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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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D
Donna
5/14/2018
I have been with them for 4 years. I am very unsatisfied. Waiting on the phone for 52 minutes and paying 55.00 dollars a month for this unsatisfactory service. On top of the 100.00 to sent a unreliable repair man out.


D
Diane D
5/13/2018
This is amazing. I read your review ( Consumer Advocates) of this company -- it was bright and shiny. Then at the end I begin reading the Customers Reviews. They are HORRIBLE. Not one was a god report! People trust companies like your to give us advise. Many times people "scan" just read half of an article...the top half. They stop and make their choice I would like to understand, how could your company give the review that was written for American Home Shield. You might want to know, why would a person go to this length to complain about a companies review. The reason is because of your companies reviews caused me to signed up with American Home. I was one... Read More


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DeAnn M
5/9/2018
The customer service is horrible with this company. The representatives have a lack of formal customer service training which contributes to bad interaction with customers. They drop your call if they don't have answers to your inquirries rather than escalating your concern. I have an ongoing problem with an A/c for the past 3 years. Each year, I have paid out of pocket for refill of a freon leak ($140-$500) because the warranty contracts with low quality repair companies who have not diagnosis it properly. This service company has serviced my a/c 3 times for the same problem the last 2 years. The time before that, a different a/c companies serviced it 2 times in 1 year. All service... Read More


S
Shirley
5/8/2018
The customer service is horrible and you would not have anyone to talk if you have a problem. My dryer is not working for the past three months and they are not responsive to fix it properly. Long hours to get to you and the operators are not knowledgeable . I had this insurance for a long time . It used to be good but now you better avoid this company.


S
Shalon
5/8/2018
This company uses low quality local vendors, hence the price. Their customer service when you have a problem is chaotic, no on seems to know what's going on and that's IF it doesn't take you 45 mins to reach a real person!! I've had to work with them often as a property manager. I do not recommend them.


B
Beverly
5/8/2018
I purchased American Home Shield several years ago, due to living in an older home. I just used it for the first time this past November. During one of the coldest periods in our area, my central unit went out. It took 7 days before they were able to fix my problem. I paid the increased service fee of $100 from the $50 that I initially signed up for. Now it is May and my central air went out. 10 days later they are here to fix it. Because they are installing a new compressor, I am told that I need 8 pounds of freeon, which costs $75 per pound. I thought okay, because I already paiy d the $100 service fee. BUT........ American Home Shield only paid $10 per pound for the... Read More


S
Stephaine
5/7/2018
I purchased AHS on September 30, 2016. It was effective on 10-15-16 with an expiration date of 10-14-17. I called customer service on 8-11-17 to put in a request to cancel my service on 10-14-17 because the price had increased and I no longer wanted their service. The agent said she had set it to cancel for 10-14-17. On 10-15-17, I was charged a monthly fee of $52.99 which was the new increased monthly fee under a new contract that I did not agree too. I called AHS back and the agent stated that it was an error and the fee would be returned. It wasn't. On 11-15-17, I received another charge for $52.99. I called again and was told the exact same thing. I called my bank to... Read More


T
Terry F
5/7/2018
Substandard company and poor customer service in response to solve a trade service call fee of $100. A service provider was sent out to my property that I rent out to make a service call, but after showing up was turned away because the single parent tenant living there was not made aware of this service request. Now, clearly this is totally a failure on our property manager part to communicate to her that a repair man was coming out. Nonetheless, he did not make his service call and I had to call AHS to send him back out, but this time ensured that it was communicated to the tenant. To get to my issue with AHS, is when I called them to request they send the repair guy back out, the... Read More


G
Guy B
5/7/2018
Terrible company if you ever actually need to use the warranty service. Had a AC issue. They sent out a service provider who did not appear when said, didn't know how to diagnose the problem and, when they finally figured it out, sent an estimate for the work which American Home said they'd cover only about 10% of the cost because items needed to be done that were "code upgrades" or "modifications" to the tune of $1,600!! One item was for duct tape for $475! Another was for the metal strapping (thin, perforated metal that comes in a roll) for $120! Another was for PVC pipe at $285! I called in a independent HVAC contractor who said none of the add-on charges were anywhere near... Read More


M
Mary
5/7/2018
I've been a AHS customer for years, recently I put in an order for my washer. The company assigned came out and replaced a part. It still wasn't operating properly, they came out again, and again. Finally they recommended replacement. AHS sent another company for a second opinion. They replaced parts and came out several times. They recommended replacement. After 6 months my washer was replaced. Now here's the kicker, my renewal has gone from $59.39 monthly to $101.65 based on underwriting I was told. They stated how many times and how much it cost them for my policy, well if they had replaced it when the company recommended it they wouldn't have had to come out the additional... Read More



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  • Home Warranty Plans Starting at $29.99 a Mo.
  • Covering 2 Million Plus Members for 50+ Years
  • No Age Limits on Covered Systems & Appliances
  • No Inspections or Records Required