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ServicePlus Home Warranty Review


ConsumersAdvocate.org Rating: 4.4 / 5 (Excellent)
454 Customer Comments & Reviews - see all comments
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Founded in 2016, ServicePlus is a home warranty company dedicated to providing comprehensive home warranty plans for a multitude of budgets. They have two different plans, with optional add-ons for fully customizable coverage. Plans for multi-unit homes are available. Coverage can be transferred to new homeowners easily in case of a move, with no additional fee. ServicePlus is located in Edison, New Jersey.

How is ServicePlus rated?

Breakdown

4.5/5
Transparency
4.5/5
Claims Processing
4.5/5
Coverage Options
4.5/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 4.4 / 5 (Excellent)

ServicePlus is unusual for having two pre-packaged plans that each cover a mix of systems and appliances. Optional coverage outside the standard plans is available for a wide range of home features.

The company's Platinum plan stands out for covering two heating and air condition systems, which can be helpful for homeowners of duplexes or homes where there are more than one type of heating system, e.g. baseboards in the kitchen and forced hot air elsewhere.

At a flat rate service fee of $75 per service call, the company falls in line with other warranty companies when it comes to deductibles. Customers can file claims 24/7 by telephone or online through the company's portal.

ServicePlus publishes a sample contract online and a thorough explanation of what is covered under its two plans. We recommend that potential customers thoroughly read their contract to understand coverage limits, policies on pre-existing problems with covered items, and other important issues.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Term
Term Benefit Limit
$3,000
Typical Appliance Benefit Limit
$1,500
Typical Systems Benefit Limit
$1,500

Coverage Options - 4.5 / 5

ServicePlus offers two types of plans: Gold and Platinum.

Both of these have a series of optional add-ons, such as pools, spas, central vacuum, limited roof leaks, and septic systems, to name a few. Their pre-packaged plans can therefore be expanded to suit every homeowner's needs.

No home inspection is required to purchase a policy. Appliance and system coverage is guaranteed regardless of age, make, or model. However, maintenance records are required for service and the company has a pre-existing condition policy which is unusual in the industry and may limit coverage.

What does ServicePlus cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump
  • Furnace

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
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1 More

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $569
Minimum Contract Length
13 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4 / 5

For a single-family home in a small midwestern city, ServicePlus' Gold Plan premium is $569. The company's Platinum plan for the same home runs $649. An annual contract is required for both plans and premiums must be paid on an annual basis.

ServicePlus does not require a home inspection. Coverage starts 30 days after you sign your contract. The company has a 30-day cancellation policy in place.

Sample Contract

ServicePlus provides a sample contract for potential customers on its website: ServicePlus Sample Contract

Cancellation Policy

You may cancel this Agreement within the first thirty (30) days of the order date for a full refund of the paid contract fees, less any service costs incurred by us.

If this Agreement is canceled after thirty (30) days, you shall be entitled to a pro rata refund of the paid contract fee for the unexpired term, less a $50 administrative fee and any service costs incurred by us.

If we have provided services and the amount of the service costs incurred by us is greater than the contract fees paid, then no refund will be due to you.

Claims & Service

Claims

Service Fee
Flat rate, $75 per service call.
Maintenance Records Required for Service?
Yes
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims Processing - 4.5 / 5

Even though appliance and system repairs are often unexpected, ServicePlus' flat rate $75 service fee makes budgeting for home repairs a little bit easier. Some home warranty companies work use a scale to price service calls. We appreciate the predictability the company's service fee structure provides.

ServicePlus makes filing claims easy. You can call the company 24/7 or file your claim online using the company's claims portal.

ServicePlus Reputation

Company Details

Year Founded
2016
NHSCA Membership
TrustPilot Rating
1.7 out of 5
BBB Rating
C+
Date Collected
2021-06-25

Reputation - 4 / 5

ServicePlus has a C+ rating from the Better Business Bureau. Customer reviews are mixed, with some consumers expressing satisfaction with the service they've received and other distraught over denied claims and unsatisfactory contractor assignments. The company earns just 1.7 out of 5 stars on Trustpilot.

Contact & Additional Information

Homepage URL
Company Phone
(800) 545-0402
Headquarters Address
518 Old Post Road, Suite 7 #315, Edison, NJ, 08817
Year Founded
2016

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454 Customer Comments & Reviews

Loading Reviews ...
freddymunoz2009
10/16/2024
Freddy M. 10/16/2024 "Horrible is an understatement for the service of this company. First, they took 10 days to resolve the case of my fridge—no fridge for almost two weeks. Then they closed the case, stating they would only pay $200. There was no clear communication through text, phone, or emails. I found out through the technician, who almost never answers the phone. Their maximum payout is $1,500 with a lifetime cap of $3,000, and they find every excuse not to pay. My claim to replace the fridge was $975.92."


Heather C
8/22/2024
this is a horrible company, take your money every month. You follow their specific instructions to file a claim and it takes forever and than you are denied. There maximum is 1,500 with a lifetime of 3,000 dollars and they find every excuse not to pay. I needed electical work done no techs available in my area so they leave it up to me to find a tech. $660.00 later, claim denied. Need a new a/c unit, after 4 months no air, claim denied. Yet they are prompt to take your money every month. I am leaving bad reviews anywhere I can to advise people there are much better companies out there. This one sucks. First claim in two years of flushing my money


jamieken6365
8/9/2024
Terrible Company - Run Away - Review their contract fine print - they have a maximum amount for each type of repair they will pay out - Example - Sprinkler System - Most they will pay is $200 - Pumps- Water Heater- Roof $500. That’s after paying the repair deductible- Terrible customer service - never reach a manager - just a call center that deflects - Also - the Mediation Dept people actually are employees of the company. Very Bias


James K
8/9/2024
Terrible Company - Run Away - Review their contract fine print - they have a maximum amount for each type of repair they will pay out - Example - Sprinkler System - Most they will pay is $200 - Pumps- Water Heater- Roof $500. That’s after paying the repair deductible- Terrible customer service - never reach a manager - just a call center that deflects - Also - the Mediation Dept people actually are employees of the company. Very Bias


D
David P
8/2/2024
Tried use CONTACT US Page, to leave a message; about updates to email/phone numbers for last four: 3130. Contact never went through: Captcha always wrong/information ERASED; re-entered information NOT ACEPTTED?!?


S
Sharyn
7/31/2024
This company scams old people into buying a policy then when a claim is made they refuse for a reason that is so far fetched. My new AC did not pass inspection so I call Service Plus. They sent an AC company out. The diagnosis was a broken part. The part was under warranty but the labor was not. Service plus would not cover labor because the part is on "their list" of denied part repair. I asked for the labor to be covered ($337.50) and of course they said NO. They are a shady company. I was talked into a 3 year deal. I am 77 and a widow so I fell for their BS. I HAVE TOLD ALL MY FRIENDS, RELATIVES AND NEIGHBORS what a terrible company they are. My rating for this company is... Read More


J
Jerry S
6/19/2024
I have 5 warranties with these folks and have a claim to put in. I called them and they say it will be 24-48 hr for them to have someone come out. I think I made a big mistake getting these jokers. How long does it take to dial up an ac contractor, 30 seconds. Not what I would say is good service. I can't wait to see what the service will be like. My first encounter with these people is not a good one. More to follow.


beenhoot
5/20/2024
This company is ridiculous, no ratings unless they are negative. I bought this coverage through the year 2028, Platinum policy and have sold the home I bought the coverage on. This policy cannot be transferred to my new home. So, I want to cancel my warranty and get the refund. Well If you cancel the premium skyrockets to $91 a month and Ive had the policy for 24 months therefore I do not have a rebate, What a bunch of Bull***t Never do business with this company.


thorvin.anderson
4/16/2024
Given all the comments below, how can this site possibly rate ServicePlus at 4.4 stars? The business is a scam. Our water heater pilot light failed to stay lit, taking it completely out of service. We called to submit the claim and entered a multi-month hell of unprofessional "technicians", allegedly incorrectly-ordered parts causing delays, and constant follow-up required by us to get any activity happening. Then last Saturday, a water sensor in the pan indicated the water heater was leaking. We attempted to contact the company, but could not, given that it was the weekend. On Monday, ServicePlus told us to find our own plumber to address the issue, since their questionable... Read More


Wayne K
1/27/2024
THIS PLACE IS THE WORST I TALKED TO ABOUT 5 PEOPLE ABOUT MY PROBLEM, ALL PROMISED TO HELP ME, BUT THEY NEVER DID. I TRIED GET HOLD OF THE PERSON THAT SIGNED ME UP, HE WON'T ANSWER HIS PHONE OR EMAIL, I LEARNED MY LESSON ALWAYS READ UP ON A COMPANY BEFORE YOU JOIN. THEY SAID 24 TO 48 HOURS, WHAT A LAUGH. THEN THEY TELL YOU CERTAIN THINGS ARE NOT COVERED. IF I COULD GIVE THEM MINUS-5 STARS I WOULD. I WISH THERE WAS A WAY ALL US PEOPLE THAT GOT RIPPED OFF, CAN GET TOGETHER AND BRING THEM TO COURT FOR REFUNDS, I DON'T KNOW HOW THEY GET ANY WITH IT. THE CONTRACTER SAID HE NEVER GETS PAID FROM THIS COMPANY. THE ONLY REASON I GAVE THEM 1 STAR, IS BECAUSE YOU CAN'T THEM LESS. I'D RATHER GIVE THEM... Read More



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