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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Tom
11/27/2018
Tom Texas Do not even consider doing business with this company. The wait time to talk with an agent is unbelievable. After purchasing my policy with my credit card for full payment they keep charging my card for monthly payment. After finally finding someone to charge my card for full payment. Days later I was notified that the payment did not go through. After about six hours on the phone some times with a 45--60 minutes hold time. I finally found someone that could charge my card for the correct amount. At this time after talking to a supervisor about my complain about the hold time ,I was told basically that was the system works . At this time I decided if I have this much... Read More


Heather V
11/26/2018
WE have had a HORRIBLE experience with this company. It's been a month and a half without an oven and they keep ordering the SAME replacement control panel (THREE TIMES) and then the contract company that keeps visiting the property - tells our tenants that they oven CAN NOT be replaced. I have been on hold with AHS for HOURS. The people I speak with will not/do not have any details regarding my account. They put me on hold to "call" the contract company and then I get hung up on after an hour of NO RESOLUTION. This has happened numerous times. I'm so fed up with this company. The hold time is totally unacceptable. They are stringing us along. They is no ability to actually talk... Read More


Toni T
11/26/2018
The on Hold time for Calling in for Service is totally unacceptable.


S
Susan W
11/25/2018
My newly purchased house, built in 2000, came with an AHS warranty, which I thought was a gimmick. But I've had wonderful service from AHS in the few months I've owned the house. And I've gone through the contract extensively, and it's surprisingly comprehensive. I've been able to put two service requests in online with no trouble (and no waiting on hold) and both times the service provider called me to schedule service within a few hours of me submitting my request. My first request was that the thermostats of my radiant floor heating did not seem to work separately. They paid for a full rebuild of the electronic system, as some previous company had cut all the wires to the... Read More


T
Talat H
11/21/2018
American Home Shield charged me for a service they never did and charged me $125 because I did not call them back to say no one came out to do the service! Crooks! And their customer service was rude and atrocious.


R
Roland
11/20/2018
The service on a claim is absolutely terrible. After paying the deductible the service rep indicated that the parts needing replacement were no longer available and that the company will probably offer a cash out or replacement product 11/7/2018. He said they would call in a day or two. On 11/15/2018 I called to find the status. After waiting 45 minutes, my phone lost its charge. I was able to get to an on line chat in about 10 minutes and they said there wasn't any status on the claim and that it was closed. After pressing the issue they indicated that it was filed on 11/11/2018 for cash back determination but they were only up to 11/10/2018 and they would be back to me and provided... Read More


A
A K
11/20/2018
I have had this warranty company for years but in the past year or so service has gone way down. Telephone wait times are ridiculous, usually 30 to 60 minutes. I had to have my refrigerator replaced because the tech could not fix it and I still had to pay $700 toward the replacement and it took 6 weeks. Six weeks without a refrigerator. They doubled billed me for a service call and after 4 calls inquiring about the refund over 3 months I have still not received it despite the refund being aproved 3 months ago.


J
Jacquelyn
11/19/2018
I rate you a zero I have been waiting on hold with a rep who keeps putting me on hold for over 2 hours only to be told she can’t replace my furnace unless I pay an out of pocket extra $2016.75 for the furnace installation with upgrades and if I don’t like the upgrade I can pay for a new furnace myself and cancel AHS contract. I’m calling everyone I know to inform how I was treated and putting it on bulletin board as well as the internet and intranet all social media outlets


K
Kent C
11/17/2018
AHS has many disturbing issues. To list a few; -They readily take their monthly fee, but to get service nearly impossible -unbelievable long wait time on the phone Can be up to 50 minutes. Crazy -no one can make a decision , always need to seek out a supervisor then another 50minutes on hold -timeliness to get service to your home is non-existent and when service arrives, no parts, then wait another 3 weeks and 20 more phone calls of 35-50minutes each to complain which get you know where... having to get a supervisor on the phone again... explain your situation for the um teen time. It’s insane to work with AHS Yes , work. As a customer you actually become their non-paid... Read More


Sam S
11/17/2018
HSA is totally worthless......I studied the mindset of the reresentatives and it is to dig into every word of the contract and twist it to avoid paying out. I have a perfectly eligible event but the reps work behind the call to look up ways to get out and also to take up time to put girnd your doewn. May you all burn in hell for the psychology you encourage with each other. Sam Pittsburgh



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