage.

With no term benefit limit set, the company has no caps to their coverage claims.

As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage.

For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website.

In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement.

The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract.

After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services.

In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA.

In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4214 Customer Comments & Reviews

Loading Reviews ...
lynnettefiord
3/17/2021
SHW charge people a monthly premium or like me, sucker them with a "discount" to pay in advance for three years and then don't pay for repairs if they determine it costs too much compared to the depreciated worth of the appliance. This was not disclosed before I purchased the warranty and when I asked for a copy of the contract they told me not until the policy goes into effect in 30 days. They advertise that they will replace it if they can't fix it but that is not true. My clothes washer broke the end of January and I put in a claim. Took a week for the tech to come out to look at the washer. He did some kind of adjustment and said to call him if the fix did not work. It... Read More


D
David
3/12/2021
VERY SHADY BUSINESS COMPANY! BEWARE!!! We have 2 claims, which i can see them not paying 1 of them unfourtuantlly, but tried to tell me on the 2nd claim When the house was built they put in the electrical wrong? WTF, Electricians evaluation was the house was built over 40 yrs ago.


hisstrength129
3/11/2021
This company is completely bogus and fradulent. They only look for ways NOT to pay any claims. Don't buy ANYTHING from this company!!


M
Maria V
3/10/2021
Worst company ever. Please please please any other home warranty company is better than Select home warranty. If I could give them a minus 0 I would, this is how bad I know they are. First of all, and I will try to summarize they will make you per item, it doesn't matter if it is within the same category, appliances, electric, plumbing, etc. This is how they get you, if it's the clothes dryer and the clothes washer just an example they will charge you $75 each. They partner with National Service Allience which is also horrible. When you submit a claim through Select Home Warranty they send your claim over to National Service which then put your claim out for bid is what it comes down to,... Read More


L
Lori
3/3/2021
Honestly I wish I could have left a 0 rating. This company is the worst I have ever dealt with. Please save your $$ and use someone else. We purchased our home in Oct. Like most homes it was used and we purchased the Home Warranty to cover if anything broke. Our HVAC system went out 3 weeks ago. After trying to get them to send someone out for weeks I called a company myself. They came out and deemed that the unit should be replaced as the part for it was no longer available and it won't work without it and could be a safety issue. The technician sent pictures and explained the situation. They refused to pay the claim due to to us not having 3 years of service records. I wasn't able to... Read More


J
Jay
3/2/2021
I purchased the 5-year warranty plan for several of my rental properties and found their service was terrible. They don't have many technicians who are willing to work with them. So they will ask you to find a technician yourself. After I paid the technician according to their instructions, it's very difficult to get reimbursed. Every time I call, they would say check will be send out in two weeks. After 3-4 weeks, I call them again, they would say check would be sent out in two weeks .... Eventually I would get the check after about 6 months and spend much time on the phone with them. I had a fridge stopped working. They determined it's not worth repairing it. Instead of buying me a new... Read More


L
Larry G
3/2/2021
Worst company ever! Terrible service and will not honor advertised statements.


V
Veronica S
2/28/2021
Jeff Stephens was very helpful and answered all my questions. The offer he extended was attractive and pricing was reasonable.


Amy S
2/28/2021
THE SALES REPRESENTATIVE DANIEL CLARK IS VERY HELPFUL. HE PROVIDED ME ALL THE INFORMATION OF THE PLAN AND SEVERAL ADDITIONAL BENEFITS OFFERED BY SELECT. I AM PLEASE ABOUT THE SERVICE HE PROVIDED.


S
Stephanie
2/28/2021
Helpful with assisting me in filing a claim on my Refridgerator.



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