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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Doug K
12/17/2018
Whirlpool washer got noisy. 4 days later tech finds bearing on tub has to be replaced. The part is obsolete as This model no longer available. American Home Sheild sent us info on a replacement which will not fit the spce we have as toobdeep. They told us to find one that fits. We spent two days looking at all retail stores and finally found one that fits. We called this morning and waited for 20 minutes and the auto answer said due to long wait we can call you back. They call back and auto answer said “you are number one but due to the high volume please hold”. 20 minutes later an agent gets on the line. Sorry the washer you have chosen is not in our database. She then gave us a list of... Read More


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Kelly B
12/17/2018
This is the absolute worst home warranty company out there. Buyer beware! They used to be owned by Service Master but now are owned by Front Door. I live in WA state. I discovered they were charging me sales tax on my monthly fee. In the State of WA this is not a taxable item. Further, because any major system is considered "real property" in WA State repairs like electrical, plumbing or A/C or any permanently affixed item repairs to those system are also not taxable in the State of WA. After 2 weeks of trying to track down a corporate office number to get resolution (they outsource everything to Philippines, Mexico or India). I finally found a number through the discovery of who... Read More


scott v
12/14/2018
I had a water heater break down. Called AHS, they said 48 hours. Have an elderly person here, so they got a plumber to come over next day. He said it's an electrical problem. So AHS says 48 hours, again I tell them I have an elderly person here. So the next day, day 3 now an electrician shows up, says it's not electrical, it's the water heater. I call AHS, they say 48 hours. Pathetic


Henrietta D
12/12/2018
Consumeradvocate.org gives them a 5 star??? That's totally false- look at the most recent reviews. Do not give this company a dime! I was with them for over 1 year and about 5 months ago my monthly payment went up by $5.00 dollars --I was not informed about this in any way. When I called to inquire I was told the contract says that they can do that at any time. Did the contract also say that they didn't have to inform their customers of a price increase? I used the service 1 time in 16 months and was charged the $100 service fee for a service man to clean out the lint in my dryer. And as other reviewers have stated- the wait time to speak to a representative is very long. After I... Read More


Mary G
12/11/2018
I give this service one star only because zero stars is not an option. Called to get a quote and inquire about services and was helped by a very unhappy woman who refused to give quote information. Instead she stated obvious things like, "There's a difference between home warranty and home insurance." She then asked, "Do you know how much it costs to replace a water heater." Since I had just looked into getting a new water heater for our home I stated the cost. She then corrected me and stated, "Most people don't have a money tree in their backyard to pay for that stuff." Then she stated, "You can either sign up for this service now or forfeit your opportunity to do so." I then... Read More


Darlene N
12/10/2018
I have been a customer since 2010 and have actually only had one good experience with AHS when our hot water heater went out. Another time, they could not get a plumber to come out because it's a mobilehome. Then they sent Sears out to look at our (25 yr. old) washing machine. Paid the guy $100 to replace a .25 cent washer that went out again in 30 days. We replaced the washer. Latest call was a 10 yr. old dishwasher that had developed a leak, they sent Sears out again (this was after I told them I was dissatisfied with the last visit). Guy tells my son in law the dishwasher is so old he doesn't think he can get the parts but then tells AHS that we "misused and abused" the dishwasher... Read More


Joyce S
12/8/2018
Not good... I sold my home, canceled the policy very near payment date but it had not yet been autodrafted from my bank account. I was assured it would not be but then it was. Now when I call about this, I’m on hold forever and get no answer!


A
Amy C
12/7/2018
Do NOT waste your time, energy or money on AHS! We wait a minimum of 30 minutes to speak with a representative each time. The service contractors have to make multiple visits to fix the problem. We have been without a washer for 5 weeks and are still waiting for a resolution.


Rose K
12/7/2018
I’ve been with AHS for 8+ years and they’re service has gone down immensely every year. Can’t get anyone on phone over an hour on hold. Assigned a plumber that is 70 miles away from where I live. Worst part the associate said they were in my town. Who’s in charge at American Home Shield ? Pitiful.


J
Joseph C
12/6/2018
Well this review is not for home shield. It is for the consumer advocate org. How dare you give America Home Shield the top rating Every review listed on this site gives poor reviews. Right now I am on hold on the phone for AHS it has been in excess of 38 minutes and they have not responded to my call. This is very unacceptable. Damn you Consumer Advocate!!!!! You have done a disservice for all of America!!!!!



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