We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more

CSA Travel Insurance Review


ConsumersAdvocate.org Rating: 3.4 / 5 (Very good)
114 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
CSA Travel Insurance is owned by Europ Assistance, a company that specializes in emergency assistance services.

CSA Travel Insurance is based in San Diego, California and was started in 1991.

The company mainly offers two types of travel insurance that covers basic items such as trip cancellation, interruption and delays.

CSA Travel insurance optional items include rental coverage and trip cancellation for any reason with its Custom Luxe plan.

How is CSA rated?

Breakdown

3.5/5
Coverage
3.5/5
Extra Benefits
3.0/5
Financial Strength
3.5/5
Price & Reputation

Overall Rating: 3.4 / 5 (Very good)

CSA Travel Protection is one of the leading travel insurance providers in the industry, despite their average financial ratings.

One of the features unique to their plans is their Consult a Doctor service, that puts customers in touch with medical professionals, no matter where they may be.

They offer a wide array of affordable coverage, and their ample array of service providers across the globe ensure that their customers will find the help they need during their travels.

CSA Plans & Coverage

Coverage - 3.5 / 5

CSA Travel Protection offers two coverage plans: Custom and Custom Luxe.

Their basic Custom plan covers the essentials, at good limits, whereas the Custom Luxe also includes generous plan maximums, and a large array of extra features, such as car rental coverage and supplier default.
Available Plans
Comprehensive
Trip Cancelation/ Interruption
Medical
Baggage
Accidental Death
Group
Trip Cancellation/Interruption Coverage
Injury/Illness/Death of Traveler
Natural Disaster at Destination
Terrorism/Evacuation at Destination
Emergency Medical and Emergency Transportation Coverage
Doctor, Hospital, or Other Licensed Provider
Emergency Medical Evacuation/Repatriation
Baggage Coverage
Lost/Damaged/Stolen
Baggage Delay Coverage

Emergency Medical Coverage Details

Emergency Medical Pre-Existing Condition Coverage
Maximum Emergency Medical Reimbursement
$250,000
Maximum Emergency Medical Evacuation Reimbursement
$1,000,000

Baggage Coverage Details

Maximum Baggage Reimbursement
$2,000

CSA Financial Strength

Financial Strength - 3 / 5

CSA is underwritten by Generali, an Italian insurance company founded in 1831, and the second largest insurer in the world by revenue in 2010.

Despite the long history of their parent company, CSA itself has standard financial ratings with A.M. Best and Moody's.
Underwriter
Generali
Moody's Financial Rating
Baa2
AM Best Financial Rating
A

CSA Price & Reputation

Price & Reputation - 3.5 / 5

CSA Travel Protection enjoys an excellent A+ rating with the BBB, notwithstanding their 45 negative reviews.

The company has shown willingness to consistently address customer complaints and give feedback on any issues, which generally have to do with the fine print on their contracts.
BBB Rating
A+
Number of BBB Positive Reviews
0
Number of BBB Negative Reviews
45
Date Collected
2018-01-16

CSA Customer Assistance Services

Extra Benefits - 3.5 / 5

CSA Travel Protection offers 24 hour global support and a large array of assistance services, including eyeglass and medication replacement, return travel arrangements, emergency cash transfers, and identity theft resolution services.

With more than 108,000 service providers worldwide, CSA's assistance is never more than a phone call away.
24/7 Support
Mobile App

Travel Assistance Services

  • Return Travel Arrangements
  • Rebooking
  • Lost Baggage Search
  • Lost Passport/Document Assistance
  • Emergency Cash
  • Translation Services
  • Legal Assistance Referral
  • Roadside Assistance

Emergency Medical Assistance Services

  • Physician Referral
  • Emergency Medical Case Management
  • Arrange Medical Payment Where Available
  • Emergency Prescription Replacement
  • Eyeglass Replacement Assistance
Display Less
2 More

Concierge Assistance Services

  • Restaurant/Event Referral and Reservation
  • Ground Transportation Recommendations


Leave a comment for CSA Travel Insurance
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

114 Customer Comments & Reviews

Loading Reviews ...
N
neveragain!
4/23/2020
Man, I'm going to try and keep this short because these predators don't deserve any more of my time than they've already taken. Bought a policy for our vacation to Louisiana and when everything got canceled due to Covid 19 these wonderful folks wouldn't reimburse us our money for the VRBO. I sent them a letter from my employer that I was laid off and they didn't budge. Brutal....and now they changed their name. What a surprise.


M
Mark
4/13/2020
My experience with them was HORRIBLE. Worst travel insurance company we have had to deal with. We had to cancel our trip due to a stay at home order and our destination was quarantining people for 14 days upon arrival. Of course, this was all due to the COVID 19 outbreak. I uploaded our state Gov. Stay at Home order and also the destinations quarantine order. The best they could due was give us a voucher for future travel coverage through there company. Well, I can tell you one thing, that voucher will never be used. This coverage was for our VRBO. Luckily the owner of the VRBO gave us half our money back but the BIG TIME insurance company did not budge.


S
stephanie
4/10/2020
Military members be warned about his company. As an active duty member I got this insurance because it states that it will refund your money due to "Your previously granted military leave being revoked." I got the revocation letter from the commander but they wanted one from when I bought the insurance 6 MONTHS AGO. If you send in any type of documentation to cancel a trip make sure that none of the dates are on leave paperwork, because that's the date they will say your leave got approved, not when you originally asked for it. And when you get the revocation letter accomplished make sure somewhere in it that it states you've had this leave "approved" from the date that you got the... Read More


jlwilk
4/2/2020
I just wanted to state that their is a huge difference in level of service between Allianz Insurance & CSA Travel Insurance. I unfortunately hurt my knee prior to our trip departure on March 3rd. My Orthopaedic Physician made a Report stating due to the injury, to avoid airplane travel in all cases for the foreseeable future. I filed a claim with Allianz for the insured airline ticket portion of our planned vacation & they pretty much paid immediately. Thank You Allianz! I filed a claim with CSA on 03/01/20 for the VRBO rental portion of our planned vacation & they have initiated nothing. The Claim Status has not changed. CSA did call me back on 03/26 after 3... Read More


palacepharm
4/2/2020
Share review Paid for insurance for a VRBO home and CSA TRAVEL PROTECTION is TOTALLY screwing everyone over and not paying for claims due to the COVID-19 pandemic. I bought the plan in October 2019 for travel dates of March 14-21 2020. The freaking government is telling us to NOT travel and stores, restaurants are FREAKING CLOSED!!!! But yet they are refusing to pay for the claims!!!! I think all of us who purchased this plan and are being denied paid claims should group together and seek legal action!!! Please share share and let's stop this! They are front and center to sell this insurance but are not paying for claims due to the COVID-19


A
Amy
4/2/2020
Do NOT WASTE YOUR MONEY!!! This company has no problem taking your money and quickly dismissing any claim you may have. We have a shelter in place in our state and we contacted csa weeks before the trip was scheduled, they claim the travel site is offering us a full refund, which is a bold lie. We were told by our travel site that we have to go through the insurance for our money back since we bought the insurance. They denied the claim because FEAR of coronavirus is not covered! HOW IS A GOVERNMENT MANDATE a fear?!!!! What a joke. Then they offered us their coverage for our next trip. Yeah ok! Do not waste your money. With all thats going on in the world right now, this company had no... Read More


E
Erika
3/27/2020
CSA is a scam like all insurance companies easy to apply but impossible to get money when due. It is rated #1 cause it is available everywhere but when you ask them for your due they charge you for a premium on top of what you already paid, miscalculate your due and you end up paying more for their services. Misleading advertising and coverage. Horrible services. Will never use them again.


flores84
3/24/2020
I had a trip schedule before the whole COVID epidemic hit. The home owner cancelled my trip, so it wasn't even me, and CSA is saying that's not refundable. I can only get a credit for the next time I travel. So a couple of things, I don't even know when we will be able to travel again. I cannot have my $750 out there on some credit. Because of the hard times ahead of us, I rather have that money in my bank account. I don't think this is a fair solution to the property manager cancelling my trip. It's not like we decided not to go. What a waste of "travel insurance".


isandy0129
3/22/2020
We took out insurance for an upcoming vacation to Florida. Can you believe the Coronavirus isn't covered! You're wasting your money if you deal with them.


J
Jamie S
3/18/2020
STAY AWAY FROM THIS COMPANY AT ALL COSTS! YOU MIGHT AS WELL ROLL DOWN THE WINDOW AND TOSS THE $$$ YOU PAID THEM OUT OF IT! Can't get hold of a human being, never return calls or emails. Wish I had researched them prior to paying for this scam insurance.



Top Rated
Our Partner

🏖️ Best Price Guaranteed: Compare & Buy Insurance

  • Recommended by Forbes & USA Today
  • Over 100,000 Verified 5-Star Customer Reviews
  • Instant Coverage for Domestic & International Trips
  • Cruises, Theft, Cancellations, Lost Baggage, Medical & more