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OneGuard Home Warranties Review


ConsumersAdvocate.org Rating: 4.8 / 5 (Excellent)
47 Customer Comments & Reviews - see all comments
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OneGuard Home Warranties is an Arizona-based company founded in 1990. The company provides comprehensive home repair coverages and maintenance services, such as carpet cleaning and rekeying, through a network of qualified technicians. OneGuard currently holds an A+ rating with the Better Business Bureau.

How is OneGuard rated?

Breakdown

5.0/5
Transparency
4.5/5
Claims Processing
5.0/5
Coverage Options
5.0/5
Additional Benefits
4.5/5
Customer Experience

Overall Rating: 4.8 / 5 (Excellent)

OneGuard is a well-established company that offers a premium product at a good price and serves customers in the states of Arizona, Nevada, and Texas. It has a significantly better than average reputation and offers services that many of its competitors do not, such as pest control, carpet cleaning, window cleaning, dryer vent cleaning, lawn care, and HVAC tune-ups. Given its location in some of the hotter parts of the United States, One Guard puts special emphasis on air conditioning service and repair while still offering a broad range of home warranty services.

OneGuard's menu of home warranty options is broader than that offered by traditional home warranty companies. Rather than only paying to fix or replace things that break or wear out, OneGuard offers preventive maintenance contracts that are designed to keep a house's systems, appliances, lawn, and windows in good condition. This makes the company an excellent choice for people in search of turn-key total home maintenance solutions.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Per Term
Typical Appliance Benefit Limit
$2,500
Typical Systems Benefit Limit
$1,500

Coverage Options - 5 / 5

In addition to providing coverage for the usual systems and appliances, OneGuard also provides services that aren't usually part of a home warranty package, such as pest control, window and carpet cleaning, dryer vent cleaning, lawn care, and system tune-ups.

The company's mid-range and premium plans include home security systems and monitoring. Consumers can customize their plans by adding coverage for additional appliances and systems and for items like automated sprinkler systems, pool spas, the main-line plumbing problems. This range of services is well above what is offered by many other home warranty companies.

Specialty Items and Additional Coverage

Undetectable Pre-Existing Conditions Coverage
Built-in Pool/Spa (1 Set of Equipment)
Salt Water Pool/Spa (1 Set of Equipment)
Additional Pool Pump/Water Feature (per unit)
Additional Freestanding Refrigeration Units (per unit)
Upgrade to Built-in Kitchen Refrigerator
Addt'l Built-in Kitchen Refrigeration Unit
Additional Freestanding Kitchen Refrigerator
Additional Built-in Microwave
Additional Dishwasher
Additional Range/Oven/Cooktop
2nd Washer & Dryer
HVAC Equipment Incompatibility Coverage
Extended Main Line Plumbing
Sprinkler System and Timer
Additional Sprinkler Valve
Water Softener & Reverse Osmosis Filtration System
Guest House

What does OneGuard cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal

Exclusions

For a full list of OneGuard exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Lawn Sprinklers

Contract & Price

Contract Details

Annual Premium
Starting at $300
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

Prices for the company's basic appliances-only plans start at $300 to $360 per year, depending on where the customer lives.

The midrange plan, which covers most systems, starts at $408 to $528 per year, again depending on the state of residence.

The premium plan, which covers appliances and systems, starts at $600 to $672 and varies with location.

Though these prices are somewhat on the high side, the array of coverages provided is broader than that of other companies.

Sample Contract

OneGuard provides a sample contract for potential customers on its website: OneGuard Sample Contract

Cancellation Policy

The contract shall be canceled by the customer at any time upon agreement between the customer and OneGuard.

The contract shall only be canceled by OneGuard due to nonpayment of plan fees, fraud or misrepresentation of facts, when the contract is for seller's coverage and close of escrow does not occur within 180 days from the effective date, or if contract holder harms or threatens the safety or well-being of any OneGuard employee or service provider or any property of OneGuard or the service provider.

If a contract is canceled within 30 days of the effective date, the contract holder shall be entitled to a full refund of the paid contract fees less any unpaid service fees and any claims costs incurred. If it is canceled after 30 days, the contract holder shall be entitled to a pro-rata refund of the paid plan fee for the unexpired term less any unpaid service fees, any claims costs incurred, and a $50.00 administrative fee. Cancellations must be presented in writing.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
10 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims Processing - 4.5 / 5

Service calls cost $69. The service line is open 24/7/365, but unlike many of its competitors, OneGuard does not pledge that the customer will be contacted by a service provider within a specified time.

The company claims that it approves over 95% of the claims made under its policies.

OneGuard Reputation

Company Details

Year Founded
1979
NHSCA Membership
Number of Employees
51-200
BBB Rating
A+
Date Collected
2020-07-01

Reputation - 5 / 5

OneGuard is accredited by the BBB and has an A+ rating. It also has numerous comments on the BBB site, over 80% of which are positive. This is very unusual in the home warranty industry, since as a whole, the business tends to attract sharply negative comments. There are over 130 complaints about OneGuard on file with the BBB, but these cover a three-year period. Further, it appears that the company is very responsive to both reviews and complaints, which is an encouraging sign. The company has no reviews or complaints on Trust Pilot.

OneGuard has been in business since 1979, making it one of the older-established home warranty companies.

Contact & Additional Information

Homepage URL
Company Phone
(888) 896-0014
Headquarters Address
20410 N 19th Ave Ste 200, Phoenix, AZ, 85027
Year Founded
1979

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47 Customer Comments & Reviews

Loading Reviews ...
justincox49
7/15/2020
Terrible service. They have sent the same contractor to my home for 3 straight weeks to service the same issue. Today they called me and left a message to work to get this resolved. I called back and waited for over 30 minutes and finally spoke to someone and then they said would have to call me back. 5 hours later no call. I have now been on hold for the second time today for now 58 minutes. Always thought that their service was ok until this experience. They collect your money on time but good luck getting on-time service and even being able to speak to a person.


Daniel S
6/30/2020
Horrible, called June 1, 2020, here it is 30 days later on June 29th, heat pump shot, new heat approved, but have not been provided a replacement yet, One Guard Claims they cant find one, baloney, they could find one if they bumped me up a model or 2, but they are sticking to give me the cheapest heat pump even if its costing me high electrical bills and little or no cooling in these plus 100 degree days here in Arizona, they could patch up the old one to work better, but since its gonna be replace, HA!, whenever, one guard will not spend anymore money on the order unit. The Tech Qual Tech has been great and even trying to get one guard to do something, so this is all One Guards fault why... Read More


shanji6464
6/18/2020
please refer to other reviews! they collude with their contractor to deny the service. Be aware of Oneguard and Speedy if you are in DFW area. Seems like Speedy is their only authorized contractor? or other company don't want to do the dirty business with them? Speedy will ask you to pay extra cleaning service otherwise they'll makeup a false report and tell Oneguard to void your AC warranty. Be sure to read other reviews and Speedy's yelp review. many people were cheated by them.


B
brant
6/16/2020
AC not cooling, they send a contractor who told me I have to pay for 350$ cleaning service before they can check on anything. I said No. So they didn't check on Freon, they didn't check on compressor they just told me if you don't pay 350$cleaning fee, your repair is not covered. Later they put "Drain clogged" as the diagnosis in the report???!!I called contractor asked where is clogged? They said you have to pay for cleaning service so we can tell Oneguard that your AC is clean and well-maintained.wow! I called Oneguard to send another contractor, and they said your AC is dirty, you didn't follow the recommended maintenance so we won't cover your AC anymore?! Wow! I asked has contractor... Read More


juliehitt3
6/8/2020
I was told by customer service a few minutes ago I will need to wait another day or two to have my a/c unit serviced (this was 2 days after I called in the request). It is 100 degrees outside and over 85 degrees in my house. The agent told me to "seek shelter somewhere else, or rent a unit". UNACCEPTABLE!


A
Amir B
6/2/2020
Left in over 90 degree weather with no AC for over 4 weeks! Its been over 4 weeks since I filed my claim on May 3, 2020. A contractor came to inspect my system May 4th and from there everything went down hill. I gave them a few days to approve my claim. By May 7th it was not approved so I began to call everyday. I called every other day following up, waiting at least 30-40 min on hold before someone answered the phone. I attempted to cancel my warranty contract May 12th and wasn't allowed to cancel because I had an open service request. I was transfer 2-3 times spending over 2 hours on the phone each call and finally was able to get my claim approved on May 15th. I was told I had to spend... Read More


S
Stanley W
5/14/2020
You are an awful company to do business with. You used to be good. Our A/C went out. We received confirmation of a service request 5/4. Why will you not repair our unit, which is under warranty? At least 11 days without A/C now. You do not get me cash out price as requested. Twice you said you were ordering parts for our repair and you didn’t order them. Now you say they were ordered (third time I was told that). I made multiple calls asking for a manger and cannot get one to call me. You refuse to put a manager on the phone when I call. Why should anyone do business with you?


Spence L
5/7/2020
An issue with plumbing. Diverter valve came out in my hand. Response was adequare but they voided warranty and refused to repair because I removed a set screw (partiallt) holding unit to base. This had nothing to do with broken part but they refused to repair. This is total B.S


jdesaegher
4/7/2020
Yelp Write a Review OneGuard Home Warranties Read our review guidelines Eek! Methinks not. All changes saved Since 4/21/2019, we have had 5 service calls on our toilet. This translates to a service call about every 2 1/2 months. We have spent $345 in service fees and probably could've replaced the toilet twice over by now. Each time, the contractor comes out, they fix a part that will temporarily stop the leaking, or temporarily stop the toilet running , only for the same issues to start back up again. We have asked for the toilet to be replaced, since we've now spent nearly double the cost of the toilet in fees and have been turned down by the authorizations... Read More


Rae S
1/28/2020
Absolutely horrible. I was told of a seller's policy when I purchased my new home. I called my representative for my existing homeowner's to inquire about a seller's policy. She responded but never send out any info as promised. I email 2 more times, no response, then finally go her on the phone and she said she would take care of it. Two more days passed....Finally had to call Oneguard to get the policy. Put the house on the market between got a contract. Went over to the house to check it out 2 days before the inspection... low and behold the inspector finds a hot water heater leak. Called OneGuard to schedule a visit. DNB plumbing did not call to schedule in the 4 hour window.... Read More



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