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Endurance Auto Warranty


ConsumersAdvocate.org Rating: 5 / 5 (Excellent)
130 Customer Comments & Reviews - see all comments
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Endurance Warranty Services, LLC, is one of the largest direct providers of extended car warranties in the United States, offering seamless customer support from quote to claim. Founded in 2006, the company is based in Northbrook, Illinois and has more than 350,000 in-network mechanics located across the United States.

How is Endurance rated?

Breakdown

5.0/5
Plans & Service Contracts
5.0/5
Claims & Repairs
5.0/5
Reputation

Overall Rating: 5 / 5 (Excellent)

Endurance sets a high bar in the extended car warranty industry by offering in-house administration and claims processing. The company states that it can save consumers up to 60% on warranty plans by cutting out the middleman (auto dealers).

Endurance holds an excellent rating on Trustpilot, as well as numerous third-party accreditations including with the Vehicle Protection Association.

We highly recommend Endurance Warranty because of the wide range of plans the company offers, high-value coverage contracts, extensive contract benefits, in-house administration and claims processing, and its strong reputation in the industry.

Coverage Overview

Key Facts

Plan Types
Powertrain Coverage
Named Component Coverage
Exclusionary Coverage
Types of Vehicles Covered
New
Pre-Owned

Coverage - 5 / 5

Endurance offers a total of eight vehicle services contracts. You can pretty much customize your coverage so that it suits your needs perfectly. The company offers both traditional repair plans under its five breakdown protection plans, plus the option of adding routine maintenance coverage by choosing one of its three EnduranceAdvantage™ plan options. Endurance covers the systems and components you'd expect it to, plus maintenance coverage up to $3,500 per year through Advantage. Through its wide range of personalized protection, you can find the plan that's right for you, with prices increasing as you choose more comprehensive coverage.

Endurance sets itself apart from the competition by offering specialized coverage on high tech components, factory navigational systems, commercial vehicles, and hybrid/electric vehicles. In addition, all Endurance vehicle service contracts include 24/7 roadside assistance and a free year of the Endurance Elite membership, including $2,000 in benefits like key fob replacement, tire repair and replacement, towing, fuel delivery, lockout assistance, and more.

Endurance does limit its payouts to the trade-in value of the vehicle covered in the contract.
Limit of Liability: The average trade-in value of the vehicle as provided by the NADA Guides or the purchase price of the vehicle as provided by a bill of sale.

What does Endurance cover?

Powertrain Coverage

  • Engine
  • Transmission
  • Drive Axle Assembly

Specialty Coverage

  • Commercial / Business Use
  • Hybrid / Electric Vehicle Components
  • Factory Navigational System
  • High Tech Electronic Components

Component Coverage

  • Factory Air Conditioner
  • Brakes
  • Engine Cooling System
  • Electrical Components
  • Front & Rear Suspension
  • Fuel System
  • Steering

Routine Maintenance

  • YEARLY REGULAR MAINTENANCE:
  • -Up to 3 oil and filter changes
  • -Engine diagnostic exam
  • -Alignment check
  • -State safety inspection services
  • -Tire rotation
  • SPECIAL, ONE-TIME SERVICES:
  • -Brake pads/Shoe replacement
  • -Cooling system maintenance
  • -Front or rear wiper blade replacement
  • -Battery replacement
  • -Scheduled service coverage
  • *Included on all levels of EnduranceAdvantage coverage plans.

Additional Benefits

  • Roadside Assistance (Out of Gas, Dead Battery, Towing, etc.)
  • Substitute Transportation
  • Trip Interruption
  • Roadside Assistance

Exclusions

For a full list of Endurance exclusions, check out this page.

Claims & Repairs

Claims

Deductible Options
$100
Maintenance Records Required for Service?
Yes
Waiting Period
30 days and 1,000 miles

Repairs & Service

Repair Facility Selection
In-Network Only
Number of Mechanics
350,000

Claims & Repairs - 5 / 5

With Endurance Warranty, repair claims may be submitted after the waiting period has been completed, generally 30 days and 1,000 miles.

Deductibles are typically $100 and must be paid before the claim is to be approved. The company also pays all covered claims up front, so customers don’t have to incur in high out-of-pocket expenses or wait to be reimbursed.

This approach is quite different from that of other companies, increasing the value of Endurance policies and highlighting the benefits of their customer-centered business approach.

To further differentiate themselves from other competitors, Endurance offers car warranties that are honored wherever there is a licensed, authorized repair facility. Unlike other car warranty companies that only approve repairs at specific locations or charge extra for repairs that take place in shops outside their network, Endurance’s warranties can be used anywhere, regardless of state lines.

That means that if you’re away from home when you need vehicle repairs, you can still receive the services you need without hassles or additional expenses.

Endurance Service Contract

Contract Details

Vehicle Inspection Required for Contract?
No
Transferability of Warranty?
Yes

Sample Contract

Endurance provides a sample contract for potential customers on its website: Endurance Sample Contract

Plans & Service Contracts - 5 / 5

Endurance does not require vehicle inspections for the warranty coverage to begin. Making things even easier, not only is a warranty transfer allowed to a new driver or new vehicle entirely, but cancellation comes with a money-back guarantee within the first 30 days.

Endurance calls this a “review period” in which customers have the option of canceling their auto warranty if they decide the product doesn’t meet their needs.

However, there is one caveat. After the initial review period has ended, if a cancellation is requested by the customer a pro-rated refund may be granted depending on claims paid out and policy time/mileage used.

For more information on Endurance Warranty plans and policies, visit the company’s FAQ section under the resource center. There you will find answers to the most pressing questions consumers have about extended auto warranties as a whole, as well as company-specific details regarding policy options, coverage, and claims.

Company Reputation

Company Details

Year Founded
2006
Vehicle Protection Association Member?

Customer Reviews

Trustpilot Rating
3.6 out of 5
Date Collected
2021-01-05

Reputation - 5 / 5

Endurance has been in business since 2006. The company holds a 4.2 out of 5 (“Great”) rating at Trustpilot.com with more than 1,600 consumer reviews, as well as a 4.9/5 (“Excellent”) at ShopperApproved.com with more than 473 customer reviews.

Currently, Endurance is not rated by Better Business Bureau.

Contact & Additional Information

Homepage URL
Company Phone
(866) 918-1438
Headquarters Address
400 Skokie Blvd. Suite 105, Northbrook, IL, 60062
Mailing Address
400 Skokie Blvd. Suite 105, Northbrook, IL, 60062

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130 Customer Comments & Reviews

Loading Reviews ...
chambersjoyce114
7/28/2020
My name is Joyce Chambers and I received an e-mail from Art Royzengurt, Endurance Customer Service Manager in Chicago, Illinois on 9 July 2020 that they would only reimbursement $492.01 for part of my claim that they denied. I have not received my reimbursement yet nor a response from Endurance on this. I am frustrated and angry on how I am being treated by Endurance.


B
Barbara B
6/15/2020
I don't know if their warranty is any good or not, but if it is a reflection on how their billing is done, then I can't even think of referring them to anyone! I enrolled in the plan at the moment of the 1st contact due to the fact I was told that the "special" rating was only good at the moment. So - I enrolled with the knowledge that I could cancel and receive a refund on a 30 day from the enrollment date. I then went and checked other auto warranty companies. I did find another one that was more budget friendly and with same benefits. When I went to cancel the policy 5 days later and requested a refund, the agent argued that they were the best. But I had already made my decision... Read More


B
B
4/29/2020
I have a 2014 Ford Escape with an extended warranty from Endurance Warranty and it has just over 100,000 miles the transmission went out and they are denying my claim because they said the fluid needs to be changed every 30,000 miles but according to both the dealer and the owners manual the interval for the transmission is 150,000 miles. I have filed many complaints and contracted the attorney general and the news. If need be I will be filing a lawsuit.


R
Rob R
4/15/2020
I had a water pump go out on my 2005 Corvette, with 76000 miles on it. I was advised by the Endurance agent to take to a mechanic for an estimate, which I did. I took it to a Chevrolet Dealership, who then contacted Endurance for authorization. It was denied because the pump went out because of normal wear and tear. I talked with 3 employees at Endurance, trying to understand their reasoning for the denied claim. They just kept repeating it would not be covered. I contact the dealership, and asked if they had this mechanical failure denied by any other warranty company, and they had never been denied before. I had my car fixed and canceled my warranty. I surmised that if they denied this... Read More


zshawnz2002
3/8/2020
My differential, rear bearings are bad, and my power steering cooler pump is leaking in a 2012 Jeep Cherokee. I have the Diamond coverage, and it is pay off and active until 2022. I had to call and beg for an Endurance adjuster to come to the dealer to verify the problem. The bearings are making a squealing and growling noise, but the adjuster said he did not hear it. The differential is bad, but an Endurance agent (United Car Care they handle the claims) told me that the dealer needs to take it apart first to see what is broken because they would only cover a limited amount of parts inside of it. However, taking it apart would cost me about $2000. On top of that, the guy from United Car... Read More


Marcin K
3/4/2020
READ THIS IF YOU'RE PLANNING TO SIGN A PLAN WITH ENDURANCE!!!! When I bought my car 14 months ago I Signed a premium extended warranty plan with Endurance. It cost me around $130 a month and was the best coverage you possibly could buy at the time. I received a loooong list of things that were covered and didn't hesitate, it was after all the best coverage you could have! Recently when I experienced a few issues with my car I remembered signing my premium extended warranty and was happy making my first call to them and have my car fixed. My joy didn't last long when I after explaining the issues heard that those were wear and tear issues and that they were not covered by my "premium... Read More


hayes2005c
1/7/2020
I own a 2011 BMW 750i, my AC recently went out and I live in South Florida. AC is critical here. I purchases an Endurance Contract last year in April. I have never used the warranty until the AC starting having issues. I took the care to the BMW Dealer. The condenser and compressor both are needing to be replaced. Endurance clearly states both are covered in my contract with no exclusions. The service manager called and said Endurance will not cover the compressor, but will cover the condenser. I then asked why he said my car the compressor is all one piece made up of coils and the coils inside the compressor are bad. I then asked him if my assumption was correct, they can replace the... Read More


crystalh201
11/5/2019
I bought this warranty in August. I seemed really great! Bumper to bumper coverage, monthly payments but they recorded the mileage wrong but I didn't know that until I took my car in to get it fixed. Then they refused to fix it. They would not change the mileage and not I can't get a full refund. This place is a joke. I absolutely regret getting this coverage. DON'T DO IT!!!!!


baldcolumbia
9/26/2019
Company uses deceptive practices to deny coverage. They claimed additional verification was needed when I signed up for the policy 6 months ago, however they could not provide any evidence that requests were made for that verification. I didn't find out until I tried to put in a claim. Not only will they not cover my repair, they also will not refund my money. So I'm stuck paying for a service they won't provide. How nice. Cannot recommend.


gbclark2001
8/26/2019
I bought my Mazda CX 5 from Crane Mazda in Little Rock Ark., over a year ago and I bought the extended warranty from ENDURANCE DEALER SERVICES , 400 SKOKIE BLVD, SUITE 105 NORTHBROOK, ILLINOIS 60062. The extended warranty was financed with the car. Today, 8/26/19, I received a letter from ENDURANCE saying my warranty will be terminated if I, don't agree to a price increase. They give me till Sept. 5 2019 to call them. Is this legal? I think I will call a lawyer.



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