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Clearcover Car Insurance Review

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Clearcover, Inc. is a car insurance company incorporated in 2016. They are based in Chicago, Illinois. Clearcover underwrites all of its policies and does business in every state except California. Its award-winning app makes it surprisingly easy for policyholders to manage their policies and file claims.

How is Clearcover rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

Clearcover is a solid choice for those looking for coverage at a competitive price. The company itself has quite a few excellent customer reviews on different outlets and is highly rated by the BBB.

Clearcover offers personalized packages that cater to a wide range of customer needs. Customers may apply online, or simply get a quote, free of charge. The company’s packages include: bodily injury liability, property damage liability, medical payments, and collision, among other things, and customer can opt for add-ons like roadside assistance, alternate transportation, and ridesharing endorsement.

Clearcover offers live customer support through email, over the phone, and through chat. One thing that sets the company apart from other companies reviewed by us, is that customers can file claims through the company’s mobile app, through email, and over the phone.

Clearcover Coverage

Basic Coverage

  • Bodily Injury Liability
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Medical Payments
  • Uninsured/Underinsured Motorist

Additional Coverage

  • Towing & Labor Cost
  • Glass

Coverage - 0 / 5

Clearcover offers customers custom car insurance packages that adjust to their individual needs. The company’s packages include the following: bodily injury liability, property damage liability, medical payments, collision, comprehensive, uninsured motorist property damage, and uninsured/underinsured motorist bodily injury. Customers also have the option to add roadside assistance, alternate transportation, and ridesharing endorsement to their packages.

Coverage Fine Print

Clearcover car insurance allows customers to file claims through email, phone, or through the company’s mobile app, and get an estimate within 3-4 hours. Customers can also request roadside assistance 24/7 through the company’s mobile app or by phone, and unlike most car insurance companies, Clearcover offers customers money for alternate transportation, instead of referring them to a specific car rental company, so that they choose the option that best fits them.

Customer Experience

National Association of Insurance Commissioners

NAIC Complaint Ratio
0.0
NAIC Total Complaints 2020
0

Customer Ratings

Trust Pilot Rating
3.9 out of 10
BBB Rating
A+
Number of BBB Positive Reviews
35
Number of BBB Neutral Reviews
2
Number of BBB Negative Reviews
3
Date Collected
2021-03-08
*The NAIC Car Insurance complaint ratio (in this case 0.0) compares a company’s performance to other companies in the market. The median complaint ratio across all car insurance companies is 1. A score below 1 means the company received fewer than the expected number of complaints. A score above 1 means the company received a more than the expected number of complaints.

Claims Satisfaction & Customer Experience - 0 / 5

Clearcover has numerous positive customer reviews on different outlets, including Trustpilot, where the company has a solid score. Customers have left positive feedback regarding customer service efficiency, fairness, and product pricing. Clearcover has been rated A by the BBB. The NAIC has recorded no consumer complaints on the company for the past three years.

Financial Strength

Key Details

Underwriter
Premiums Written 2020
$1,691,215
Marketshare
0.28%
AM Best Financial Rating
A-

Financial Strength - 0 / 5

Clearcover is a relatively new company but is highly rated by the BBB and has a solid score on Trustpilot. They are building a reputation as a trustworthy provider.

Pricing & Discounts

Pricing & Discounts - 0 / 5

Since Clearcover is an online based company, it doesn’t have as many expenses to cover as traditional car insurance companies, so it offers customers competitive prices for its packages. Due to its standard low pricing, they do not offer discounts. The pricing for each package will depend on several factors such as the number of drivers, driving history of each individual, and car model, brand, and year, among others.

Contact & Additional Information

Homepage URL
Company Phone
(855) 243-2221
Headquarters Address
3 West Monroe Street, Suite 500, Chicago, IL, 60603
Year Founded
2016

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