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Banfield Pet Hospital Pet Insurance Review

98 Customer Comments & Reviews - see all comments
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Banfield Pet Hospital is a nationwide network of over 900 pet hospitals that offers an Optimum Wellness plan instead of traditional accident and illness pet insurance.

The plan offers in hospital services designed to diagnose, treat and prevent future medical conditions.

These include head to tail exams, nutritional consultations, and dental care.

How is Banfield Pet Hospital rated?

Breakdown

2.5/5
Coverage
2.0/5
Cost
2.0/5
Extras

Overall Rating: 2.3 / 5 (Average)

Banfield Pet Hospital offers an "Optimum Wellness Plan" which allows unlimited wellness visits to any of the numerous nationwide Banfield facilities.

This is a pro-active approach to identify potential problems in your dog or cat before they start.

This is indeed a great idea, but seeing as no one can predict a serious accident, at least an accident-only plan is warranted.

And since Banfield does not provide this, you'll have to get a separate plan from another carrier.

Banfield Pet Hospital Coverage

Coverage - 2.5 / 5

Banfield Pet Hospital does not offer pet insurance rather an "Optimum Wellness Plan."

This is a preventative program that covers your dog or cat for head-to-tail exams, vaccines, early screening diagnostics, consultations for proper nutrition, and dental care at any of the more than 900 Banfield locations across the US and Puerto Rico.

The wellness coverage is unparalleled protection, and also includes unlimited office visits.

However, it can run around the same price as comprehensive accident and illness policies from pet insurance providers.

Banfield operates 3 levels of wellness coverage.
Pets Covered
Dogs
Cats
Coverage Types
Medical
Wellness
Vet Selection
In-Network Only
Out-of-State Coverage
Yes
Commercial Pets Covered

Medical Conditions Covered

  • Hereditary
  • Congenital
  • Cancer
  • Chronic
  • Dental Illness
  • Breeding

Medical Treatments Covered

  • Diagnostic Testing
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Specialty Care
  • Behavioral Therapy
  • Prosthetics & Mobility Aids

Benefit Limits

Benefit Limits - 2 / 5

Optimum Wellness Plans will pay 100% of each procedure depending on your coverage level.

For example, vaccinations and comprehensive physicals are covered under all plans, but preventative x-rays and electrocardiograms only under the top plan.
Benefit Limit Types
Annual

Reimbursement & Deductibles

Reimbursement - 2 / 5

Similarly there is no reimbursement percentage as this is not pet insurance.

Your Banfield discount membership entitles you to 100% coverage of all the routine and preventative care associated with your plan level.

Deductibles - 3.5 / 5

There are no deductibles associated with care under Banfield's Optimum Wellness Plan, just a membership fee.

All procedures are covered 100% depending on your membership level.

Pricing: How much does Banfield Pet Hospital cost?

Cost - 2 / 5

Banfield Optimum Wellness Plans are, by and large, a little less expensive that fully comprehensive pet insurance plans that do not include wellness.

A Banfield plan may be an ideal addition to an accident only plan from another provider in order to ensure complete coverage.

What's more, it is significantly more convenient than reimbursement-model wellness plans as they will have all your info at the hospital of your choice and there will be no claim process.

Starting Monthly Premiums

Dog: Sample Monthly Premium, 1 year old male Golden Retriever in zip code 92683
$33.95
Cat: Sample Monthly Premium, 1 year old male American Shorthair in zip code 92683
$23.95
Rate Details:
Available Discounts: Discounts range from 5% to 20% depending on the plan level selected. Discounts are applied to nearly all non-wellness plan Banfield services and products. Customers can also enjoy a #15 discount on membership fee for multiple pets.

Enrollment & Waiting Periods

Enrollment - 2 / 5

Banfield enrolls dogs or cats of any age, and there are no associated waiting periods for care.

The company believes it is important to establish the habit of routine preventative care before the puppy or kitten is 6 months.

You can find the nearest Banfield facility near you on the website, get a plan quote, and enroll from there.
Min Enrollment Age
6 weeks
Accident Waiting Period
0 days
Illnesses Waiting Period
0 days

Claims & Service

Extras - 2 / 5

There is no claims process for Banfield Optimum Wellness Plans.

The hospital system itself has a long history of excellent customer care going back to 1955.

There are numerous locations all staffed by vets trained in the most state of the art veterinary science.

Contact & Additional Information

Homepage URL
Headquarters Address
18101 SE 6th Way, Vancouver, WA, 98683
Mailing Address
18101 SE 6th Way, Vancouver, WA, 98683
Year Founded
1955

What We’re Hearing From Our Readers
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Customer Comments

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K
Kim M

12/16/2017
I'm suing this company!!!!!! Make my score negative a billion stars. Scam!!!! PLEASE PET OWNERS DO NOTTTTTT LET THEM TREAT YOUR BABIES!!!!!! They messed with the wrong person!!!!
2 People found this helpful.


L
lzdbrth05

12/5/2017
I chose this isurance plan for my cat after I had him spayed. I never used the service, only once when he got sick, otherwise it was a waste of money. I paid, 30 something dollars a month, and when I needed to take him in to be seen, I always walked out paying over 100.00 dollars, how does that work. Second time I ever had to take my cat, they did not know what was wrong with him and even though their company name is PET HOSPITAL, they could not treat him. I was told, your cat is going to die, if you do not get him to a hospital for animals. You mean like a Veterinarian, or like you? The doctor at the BANFIELD PET HOSPITAL said, this is not really a hopsital, instead it is only for... Read More
2 People found this helpful.


charliebourquin

3/5/2020
Avoid Banfield! Banfield continued to charge me 8 months of payments for my "pet wellness plan" AFTER my dog was euthanized in a Banfield office! Unjustifiable. Heartless. Greedy.
1 People found this helpful.


R
Russell

5/31/2019
First off, this review is not regarding the veterinarians serving the hospitals. I've had great experiences with the doctors. On to the reason for the ONE STAR REVIEW! I've had my dog in my family for 11 years. He's been a wellness customer for almost his entire life. For the past many years I've been charged for one pet, around 36 dollars a month, because I only have ONE PET. About five months ago I started to get charged about 86 dollars and some change. I called and was informed that, my agreement shows two dogs that aren't mine, and now I'm being charged for that amount. I informed Banfield that those are not my dogs and that I only own one. I've never paid nor taken these two other... Read More
1 People found this helpful.


Alex R

4/2/2019
If you have your pet on the "NEUTER" plan and do NOT use it, it EXPIRES. "USE IT OR LOSE IT" is their motto. YOU, the consumer have already PAID for the neutering service and if it "EXPIRES" then they give you NO refunds or credits toward the adult neutering!! In my opinion, this is STEALING money from a service the you have ALREADY PAID FOR!!
1 People found this helpful.


M
Melissa

4/1/2019
I took my pup to another vet in February and had a heart worm test done. I explained to them that I was going to get the medication from an online supplier. They would not cooperate with the online supplier. I had a coupon for a free check up for new customers at Banfield and decided that I would make an appointment to take my pup to Banfleld after I spoke with them and asked them if they would cooperate with Chewy.com in order to get the medication. I figured if I had to pay for another heart worm test and would still be cheaper to get the medication from Chewy.com. I went into my appointment at the Boynton Beach, Fl location and we saw Dr. Webb I gave her all of my pups records and she... Read More
1 People found this helpful.


Rani N

3/5/2019
This wellness plan is terrible. it is costly and kind of cheating i would say. i felt disgusted when i found their pricing. take your pet to HUMANE SOCIETY for same facility in a way cheaper price. i am done with them. i would give ZERO star if available.
1 People found this helpful.


S
Silverio L

1/11/2019
I took my daughter's yorkie to banfield for her scheduled dental cleaning. Vet advised me later in the day that the pup had a throat infection and could not complete the dental procedure. This was after blood tests and all other preliminary tests, etc. were completed. Vet suggested cultures be taken to check for severity of throat infection. I agreed with the vet's diagnosis and suggestions. When I went to get the yorkie I was handed a bill for over $300.00 dollars. I asked what all the charges were, and was told that they included blood and all other tests, cultures (I had already agreed to the extra charges for the cultures) and meds. I agreed to paying the cultures charges and... Read More
1 People found this helpful.


C
chris

1/5/2019
I spent a year with Banfield and I was unimpressed. I spent a year though because they scam you! Heavy. I went for the optimum wellness plan because my puppy was going to be needing shots and to be spayed - they will nickel and dime you for everything they can. I went to four different locations and each of them were a disappointment. They don't treat your animals with any warmth. One doctor even got upset when my dog jumped on him (again she was a puppy). All in all if you value your pets happiness and comfort- STAY AWAY!
1 People found this helpful.


J
Janice D

10/28/2018
Every time I have gone to Banfield, I have been impressed by the efficiency and friendliness of the staff.
1 People found this helpful.



Top Rated
  • 25% discount on all in-office medical care 
  • Pet wellness plans available
  • No age restrictions
  • Covers pre-existing and hereditary conditions
  • Discounts available immediately on sign-up
  • A+ BBB accredited company