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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Wendy H
9/28/2016
I have had only one negative experience with American Home Shield in the many many years I have been a customer. When I spoke with AHS they quickly replied and remedied the situation and I couldn't be more happy with this company.


R
Robert
9/28/2016
Called for a broken appliance. They charged me $75 for a service fee and sent a contractor. Contractor was rude and basically said it needed to be replaced. I was told I would get a call back from AHS. I waited a week and decided to call AHS because I never received a call back. I was on hold for 3 hours before they answered. They told me parts of the appliance were not covered and I would need to pay out of pocket. I was livid and told them this was wrong. They claim to cover your appliances but they always find a loop hole and make you pay. I Canceled the policy. These people will take your money and not provide a good service. I wound never recommend them to anyone.


C
Carlos S
9/27/2016
I sent a request to fix my water heater and the contractor charged me $125 just to tell me it needed to be replaced. I contacted AHS and they told me it wasn't covered completely and that I needed to pay over $600 out of pocket to get it fixed. I immediately canceled and told them I wasn't happy with them. What kind of company offers to cover your appliances and home systems and then go and charge you anyway? Stay away from this company, they are a scam.


G
Gary B
9/27/2016
They do not pick very good contractors to do the job. Lots of delays. Repacing a water heater cost me $900 above the $100 service fee.


C
Chris T
9/27/2016
This is total BS, right? AHS has the worst customer service. Don't believe me just read the reviews on their very own Facebook page as well. Cant get timely authorizations and long wait times!


A
Amanda L
9/27/2016
American Home Shield is HORRIBLE. 3 months later........we still don't have our appliance fixed and now they're giving us a hard time about replacing it. They hire contractors that never return phone calls, never show up for their appointments, don't call, won't return calls and won't respond to their emails. They allow any Joe Schmoe company into their database and then don't get rid of them despite multiple complaints. They also don't live up to their promises. If your appliance breaks down completely........good luck in getting it replaced by them. They will fight you so hard that you want to give up. But don't!!!! Fight this company.......hold them accountable!!


D
Don B
9/27/2016
I was informed on ways to cut my payments down by dropping a few things by being asked a few simple questions like...do you use your landline? Do you use your trash compactor? He was very helpful and polite.we were changing the policy from the one the previous owners had to ours so this was good.


J
Jeanne T
9/26/2016
The communication issues with this company are beyond terrible. They are extremely difficult to reach. The hold times can extend hours and hours. I have been with them for years and this continues to be the same problem. The product is a good idea, but dealing with them is just not worth the stress. I would not recommend them to anyone. Surely, there must be a better company that offers this product. If you don't need to deal with them directly, the process usually works quite well. As we speak I have been on hold for 46 minutes listening to the same "We are currently experiencing higher than expected call volume. . . ." I think they must be experiencing the same call volume... Read More


A
Anita G
9/26/2016
My hot water heater broke. I was 100% pleased with everything from beginning to end. AHS staff were fantastic. The contractor was professional. The replacement prompt and all was covered but the co-pay (deductible).


K
Karen B
9/25/2016
I am very disappointed with the service I received regarding my refrigerator. I noticed problems with my refrigerator defrosting and freezing back on last Sunday and stayed on hold for approximately 3-hours before I could reach a representative to submit a claim. The technician came out three times and couldn't diagnose the problem because each time he came, the refrigerator was on. Today, one week later, my refrigerator isn't cooling at all and have had to throw away all of my grocery. I have called on a daily basis without any success with finding a competent company to make the repair. I expressed that I had a chronic medical condition and they didn't even care. Now I'm having to... Read More



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