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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,214 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States.

They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits.

They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage.

With no term benefit limit set, the company has no caps to their coverage claims.

As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage.

For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website.

In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement.

The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract.

After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services.

In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA.

In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4214 Customer Comments & Reviews

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johnbuky
10/15/2020
I highly recommend Select Home Warranty! Their service was prompt and professional and resolved!


Devon C
10/15/2020
Very prompt service and polite. I have worked with other warranty companies and I appreciate the value and professionalism. I have not had a claim yet to review.


R
ross l
10/15/2020
My salesman Daniel answered every question perfectly. Very good service. I am looking forward to working with this company


S
Sheila B
10/15/2020
Select Home Warranty responded timely to our claim. The repairman was prompt and knowledgeable. I would recommend them.


D
Dustin L
10/15/2020
When i purchased my home my realtor suggested this company. They been a great benefit to me and my family. Very easy to make a claim and quick to response to the claim that was submitted. 90% of the claims were repairable


mkmmkm4824
10/14/2020
I was freaking out about getting a charge for another $441.00. it was taken out of my bank. Left me without enough $ to pay my bills! Thank goodness it was a misunderstanding. they thought that I wanted the three year policy when all I wanted was the one year policy. As soon as I called and let them know about this it was in the works for my refund immediately! No questions asked! This company really seems to work with you. I haven't had it long enough or needed to make a claim yet. I can tell you the customer service is really good though. I will be writing another review once I have a claim. Hopefully that never happens though! Lol! 😁


C
Carol W
10/14/2020
You are not a customer to them, you are a sucker!!! DO NOT USE SELECT WARRANTY!!! I have a 3 year warranty with no claims. I recently called when my sewer pump stopped working. They said my plan did not cover sewer pumps but I could add it under "optional coverage". I don't need coverage after I buy a new one!! Later I called to cancel my policy. I was told a refund would be prorated less a cancellation fee of $75 and a $25 admin. fee. I would receive a check for about $300 for a policy I paid $1050 for. This company does not deserve 1 star!! DO NOT USE SELECT WARRANTY!!!!


Rochelle T
10/14/2020
I have been paying these people for almost 2 years, my compressor went out on my fridge and after being in the phone with them for almost a week, they told me they were not covering the claim because it was an electrical issue. I called the service guy and he said no they should cover it. He is calling them for me. They said they would give me 150 as a courtesy once I got it fixed and sent them am invoice, I went off, they are a scam. I will report them to the BBAnd B and I will also be contacting my local news because they go after people that scam like this. DO NOT USE SELECT!!!! THEY ARE SCAMMERS


jdimeling
10/13/2020
I made a claim to Select Home Warranty and they said they would not pay the claim in full but only at a reduced rate since the claim was within 90 days of the activation date of my policy. I told them the contract they sent me clearly states a 30 day waiting period however the customer rep said it was their internal policy to limit the amount paid on a claim to $500 dollars in the first 90 days. The rep refused to send me this in writing. I contacted them again and they said the claim limit was limited to $150 in the first 90 days, again refusing to send me the policy in writing. The then denied my claim stating that the repair to my heating system is not covered due to an electrical... Read More


summersoleado
10/13/2020
Our heating wasn't working so we open a claim and they sent over Doherty Enterprise LLC. We paid $75 and the diagnosis they provided was (replace oil primary control), which it would cost $872.39 and they would only cover $150. My husband was upset and tried to solved the problem himself and he found out that two cables were loose/disconnected!!! We were angry and when i called for the $75 reimbursement the operator Ann who answered said that they couldn't refund me. I asked to speak to supervisor and supervisor told her to tell me to read my contract. Thiefs!



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