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Delta Auto Protect Review


ConsumersAdvocate.org Rating: 3 / 5 (Average)
148 Customer Comments & Reviews - see all comments
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NOTICE: On February 12, 2020, the Pennsylvania Attorney General’s office filed suit against Omega Vehicle Services, LLC d/b/a Delta Auto Protect and its owners for violation of consumer protection laws. The complaint alleges that in numerous instances Delta Auto Protect failed to authorize covered repairs, wrongfully denied covered claims, failed to respond to claims inquiries, failed to refund consumers for contract cancellations, and otherwise misrepresented their business practices. This case has not yet come to trial and the truth of these allegations has not been adjudicated.


Since 2013, Delta Auto Protect has provided affordable extended car warranties throughout the United States. Located in Philadelphia, this company offers 24/7/365 roadside service, transferable service agreements, and Automotive Service Excellence-certified technicians.

How is Delta Auto Protect rated?

Breakdown

3.0/5
Plans & Service Contracts
3.0/5
Claims & Repairs
3.0/5
Reputation

Overall Rating: 3 / 5 (Average)

Delta Auto Protect's plans are some of the most affordable in the industry with industry-average restrictions and covered components. Warranties are backed by an A.M. Best "A" rated insurance company. The company offers specialty system coverage including high-tech electronic components and factory navigation systems.

The company's online reputation, however, has much room for improvement. It is rated "poor" by Trustpilot and F by the BBB. Many of the complaints about them concern a lack of customer service, difficulty in contacting them, and refusals to resolve customer disputes unless negative comments and reviews were withdrawn. While complaints about customer service are common in this industry, Delta Auto Protect garners more than their share.

If you are looking for an affordable auto warranty plan, Delta Auto Protect might be the right choice for you, but if things don't go as they should, you may experience frustration in trying to resolve your issues with them.

Coverage Overview

Key Facts

Plan Types
Named Component Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 3 / 5

Delta Auto Protect offers three affordable named component coverage plans: Diamond, Diamond Plus, and Diamond Premier.

The covered components for each plan are clearly listed on the company's website, which can be helpful to consumers.

The company covers vehicles up to 20 years old and has a mileage limit restriction up to 140,000 miles.

What does Delta Auto Protect cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Windshield Repair
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension

Additional Benefits

  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Delta Auto Protect exclusions, check out this page.

Claims & Repairs

Claims

Maintenance Records Required for Service?
Yes

Repairs & Service

Repair Facility Selection
In-Network Only

Claims & Repairs - 3 / 5

Delta Auto Protect requires that diagnoses and repairs be conducted by ASE-certified mechanics.

It also has its own ASE-certified technicians on staff to facilitate communications between Delta and the repair facility, and to review diagnoses and estimates.

Delta Auto Protect reserves the right to supply the necessary covered replacement parts for a given vehicle, a reservation which has been the source of some customer complaints when the supplied parts did not function properly.

Delta Auto Protect Service Contract

Contract Details

Transferability of Warranty?
Yes

Sample Contract

Delta Auto Protect provides a sample contract for potential customers on its website: Delta Auto Protect Sample Contract

Plans & Service Contracts - 3 / 5

Delta Auto Protect publishes its service contract on its website and makes it easy to find without signing up or providing any consumer information.

The contract is reasonably easy to read and understand.

It requires that consumer disputes be submitted initially to arbitration by the American Arbitration Association, but consumers retain their right to go to court after arbitration has taken place.

Company Reputation

Company Details

Year Founded
2013
Vehicle Protection Association Member?
Company Backed By
Not published

Customer Reviews

Trustpilot Rating
2.7 out of 5
BBB Rating
F
BBB Neutral Reviews
0
Date Collected
2020-03-20

Reputation - 3 / 5

Delta Auto Protect has an F rating with the Better Business Bureau and a number of negative reviews and comments. The BBB also has an alert on Delta's page that states "It has come to BBB’s attention that the business is requesting that a customer(s) withdraw complaints filed through BBB as a condition of resolving the complaints. BBB does not withdraw complaints under these circumstances." The company's reputation on Trust Pilot is no better and earns it a "Poor" rating. Many customers complain that the company is very difficult to communicate with.

Contact & Additional Information


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148 Customer Comments & Reviews

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Carmen J
5/17/2021
I have been costumer since 2012. I would like to contact the company for repair my vehicle. I don't if this company still working or not. How I can get rich???


G
Gerald N
3/24/2021
THEY ARE NOT REACHABLE TOALLY NON RESPONSIVE. YOU CANNOTREACH THEM FOR A CLAIM SO DO NOT BY A CONTRACT FROM THEM.


R
Robert
10/19/2020
I entered into a contract with Delta and subsequently filed for coverage under the warranty a few months later. They delayed approval of my claim. I cancelled as per the contract language. Delta Auto Protect failed to authorize covered repairs, failed to respond to my request to replace my starter, and ultimately refused to refund my money when I cancelled the contract. They totally misrepresented their business practices and are a completely fraudulent company. DONT USE THESE PEOPLE !


Mary J
10/14/2020
You and your family is sitting back FAT on my money and you won't even call me back-- i paid you 2100.00 for your top warranty and it is bull. I hope since other states stop your from taking money from their families, HOPE California BAN YOU TOO. Customer service is everything, and your company don't care . You speak a good talk but you don't do the good walk. Help SHUT THEM DOWN


Ruth M
7/26/2020
DO NOT BUY THIS WARRANTY!! We purchased a warranty from Delta Auto Protect (DAP) on November 25, 2018. We took our vehicle for a repair in January 2019. The repair shop called DAP for an authorization. It took DAP 2 days to respond after the repair shop called several times to get ahold of them. DAP denied our claim because they stated that after reviewing our vehicle maintenane records they found that in 2010 the Ford dealership had noticed the transmission fluid was low. Which DAP claimed was the cause for our transmission issue. Baloney! After six years the vehicle broke down because of an issue that was taken care of in 2018. We decided that DAP was not for us and would... Read More


Y
yong b
7/7/2020
do not contact the delta auto protect by phone (866)5985429 is no service (855)458-5815 is wrong number (844)643-4900 is not working number. How can I contact with Delta auto protect car warranty ?


K
Kathy W
5/21/2020
I would rate this company a zero if it were available.They don't answer their customer service lines, and the calls are automatically disconnected after 4 1/2 minutes. The number for the claims line is disconnected. It is a scam and I'm considering suing them. I live in California and they sold me a "warranty" knowing that California is one of the states where their "service" is not available. Beware! They won't give you service - they'll just give you "the business." Kathy W


oceancoast1
4/24/2020
This company is a scam.. Although over the past two years they have paid a claim , but only after spending countless hours on calls and finally after 6 months I get a check..paying only part of the service.. Other claims they simply refuse to pay and claim it wasn't covered.. or they simply put the mechanic through an endless hold cycle with promises to return calls that never get returned. The VP of finance or something was named "Thomas" x 405.. finally reaching him I did get some action, but it still took two months of "The check is in the mail" before any check actually arrived.. Overall my contract cost me $5100.. they probably paid $900.00 toward a $2500 service. Total Rip... Read More


P
Philip S
3/26/2020
Waiting for 6 months for reimbursement after cancelling policy. I cancelled because my friend had been waiting 8 months for a claim payment. After dozens of calls and emails, I've never received a response or call back. Still waiting for my $1400! Completely untrustworthy company. Stay away!


mikeaqualls
3/22/2020
I've been trying for six weeks to get them to contact me regarding an existing policy. I've left messages and sent emails with no response to either. This was before Covid-19 started. I can't give any stars for service since in can't get any service. I'll update my rating if I ever hear from them.



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