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CSA Travel Insurance Review


ConsumersAdvocate.org Rating: 3.4 / 5 (Very good)
114 Customer Comments & Reviews - see all comments
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CSA Travel Insurance is owned by Europ Assistance, a company that specializes in emergency assistance services.

CSA Travel Insurance is based in San Diego, California and was started in 1991.

The company mainly offers two types of travel insurance that covers basic items such as trip cancellation, interruption and delays.

CSA Travel insurance optional items include rental coverage and trip cancellation for any reason with its Custom Luxe plan.

How is CSA rated?

Breakdown

3.5/5
Coverage
3.5/5
Extra Benefits
3.0/5
Financial Strength
3.5/5
Price & Reputation

Overall Rating: 3.4 / 5 (Very good)

CSA Travel Protection is one of the leading travel insurance providers in the industry, despite their average financial ratings.

One of the features unique to their plans is their Consult a Doctor service, that puts customers in touch with medical professionals, no matter where they may be.

They offer a wide array of affordable coverage, and their ample array of service providers across the globe ensure that their customers will find the help they need during their travels.

CSA Plans & Coverage

Coverage - 3.5 / 5

CSA Travel Protection offers two coverage plans: Custom and Custom Luxe.

Their basic Custom plan covers the essentials, at good limits, whereas the Custom Luxe also includes generous plan maximums, and a large array of extra features, such as car rental coverage and supplier default.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Group
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Natural Disaster at Destination
Terrorism/Evacuation at Destination
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage

Emergency Medical Coverage Details

Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$250,000
Maximum Emergency Medical Evacuation Reimbursement
$1,000,000

Baggage Coverage Details

Maximum Baggage Reimbursement
$2,000

CSA Financial Strength

Financial Strength - 3 / 5

CSA is underwritten by Generali, an Italian insurance company founded in 1831, and the second largest insurer in the world by revenue in 2010.

Despite the long history of their parent company, CSA itself has standard financial ratings with A.M. Best and Moody's.
Underwriter
Generali
Moody's Financial Rating
Baa2
AM Best Financial Rating
A

CSA Price & Reputation

Price & Reputation - 3.5 / 5

CSA Travel Protection enjoys an excellent A+ rating with the BBB, notwithstanding their 45 negative reviews.

The company has shown willingness to consistently address customer complaints and give feedback on any issues, which generally have to do with the fine print on their contracts.
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Negative Reviews
45
Date Collected
2018-01-16

CSA Customer Assistance Services

Extra Benefits - 3.5 / 5

CSA Travel Protection offers 24 hour global support and a large array of assistance services, including eyeglass and medication replacement, return travel arrangements, emergency cash transfers, and identity theft resolution services.

With more than 108,000 service providers worldwide, CSA's assistance is never more than a phone call away.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance Referral
  • Roadside Assistance

Emergency Medical Assistance Services

  • Physician Referral
  • Emergency Medical Case Management
  • Arrange Medical Payment Where Available
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
Display Less
2 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations


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114 Customer Comments & Reviews

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A
ador
11/1/2019
Got denied on my claim of Trip Cancellation due to passport problem. It did not fall to any of the benefit on listed events. That big print has the small print that nullify the claim. It is a business and has fool me once, shame on you; fool me twice, shame on me. Lost two round trip ticket from Alaska to Philippines, cancellation fee, insurance policy and a round trip ticket locally. Hefty but lesson learned. This is a note to those that are wise not to buy Insurance without a law degree. Will never buy insurance from CSA Travel Protection sponsored agency again.


lmc1749
10/24/2019
CSA Travel Insurance is the WORST.... They put me through months of back and forth questions, faxes, receipts etc., and turned down my claim because of a SCAM they seem to be using on most claims, called PRE EXISTING condition. So, if you have ever had surgery, been in a hospital, sick with anything (doesn't matter what), CSA calls it a PRE EXISTING condition. No matter the date of the illness, CSA always uses the same reason for not covering your travel. Be aware, CSA and VRBO/HOMEAWAY RENTALS ALL WORK TOGETHER!!!!


wilnal69
10/4/2019
I would not recommend this company, I had to cancel our cruise due to my husband losing his job. I cancelled 3 months before the cruise and they are now refusing to refund my payment, I opened a claim and gave them the information they asked for and now it's "not covered". This is my first time using them and would never use them again. This not a company you would want to use, I DO NOT RECOMMEND THEM!


drymanj
9/17/2019
I would not recommend using CSA. I ended up traveling for work and had to stay the week out of town last min. The work trip ran through 2 of the 4 days I had my Vacation scheduled. You figure maybe they look at this as something I couldn't control. When you have to take care of clients, they sometimes dictate your schedule. So i purchased the travel insurance. Terrorism is covered but making sure your job is done isn't. Just was a let down.


D
Dawn
8/22/2019
Stay clear of this company, unless itโ€™s a simple wine spill on the carpet your claim will most likely be denied.


Shauna J
7/13/2019
I wish I had read these reviews prior to booking with Just Fly and using their travel insurance recommendation of CSA Travel Insurance. CSA is a total fraud company. My husband has stage 4 cancer. We booked a trip during a week that he did not have chemo treatments scheduled. Prior to our trip, his white blood counts were so low that they had to reschedule his treatment for the week that we had planned to go on vacation. I have never purchased travel insurance before but I figured that in this case, it was a good idea. I had to re-send all of my forms at least five times. They now have doctors records, social security numbers, and more information on us than I am certainly... Read More


tlknupp
6/19/2019
I do not recommend this company. Financial hardship caused me to have to cancel a vacation. This happened six weeks after I booked a vacation rental. There was no way to plan for this hardship. This company would not give me a refund. It was not covered under their plan. Only certain reasons are valid for a refund. Do not use them.


S
Saeed
5/30/2019
THIS COMPANY IS FRAUD, BRINGING LOTS OF EXCUSES TO NOT PAY, DON'T SIGN UP WITH THEM.


Pamela L
5/24/2019
I was taking a sisters trip to Ireland. Before I was due to arrive my sister became very ill and was hospitalized. Needless to say I cancelled my trip. I had bought travel insurance for just such an emergency. Trying to get my money back has been a NIGHTMARE. Everytime I spoke to an agent the allowed reasons to cancel changed. They were very smug and I really fear I threw the money away. This was the first time I was flying Air Canada and never again is an non issue... Rip offs


Laura D
5/24/2019
I purchased the insurance for my upcoming trip. I had to cancel due to personal issues. I called and used their "voice" prompts to let them know I needed to cancel - well imagine my shock when they said I cancelled my INSURANCE POLICY! TOTAL RIP OFF! So now, I'm out a trip and $1100 dollars!! Very upset with them.



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