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OneGuard Home Warranties Review


ConsumersAdvocate.org Rating: 4.8 / 5 (Excellent)
47 Customer Comments & Reviews - see all comments
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OneGuard Home Warranties is an Arizona-based company founded in 1990. The company provides comprehensive home repair coverages and maintenance services, such as carpet cleaning and rekeying, through a network of qualified technicians. OneGuard currently holds an A+ rating with the Better Business Bureau.

How is OneGuard rated?

Breakdown

5.0/5
Transparency
4.5/5
Claims Processing
5.0/5
Coverage Options
5.0/5
Additional Benefits
4.5/5
Customer Experience

Overall Rating: 4.8 / 5 (Excellent)

OneGuard is a well-established company that offers a premium product at a good price and serves customers in the states of Arizona, Nevada, and Texas. It has a significantly better than average reputation and offers services that many of its competitors do not, such as pest control, carpet cleaning, window cleaning, dryer vent cleaning, lawn care, and HVAC tune-ups. Given its location in some of the hotter parts of the United States, One Guard puts special emphasis on air conditioning service and repair while still offering a broad range of home warranty services.

OneGuard's menu of home warranty options is broader than that offered by traditional home warranty companies. Rather than only paying to fix or replace things that break or wear out, OneGuard offers preventive maintenance contracts that are designed to keep a house's systems, appliances, lawn, and windows in good condition. This makes the company an excellent choice for people in search of turn-key total home maintenance solutions.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Per Term
Typical Appliance Benefit Limit
$2,500
Typical Systems Benefit Limit
$1,500

Coverage Options - 5 / 5

In addition to providing coverage for the usual systems and appliances, OneGuard also provides services that aren't usually part of a home warranty package, such as pest control, window and carpet cleaning, dryer vent cleaning, lawn care, and system tune-ups.

The company's mid-range and premium plans include home security systems and monitoring. Consumers can customize their plans by adding coverage for additional appliances and systems and for items like automated sprinkler systems, pool spas, the main-line plumbing problems. This range of services is well above what is offered by many other home warranty companies.

Specialty Items and Additional Coverage

Undetectable Pre-Existing Conditions Coverage
Built-in Pool/Spa (1 Set of Equipment)
Salt Water Pool/Spa (1 Set of Equipment)
Additional Pool Pump/Water Feature (per unit)
Additional Freestanding Refrigeration Units (per unit)
Upgrade to Built-in Kitchen Refrigerator
Addt'l Built-in Kitchen Refrigeration Unit
Additional Freestanding Kitchen Refrigerator
Additional Built-in Microwave
Additional Dishwasher
Additional Range/Oven/Cooktop
2nd Washer & Dryer
HVAC Equipment Incompatibility Coverage
Extended Main Line Plumbing
Sprinkler System and Timer
Additional Sprinkler Valve
Water Softener & Reverse Osmosis Filtration System
Guest House

What does OneGuard cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Central Vacuums
  • Smoke Detectors
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal

Exclusions

For a full list of OneGuard exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Lawn Sprinklers

Contract & Price

Contract Details

Annual Premium
Starting at $300
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

Prices for the company's basic appliances-only plans start at $300 to $360 per year, depending on where the customer lives.

The midrange plan, which covers most systems, starts at $408 to $528 per year, again depending on the state of residence.

The premium plan, which covers appliances and systems, starts at $600 to $672 and varies with location.

Though these prices are somewhat on the high side, the array of coverages provided is broader than that of other companies.

Sample Contract

OneGuard provides a sample contract for potential customers on its website: OneGuard Sample Contract

Cancellation Policy

The contract shall be canceled by the customer at any time upon agreement between the customer and OneGuard.

The contract shall only be canceled by OneGuard due to nonpayment of plan fees, fraud or misrepresentation of facts, when the contract is for seller's coverage and close of escrow does not occur within 180 days from the effective date, or if contract holder harms or threatens the safety or well-being of any OneGuard employee or service provider or any property of OneGuard or the service provider.

If a contract is canceled within 30 days of the effective date, the contract holder shall be entitled to a full refund of the paid contract fees less any unpaid service fees and any claims costs incurred. If it is canceled after 30 days, the contract holder shall be entitled to a pro-rata refund of the paid plan fee for the unexpired term less any unpaid service fees, any claims costs incurred, and a $50.00 administrative fee. Cancellations must be presented in writing.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
10 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims Processing - 4.5 / 5

Service calls cost $69. The service line is open 24/7/365, but unlike many of its competitors, OneGuard does not pledge that the customer will be contacted by a service provider within a specified time.

The company claims that it approves over 95% of the claims made under its policies.

OneGuard Reputation

Company Details

Year Founded
1979
NHSCA Membership
Number of Employees
51-200
BBB Rating
A+
Date Collected
2020-07-01

Reputation - 5 / 5

OneGuard is accredited by the BBB and has an A+ rating. It also has numerous comments on the BBB site, over 80% of which are positive. This is very unusual in the home warranty industry, since as a whole, the business tends to attract sharply negative comments. There are over 130 complaints about OneGuard on file with the BBB, but these cover a three-year period. Further, it appears that the company is very responsive to both reviews and complaints, which is an encouraging sign. The company has no reviews or complaints on Trust Pilot.

OneGuard has been in business since 1979, making it one of the older-established home warranty companies.

Contact & Additional Information

Homepage URL
Company Phone
(888) 896-0014
Headquarters Address
20410 N 19th Ave Ste 200, Phoenix, AZ, 85027
Year Founded
1979

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47 Customer Comments & Reviews

Loading Reviews ...
Daniel S
10/26/2022
one guard past 2 years is nothing but a scam with any of the techs they call out, oh sure they will cove the item thats bad, but then ALL the techs will also find all the extra's that MUST be done or they wont replace item. Like wiring, hoses, cables, exchange fees, what ever. water heater, sure they cover a water heater, but even if you in and out hoses are in perfect condition, the scam tech in our case AV pluming says oh we need to charge you $450 for new pipes thats about $50 in materials, or they wont install it. Then another $159 to exchange the water heater thats still under warranty that one guard just replaced less than 4 years ago. see this is why all the techs LOVE the one... Read More


dleongvp
10/2/2022
I've been trying to cancel my contract for over 10 days making three phones, sending an email and finally sending a paper letter as they tried to bill another month after all this delay. There is no on line option to cancel, no phone tree choice for cancellation and when talking to a service rep who speaks broken english, all she can do it send a request to the "cancellation department". After 9 days, I get an email from the cancellation department saying that my cancellation is pending and I should contact One guard to complete the cancellation. There is no special phone number to call and when I call in and get the service rep, she knows nothing of the cancellation. Clearly, this... Read More


johntinvegas
6/29/2022
On 6-17, I called oneguard to file a claim for a leak in my lawn irrigation system. First thing they do is charge the service fee. I was very specific on that call. The calls are recorded. Please retrieve it. I said that I was not interested in finding my own contractor. If they don't/can't handle it, then I DO NOT AUTHORIZE THE CHARGE. I was assured they had a contractor and they would come out. On 6-21 I called to check as I had yet to hear from anyone. I was again assured that I just needed to wait for the contractor. On 6-23, AS I WAS BOARDING A PLANE OVERSEAS, I received an email that read in part "as per our conversation, you are approved to find your own... Read More


M
Mike
7/13/2021
The seller of my home bought me OneGuard HOW for my purchased home. The first chance I had to use was my sprinklers didn't work. The repairman showed up and called me. He said he couldn't figure it out and must be my well. I know sprinklers so I asked that he check some specific items. He said he would follow up with OneGuard and let me know the next steps. He didn't call back so I called another company and they fixed it immediately based on the symptoms I told them about. I haven't heard for the repair company and OneGuard support said they had met their obligation and there was nothing further that can be done. So I spent $75 service charge and the repairman made a couple hundred... Read More


J
Jay
5/1/2021
When our AC went out here in central Texas last week we contacted One Guard - who had apparently bought out our original Home Warranty company. We were told we would get a call from the vendor or repair service the next morning - which never happened. Late that day we called One Guard back who said it would be sometime next week. After looking at supposedly "A+" reviews online with the Better Business Bureau I'm not holding my breath on getting good service. Reviews are similar to everyone else & ours here. Obviously the "pay to play" review sites are completely false about how well this company does and will mis-lead people into using this Home Warranty service.


Lindsey C
8/17/2020
DO NOT RECOMMEND! We have always had horrible experiences trying to even contact OneGurd let alone have them repair anything. Look up the people they contract with. Both "repair" people we finally got out were completely ridiculous and were rated with dozens of negative reviews on their Google/ Business page reviews. The first guy wanted to rip out our entire shower insert (we hired another guy we called and he just went through the wall on the other side for a fraction of the cost and repaired it perfectly.) Second time, same issue! We called to talk to them about our concerns with the tech's reputation and One Guard claimed he's the only one they work with in DFW... Sure enough they took... Read More


jtcampbell1
8/13/2020
Today OneGuard came through for me when my A/C died. Shannon Lopez came through for me. The contractor was extremely professional and handled everything. I completely recommend the service to anyone who owns a home!


K
kkidd
8/6/2020
OneGuard's customer service is just abysmal. I've now been on hold for over 4 hours total to get a simple a/c repair. They refuse to answer the phone. Here are two screen shots of when I've given up. One over 1hr15min yesterday and currently one over 1hr45mins with no answer. It is like this EVERY SINGLE PHONE CALL now. The only reason to have these policies on my rentals is to simplify my life for small repairs. They now make it so difficult that you're better off calling the vendors directly and cancelling the policies. Further, their vendors cut corners and don't take the time to properly repair the issues. This current a/c repair person says the compressor needs to be... Read More


Smaranda D
8/4/2020
DO NOT CONTRACT WITH ONE GUARD. These people are scammers. I have been dealing with them for 4 weeks now trying to get a replacement AC unit which is clearly covered under the terms of our contract. I was lied to several times by people who told me that I should expect a call from a supervisor in 48 hours, then in 24 hours, then by the end of the day. I emailed the person I spoke with to remind them that I still needed a call back, but of course none came. I finally called them again, and the 4th time it suddenly became that I would get a call back from a supervisor named Britney “as soon as she is available.” The person on the phone indicated that he had sent a “message” to Britney for... Read More


9930127
7/23/2020
One guard services standards have drastically changed to very low grade in the last one year. I have been suffering from the last 6 month and no one care dam about this. They changed compressor because in January heat was not working. I paid $500 to the company for refrigerant and $69 for a visit. After 1 and a half months when we turned on to cooing it was not cooling. Home warranty informed me that since it is beyond 30 days, I have to pay $69 visit fees which I paid. The technician told me that since the person changed the compressor didi not put refrigerant properly, I have to take it out. After a few days again it was not cooling, the schedule RPM. RPM kept changing visit time and... Read More



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