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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,214 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States.

They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits.

They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage.

With no term benefit limit set, the company has no caps to their coverage claims.

As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage.

For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website.

In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement.

The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract.

After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services.

In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA.

In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4214 Customer Comments & Reviews

Loading Reviews ...
kevindavis338
6/3/2022
Avoid this service like the plague. They will delay and delay in replacing an item. It may be affordable, but it is not a good service what so ever.


S
Stephanie
3/12/2022
I would like to talk about my policy (788114859). When we talked about the program, you shared that if something broke and could not be repaired that it would be replaced. This is not proving to be true on my dishwasher. 1. Since February, I've had to call and call and call just to get movement 2. I had to initiate the call between Select Home Warranty (SHW) and GE to get the repair person to file his report 3. I had to call back to cause action by SHW to move it to the next level 4. I have been "disconnected" or on hold for 20+ minutes (finally hung up) 5. The GE maintenance person shared that the part no longer exists and therfore the entire dishwasher had to be replaced 6.... Read More


enzocostanza1963
2/13/2022
My ac unit broke and called select warranty which I have coverage with and they told me that they couldn’t get a technician to me write away and told me to find a technician and have him inspected the unit I was able to get a technician and check the unit he told me that the unit was shot and had to be replace he send the repair estimate to select home warranty and explain the issue which is covered under their warranty but they denied the coverage and I was out $4800. DOLLARS out of my pocket we send them all the legitimate estimate they game me the runaround that they’re only giving me$250. DOLLARS they are not backing up their warranty coverage


flewis12999
2/11/2022
They are a complete rip off. They will take months to repair. And then the contractors don't know what they are doing!!!! And when you take you own actions. You will not be reimbursed


G
G J
2/3/2022
I am not sure if an actual customer will ever present a positive review of this company. I have been a customer for more than a year and I have only one opinion. This is a fraud business and will do nothing that they promise you when you sign up. They are unable to get any service provide due to their terrible track record and thus the customer ends up paying all the costs of any repair work to be done. They throw the contract language at you in every instance when they refuse to pay you and even after agreeing to pre-authorize charges they refuse when you make the claim.


W
William C
1/28/2022
Worst experience ever. My heating system went out 5 months after moving into my home. I contacted them with the information from the HVAC inspector that Select recommended. The system needed a new Blower Motor which was $1200. I had to call them daily to get any information. Every day I was given the same information, And the Select Agent on the phone said we are looking at your claim. We will call you with a decision after review. This when on for almost a month. Each week that went by my frustration level grew more intense. Finally the contacted me and sheepishly stated. "Our claims department has reviewed your claim, we can offer you $150 dollars on you Blower Motor claim". They also... Read More


panyinghong
1/20/2022
This is the most dishonest company I have ever met. Their sales and customer service are very friendly and patient. But when you need to file a claim, it's just endless lies and scams. Unfortunately, I had both my AC and refrigerator broke in my house last year and had seen so many of their tricks. I can't tell you how many times I need to call and how angry I was. Here are some facts and you can make your own judgement. 1. My AC broke. SHW sent a technician to diagnose it (I paid $60 for the service fee) and then declined my claim. The decision letter said 'Issues such as these are generally Freon related (either low freon or a freon leak).' The technician report didn't even confirm it... Read More


pumpkinpie69
1/13/2022
Very poor service. I had to find my own repair person more than once then wait 6-8 weeks for reimbursement. Save your money and go with another company.


C
Christy L
1/11/2022
WORST home warranty company ever! Nothing is covered! Even labor is not covered! Terrible customer service!!! Totally dishonest. Buyer beware. Actually, do not buy this service!


romel.w.mackelprang
1/10/2022
Stay away from this company. Their sales people claim top coverage but in multiple occasions, problems are uncovered and in the latest situation, their denial of coverage letter was based on an exclusion that was not even the problem diagnosed.



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