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CSA Travel Insurance Review


ConsumersAdvocate.org Rating: 3.4 / 5 (Very good)
114 Customer Comments & Reviews - see all comments
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CSA Travel Insurance is owned by Europ Assistance, a company that specializes in emergency assistance services.

CSA Travel Insurance is based in San Diego, California and was started in 1991.

The company mainly offers two types of travel insurance that covers basic items such as trip cancellation, interruption and delays.

CSA Travel insurance optional items include rental coverage and trip cancellation for any reason with its Custom Luxe plan.

How is CSA rated?

Breakdown

3.5/5
Coverage
3.5/5
Extra Benefits
3.0/5
Financial Strength
3.5/5
Price & Reputation

Overall Rating: 3.4 / 5 (Very good)

CSA Travel Protection is one of the leading travel insurance providers in the industry, despite their average financial ratings.

One of the features unique to their plans is their Consult a Doctor service, that puts customers in touch with medical professionals, no matter where they may be.

They offer a wide array of affordable coverage, and their ample array of service providers across the globe ensure that their customers will find the help they need during their travels.

CSA Plans & Coverage

Coverage - 3.5 / 5

CSA Travel Protection offers two coverage plans: Custom and Custom Luxe.

Their basic Custom plan covers the essentials, at good limits, whereas the Custom Luxe also includes generous plan maximums, and a large array of extra features, such as car rental coverage and supplier default.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Group
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Natural Disaster at Destination
Terrorism/Evacuation at Destination
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage

Emergency Medical Coverage Details

Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$250,000
Maximum Emergency Medical Evacuation Reimbursement
$1,000,000

Baggage Coverage Details

Maximum Baggage Reimbursement
$2,000

CSA Financial Strength

Financial Strength - 3 / 5

CSA is underwritten by Generali, an Italian insurance company founded in 1831, and the second largest insurer in the world by revenue in 2010.

Despite the long history of their parent company, CSA itself has standard financial ratings with A.M. Best and Moody's.
Underwriter
Generali
Moody's Financial Rating
Baa2
AM Best Financial Rating
A

CSA Price & Reputation

Price & Reputation - 3.5 / 5

CSA Travel Protection enjoys an excellent A+ rating with the BBB, notwithstanding their 45 negative reviews.

The company has shown willingness to consistently address customer complaints and give feedback on any issues, which generally have to do with the fine print on their contracts.
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Negative Reviews
45
Date Collected
2018-01-16

CSA Customer Assistance Services

Extra Benefits - 3.5 / 5

CSA Travel Protection offers 24 hour global support and a large array of assistance services, including eyeglass and medication replacement, return travel arrangements, emergency cash transfers, and identity theft resolution services.

With more than 108,000 service providers worldwide, CSA's assistance is never more than a phone call away.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance Referral
  • Roadside Assistance

Emergency Medical Assistance Services

  • Physician Referral
  • Emergency Medical Case Management
  • Arrange Medical Payment Where Available
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
Display Less
2 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations


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114 Customer Comments & Reviews

Loading Reviews ...
eunhakim11363
7/21/2020
do not buy this insurance. do not work with Vrbo which partners with CSA. despite meeting their cancellation criteria due to COVID related quarantine requirement (a new development since the contract) , this company refuses to reimburse the expense. they offer a token voucher for the fee they charged which is $82.46. Vrbo which uses CSA as their contract is mum about this. CSA is not responding to my repeated appeal requests. this amounts to a fraud.


D
Debra S
7/15/2020
Absolutely do not buy this insurance! Consumers need to organize against CSA and the company, HomeAway, that uses them as their associated partner. They do not honor their contracts and as other reviews indicate they have failed to work with customers who have had to cancel their travel plans due to COVID-19. I am attempting to appeal their decision to reimburse us for a home that we hoped to rent in September. I am working through my credit card company to appeal their decision that the virus was a "forseeable event" despite the fact that our reservation was made a month before the Trump administration declared it a national emergency. I have filed a claim about their abuses with... Read More


K
Kris H
7/10/2020
This is an absolute waste of money. I'm an ER physician during a pandemic and could not get my trip cancellation reimbursed, which was to transpire in April 2020. Run fast from this company, you are better off throwing your money in the toilet.


D
DeShawn K
7/9/2020
I always buy travel insurance with us being military. I will NEVER go through CSA again. Had to cancel plans due spike in COVID and were told we couldn't go. I was told because this was a "foreseeable" situation I would not be getting any of my refund back. I have only had to cancel plans twice in 26 years and both times I was not asked any questions and was given back my money. I have no rating for them what so ever! And you couldn't even get a person on the phone it was all done through email.


rhondarjulian
7/9/2020
Poor customer service, over 3 months with my cancel request sitting in "Submitted" status, misleading, as it covered quarantine, but added other verbiage to exclude state order shuts downs. Called several times, and only received a recording that hung up, without any proper options to reach anyone. I would give them ZERO if I could.


sclenahan
7/2/2020
I bought travel insurance to cover airfare. With the shut down of travel out of the United States due to the virus, I filed a claim with CSA at the beginning of May 2020. I received a request reference number with the instructions that I would hear back from them within 10 business days. Well it is the beginning of July and I have had nothing but boilerplate emails responses to my email inquiries. Under these circumstances, I would not recommend purchasing any travel insurance from this company.


maxoilee
7/1/2020
dont buy Travel Insurence from them. I just wanted to call and cancel even that was an Issue becouse no one answers the phone. Read below.Purchased a travel protaction plan from does scam bags on June 24 for my trip to Latvia. After coming to Airport on June 30 I was informed that I want be able to Travel to Latvia becouse Europen Union closed the borders for USA pasport holders so the airline Issued a refund no issue there. I tried to call this assholes at CSA to cancel my travel plan and after calling two times and waiting on the line for 28 min no one picked up the phone and they provided email address to write complaint I wrote and no responce and no one replied. This people scam bags... Read More


D
drwilliamslr
6/26/2020
We rented a home in East Nashville during the month of June, but due to the tornado in March, the house was significantly damaged as well as the neighborhood. I submitted all of the documents for a refund. We booked thru Homeaway and the booking agent for the house was Evolve Vacation rentals. CSA kept asking for the homeowner information to substantiate my claims, Evolve would not provide them the homeowner information but stated that the house was damaged and did not meet their standards. After 4 months of communicating with CSA via their tracking system, they denied our claim. We could not stay at the house as it was damaged. In clear conscience I do not know how they can deny my... Read More


jonstur6214
6/15/2020
CSA is the absolute worst. My wife and I had a cruise planned for June 8. All cruises are cancelled. No ships are sailing in the USA. Carnival give us a full refund. We purchase the travel insurance for the flights to San Francisco. Once Carnival cancelled we worked to get the money backs for our flights. CSA didn't even try and honor the policy. We was told that Covid is not a valid reason for a refund. since we purchased the policy in January they claimed we should have know better. What the Hell !!! Covid didn't really take off in the states until March. Even our president said it was nothing back then. Here is the excuse they gave for not being able to refund what we paid. "We... Read More


malamapono2020
6/13/2020
Very poor service. I submitted a claim in the first week of January. All paperwork was submitted in full, accurate, and timely. We are now in the month of June. No one has responded. I have inquired many times by phone (unable to speak to a live person) and by email about the status. No response. I am feeling as though I have been hoodwinked and bamboozled out of the money that I paid for the insurance... not a good feeling. The rating should be a negative (-1) star! I'm pissed off to the highest level of pisstivity!!!



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