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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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K
KStar
10/31/2018
Had AHS for over 12 years and I have to say, I will NOT be renewing . Two weeks ago, my water heater finally died - AHS Contract Vendor arrived soon after request was sent via electronically. Vendor verified Hot Water Heater required replacement. After I paid the vendor over $800 (permit and required permit work - not covered under AHS Policy) a lack of communication between AHS and Vendor delayed hot water install. Finally received an install date which will occur three after the vendor verified replacement was required. Kids sick, spouse sick and now I'm sick of AHS! Not sure what happened to this company, but not the same company of yesterday..


J
Jonathan H
10/30/2018
I was a customer for 2.5 years and spent around $1500 for their policy over that time. They have extremely long wait times when you call for customer service. When you do get through they are unfriendly. I recently tried to file my first claim for repairs that I had to make right away due to it being an electrical hazard. They refused to reimburse me for any of my expenses or refund me any of the money I have paid them. I strongly recommend looking elsewhere for home warranty coverage.


Johnny S
10/30/2018
This must be a front for the company. Review other rating sites before you buy with them. AHS site shows all as 5.0 star rating. BUT: 8 days now for a water heater that caught on fire, and I am still waiting. But they took my $75 up front, didn't they? Also took 5 days to get someone to open my kitchen sink drain last month. No people to talk to, completely automated. No one to talk to, period, ever. It was a great company 2 years ago, before they moved customer service to the middle east, which was bad, then replaced that with a computer, which is even worse! This is a TERRIBLE company. If you rate one star service on the right, as is traditional, it will come up five stars on this site.... Read More


Paula N
10/30/2018
Very poor providers, unprofessional and unreliable. Not to mention every time I call I am waiting 30-45 minutes to speak to customer service.


D
Donald P
10/28/2018
Total insurance scam! AHS should be investigated and put out of business. I paid $813 for my policy and they refused to pay for my ice maker even though my paperwork clearly states that it is covered. Had to pay a contractor $80 to diagnose problem, then two weeks later AHS called to say they wouldn't cover it.


Adriene B
10/26/2018
In my experience, the WORST company EVER! So, two months ago, oven not heating, sent a guy, he yelled at me in front of my daughter, and then, my husband! The oven never did get fixed. The dryer broke, they were going to send same company, I said HELL NO, so they sent a different company. The guy BLEW UP our dryer and our electric circuit. Blamed it on our electricity. SO, they sent an electrician, he fixed it. It blew again, the electrician came again, fixed it, looked and said the dryer is melted inside and that it is burned up and the electric is not the problem and that the dryer has a short in it. I called the owner back and told him the guy he sent ruined the dryer and blew up... Read More


Sonny M
10/26/2018
I have used AHS for every house I have owned since I have lived in Oklahoma . Must be doing something right .


Anitha G
10/26/2018
The worse company, never answers the phone, placing on hold for hours. No one talks to you when you have a. Problem with appliances. Very good in getting the money.


ygsyed
10/25/2018
HVAC system has not worked in my rental property for months now. We had a contractor show up and found a leak. He suggested that we either buy a brand new unit that they would install ($5,000 - $8,000) or inject coolant for $700.00. We chose to go with a cheaper option. My tenant complained again that it was not cooling. The same offer was made again. I asked the contractor why the A/C will not be replaced. He said AHS will not allow it. They want us to fix it. Well, it is not getting fixed. Each time you call AHS, you sit on the phone for hours. They never have the staff to take care of their customers. I think it is time for them to fold.


A
anne
10/22/2018
As the Realtor for a first time buyer, I purchased an AHS warranty for my clients. Found out the HVAC vendor left something to be desired. Quoted $110 per pound for air conditioning coolant for a summer repair. AHS said they only cover $10 per pound. I called around locally and got quotes ranging from $35 to $70 per pound, depending on type of coolant. Needless to say, nobody was very happy. My client blew up and took it out on everyone. So much for my effort to help out and leave a good impression.



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  • No Inspections or Records Required