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CSA Travel Insurance Review


ConsumersAdvocate.org Rating: 3.4 / 5 (Very good)
114 Customer Comments & Reviews - see all comments
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CSA Travel Insurance is owned by Europ Assistance, a company that specializes in emergency assistance services.

CSA Travel Insurance is based in San Diego, California and was started in 1991.

The company mainly offers two types of travel insurance that covers basic items such as trip cancellation, interruption and delays.

CSA Travel insurance optional items include rental coverage and trip cancellation for any reason with its Custom Luxe plan.

How is CSA rated?

Breakdown

3.5/5
Coverage
3.5/5
Extra Benefits
3.0/5
Financial Strength
3.5/5
Price & Reputation

Overall Rating: 3.4 / 5 (Very good)

CSA Travel Protection is one of the leading travel insurance providers in the industry, despite their average financial ratings.

One of the features unique to their plans is their Consult a Doctor service, that puts customers in touch with medical professionals, no matter where they may be.

They offer a wide array of affordable coverage, and their ample array of service providers across the globe ensure that their customers will find the help they need during their travels.

CSA Plans & Coverage

Coverage - 3.5 / 5

CSA Travel Protection offers two coverage plans: Custom and Custom Luxe.

Their basic Custom plan covers the essentials, at good limits, whereas the Custom Luxe also includes generous plan maximums, and a large array of extra features, such as car rental coverage and supplier default.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Group
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Natural Disaster at Destination
Terrorism/Evacuation at Destination
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage

Emergency Medical Coverage Details

Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$250,000
Maximum Emergency Medical Evacuation Reimbursement
$1,000,000

Baggage Coverage Details

Maximum Baggage Reimbursement
$2,000

CSA Financial Strength

Financial Strength - 3 / 5

CSA is underwritten by Generali, an Italian insurance company founded in 1831, and the second largest insurer in the world by revenue in 2010.

Despite the long history of their parent company, CSA itself has standard financial ratings with A.M. Best and Moody's.
Underwriter
Generali
Moody's Financial Rating
Baa2
AM Best Financial Rating
A

CSA Price & Reputation

Price & Reputation - 3.5 / 5

CSA Travel Protection enjoys an excellent A+ rating with the BBB, notwithstanding their 45 negative reviews.

The company has shown willingness to consistently address customer complaints and give feedback on any issues, which generally have to do with the fine print on their contracts.
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Negative Reviews
45
Date Collected
2018-01-16

CSA Customer Assistance Services

Extra Benefits - 3.5 / 5

CSA Travel Protection offers 24 hour global support and a large array of assistance services, including eyeglass and medication replacement, return travel arrangements, emergency cash transfers, and identity theft resolution services.

With more than 108,000 service providers worldwide, CSA's assistance is never more than a phone call away.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance Referral
  • Roadside Assistance

Emergency Medical Assistance Services

  • Physician Referral
  • Emergency Medical Case Management
  • Arrange Medical Payment Where Available
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
Display Less
2 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations


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114 Customer Comments & Reviews

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S
Susan R
9/24/2021
My parents canceled their vacation rental 2 months ahead of time and now they have to fill out 5 forms just to get their money refunded!!!! The time it would take to get all of these forms filled out is absolutely ridiculous. My parents are 73 and 81 and cannot manage to all of this online. CSA is a travel insurance that has made it incredibly difficult - if not impossible - to get the refund that is deserved. I called customer service and was 20th in line!!! After a 25 minute wait I finally got to speak to someone but of course nothing could be changed. The website says "cancel for any reason", but that is NOT true!


D
Denise J
8/28/2021
Waste of money !!! My renters purchase this insurance and just because the renters lie about the damage they cause, the company denies the claim. Even with text message proof that they admit causing the damage. Horrible company !


davetmspics
8/16/2021
Save your money. Don't buy from these scam artist. I purchased my policy prior to their insurance contracts excluding claims due to COVID. I was rejected all 5 times of pointing out why I was covered. (Quarantine issues) My discussions with an attorney resulted in the obvious of their refusal to pay my $17,000 claim to be flat out wrong. Yes, I'm suing. However, I will lose a percentage of the $17,000 to attorney fees. If you try to call them, there long drawn out explanations and keypad selections lead to more long drawn out explanations and keypad instructions. Plan on 30 to 45 minutes before you get a live body.....then suddenly your connection is cut off!! Back to... Read More


Cynthia A
6/23/2021
This company sucks. Takes forever to get through, forever to get a call back, and the representatives are clearly not happy in there jobs as they are super rude! They make it really difficult to file a claim!


J
J D
6/20/2021
This website is flawed. It shows 3.5 stars, but at the time of this writing, CSA had ZERO positive reviews. All reviews are negative. And this is another.


stutzman30101
6/17/2021
I'm with the other people that wrote reviews, scam, not a very good company. My mom found out she had cancer so we had to cancel our trip. Filled out all the paperwork through their portal, but they said they didn't receive it. Sent all the paperwork to the rep who had our account and 2 months later still nothing. We got lucky b/c the company we booked our trip through let us reschedule. It worked out for us but beware of this company as they are slow and want to take your money.


travelbh1
6/15/2021
It’s a SCAM! Don’t buy, do not waste your money on CSA Protection. WestgateCruiseandTravel strongly recommended CSA and neither company will help me. My airline moved my flight multiple times and then cancelled by flight all together and CSA still refuses to reimburse me. At the end of the day, how can an insurance group not provide coverage for something completely out of my control. I’d give them NO star if I could.


Dan F
6/3/2021
I have been trying to change my dates as my cruise was cancelled. I received 1 email stating that it would happen. That was in April. Since then I have heard nothing. My policy number is 2003W2916-R1 It was from 6/4/2021 to 6/ 11/2021 and I need it changed to 8/5/2022 to 8/12/2022. The destination is still Bermuda. Thank you for checking into this Dan Fereira


ryejacque
5/11/2021
Horrible company DO NOT PURCHASE!! They will do everything to not refund your money. Was a complete waste of my money. I was out $785!!! My son got covid 3 days before my trip. I had the covid coverage and they refused to refund my money. I am a single mom of 3 and was out of work I needed my refund desperately. This company is a scam!


elong2170
2/22/2021
Please do not waste your money on CSA Protection. My airline moved my flight multiple times and then cancelled by flight all together and CSA still refuses to reimburse me. At the end of the day, how can an insurance group not provide coverage for something completely out of my control.



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