Plymouth Rock Assurance Auto Insurance Review

Founded in 1982, Plymouth Rock Assurance is part of a group of companies that operate under the same brand, offering both property and casualty insurance in Connecticut, Massachusetts, New Hampshire, and New Jersey. They provide quick quotes and a wide range of one-of-a-kind services geared toward customer satisfaction and safety.

Coverage

Plymouth Rock Assurance lets you customize your auto insurance policy with different coverages and degrees of coverage. As regional insurers, they encourage clients to understand their options and the legal insurance requirements for their state.

Comprehensive Coverage

(fire, theft, vandalism, or damage caused by something other than a collision)

Liability coverage

Medical Payments/ Personal Injury Protection (New England & New Jersey).

Uninsured/ Underinsured Motorists Coverage

Collision Coverage

(collision with another physical object)

Substitute Transportation

Towing and Labor Service

Benefits

Plymouth Rock provides other distinctive services that are included in every auto insurance policy.

Mobile App Claim Access

Crashbusters

(on-site claim settlement by an agent)

Get Home Safe

(policyholders are reimbursed for up to $50 in taxi fares when they feel unsafe to drive)

Door to Door Valet Claim Service

(tows policyholders’ cars to the repair shop and back)

Plans and Pricing

Standard policy (MA only)

(more affordable, includes replacement cost for vehicles with less than 15,000 miles and the option to add Accident Forgiveness)

Premium policy (MA only)

(higher cost and additional features, such coverage for accidental airbag discharge, assistance to cover deductibles, reduced repair costs, etc, and the option to add Accident Forgiveness)

Commercial Auto Insurance (MA and CT)

Since Plymouth Rock Assurance policies can be customized with a variety of different coverages and coverage levels, their prices will vary depending on:

• Location
• Age
• Gender
• Marital Status
• Type of Vehicle
• Driving Record
• Accident History
• Annual Mileage

Discounts

Advance Shopper

Anti-theft

Away at School

Companion Package

Driver Training

eDocuments

Good Student

New Driver

Paid in Full

Safety Pledge

Financial Ratings

A- A.M. Best (New England)

B++ A.M. Best (Bunker Hill)

B+ A.M. Best (New Jersey)

A-Exceptional from Demotech, Inc. (New Jersey)

Support Services

Plymouth Rock provides 24/7 claim reporting and unique claim services, such as on-site claim adjustment that sends an agent to your location to assess the accident and sometimes issue checks for anticipated costs. Plymouth Rock Assurance Corporation has an A+ BBB rating.

The Bottom Line – Plymouth Rock Assurance

Plymouth Rock Assurance offers customizable insurance policies with various coverage options for individuals and businesses. It has a long list of discounts and benefits that include on-site claim processing, towing services, and a Get Home Safe program that reimburses policyholders for taxi fares when they don’t feel safe to drive home. However, Plymouth Rock Assurance only services specific states and seem to provide more coverage options, benefits, and discounts for Massachusetts residents.