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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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K
Kate
9/18/2017
I called about a leak from my kitchen sink. Professionals were there within 2 days, assessed the problem, and replaced my sink. It never cost more than the $75 fee. It would have been closer to $300, without American Home Shield . I'm very happy with AHS.


Robert C
9/17/2017
Over all we are happy with the insurance product AHS provides. It's a solid substitute for a property manager. If you buy their policy understand: 1. The coverage amounts in your policy. For an air conditioning unit they are limited and will be less, possibly far less than the cost of replacement. You will also be expected to pay for the 'gas' or freon for any repair that requires gas recharge or replacement. Check the details of your policy. The sales pictures on the website could be misunderstood. 2. The company is automated and runs very efficiently from the website. So rarely will you have to call them. As a result there are few people to actually interact with. It will be... Read More


Judith W
9/17/2017
I was told that the insurance would only pay for the cheapest disposal out there. Therefore my new disposal would not be the same quality as the old one. I was offered an upgrade, either $70 for middle of the range, or $150 for one identical to the one that was insured. I opted for the middle, not having anticipated it would cost me any more than the $75 call out fee. The new one cost $130, so it appears you would only stump up $60 for the replacement. Where were you going to get a disposal for $60? Something reconditioned? Also. I have put high end appliances in my home, and insured them with you. If my Bosch oven breaks, will you only replace it with the bottom of the line... Read More


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Patty
9/17/2017
I called to order a repair for my bathtub faucet leaking and my toilet leaking I was assigned Freedom Plumbing to come out and do the repairs he showed up at the house walked around for 20 minutes took the flapper off of the toilet and did nothing and laughed when I called to the Home Warranty company to find out what the status of my claim was they told me that he filed for removing the toilet and putting in a new ring and also a new kitchen faucet and replace to the cartridge in the bathtub he did absolutely nothing I tried to call them back several times to tell them that he did nothing and requested a copy of the signed service request that was forged because I never signed anything... Read More


Wen H
9/17/2017
I find that you AC contractors are very poor. I have called for service twice not to get a return call for more than 72 hrs. This cause me to go out of net work and pay 485.00 for repair. I live in PHX with 115 degree heat with toddlers, do you think I can go days w/o AC?


S
Scott y
9/17/2017
Absolutely great results every time I have reached out to AHS for an issue. Being in a service industry that is under a constant microscope (cable television) I have very high expectations of the contractor being able to come out and correct the issue in one trip... while not always possible due to parts needs; they have always corrected any of the problems in a reasonable manner.


C
Charles P
9/17/2017
It takes too long to get a person on the phone to discuss warranty coverage and there is no automated call-back option. This becomes an issue when something is broken and its not clear if the device is covered. Once communication is in place the service pretty much works as advertised.


J
Julia P
9/17/2017
I am so glad I chose AHS. The A/C contractor was top notch. Customer service was very helpful ALWAYS. I do have concerns about their choice of purchasing agent Carrier, for it seems the parts ordered through this company lost the order and needed to be reordered. I would love to be able to have a tracking number on all order to follow up and communicate directly with purchasing company. I love AHS and Strickland Heating and Air. Absolutely the Best


C
Carol C
9/16/2017
we have always got fast repair service over the years we have been with them.....fast, complete, and with a follow up call about how things are going....so glad to have you guys taking care of our needs......been with Home Shield about 6 years now, thanks so much....Carol Cutbirth


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Suzanne
9/16/2017
They always send a contractor from a quality company. I am always pleased. However, when I overpaid on a service fee (paid online when I submitted the work order and forgot that I had already paid and then paid the contractor again at the end of the service) . When I had discovered my error I contacted AHS and she said that she'd talk to someone and to call her back after the weekend (I had called on a Friday and it's been awhile now so this could not be remembered correctly but the end result is correct- NO REFUND). When I called back I got another person who said that they would email me a form to fill out. I didn't see the form right away and frankly never. I even checked my spam... Read More



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