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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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S
sonja s
10/9/2018
The wait time is horrible--there are not enough service reps--once a service call is made and the problem identified one will wait up to 2 weeks for it to be fixed--I understand that the repair people have to wait to get approval AND then wait for Home Shield to either send the repair people the item or actually even send it from Home Shield


T
Tim W
10/8/2018
Me too -- not sure where all the 5*s came from...don't see anything remotely like that in the written reviews. When I tried to file a claim, the website wouldn't work. When I called, after a short hold they offered to call back when it was my turn. Yay, and they did call back 20 minutes later. But still I was on hold another 20 minutes; and when it was "answered" there was no one there -- I could hear voices in the background but no one was on the other end. So I started over. Website...still didn't work. Phone...still long wait. Be forewarned!


Christy S
10/5/2018
I’m not sure where the 5 stars come from. All I see are negative reviews. I should have read more of those before signing up with this company. Long wait time is REAL. They don’t WANT to help you with your issue, just try to push you off. We waited for days over Florida summer, 90 degrees INSIDE the house, before someone came, hours after their scheduled time, into the evening, we waited all day and then had to cancel our evening plans. They did NOTHING and simply recommended we buy a new unit. I called back a week later to actually have the unit serviced since it is not working properly and it will be 4 days until our appointment. I asked to use a different trade company that could get... Read More


Sandra S
10/4/2018
Lowest rating! Bad customer service! Long wait on the phone for appointnents. Not willing to fix my dishwasher when they have had 2 companies out. I would never use this company again! I am so disgusted with service and the rude techs they sent out.


Stephen T
10/4/2018
DON'T EVER USE THIS COMPANY! My 12 year old central air finally died. I was advised by several companies it's not worth fixing - it will just leak again. The only company that would attempt fixing it was the company American Home Shield sent. They could try to repair all the leaks but I would have to pay for the freon - not covered, $600. I was advised by the technician AHS sent not to have the unit repaired - it should be replaced. AHS refused to pay to replace the unit because they found someone that would repair it but I would have to pay for all the freon $600 and there was no assurance it still would not leak again. The never returned my calls and kept me on hold for 30-40... Read More


K
Kat
10/3/2018
I was told by several agents prior to signing up that preexisting problems were covered after 1 month of signing up. I asked this question several times, and was reassured several times. They did not cover a broken faucet, the reason I signed up in the first place.


M
M F
10/2/2018
DO NOT GET THIS HOME WARRANTY‼️‼️ They take FOREVER, ur on hold 45 minutes just to talk with them, & they Don't cover House repair items. They find a reason not to cover the repair‼️ Do not GET‼️‼️‼️😠😠😠


M
Mary
10/2/2018
Took 2 months in the summer in Florida to get my air conditioner fixed. They sent out a Grade F with the BBB contractor to fix a simple Freon leak. The contractor screwed up the evaporated coil and housing so bad the whole unit had to be replaced. AHS agreed to replace but wWe still had to pay $2000 to have it replaced even though it was their contractors fault.


G
Giorgio
10/2/2018
So disappointing. Our attic ducting was found to have separations in it and overall was in bad shape. Despite the fact that the coverage claims to cover holes and missing ductwork the tech they sent out reportedly marked on the form that animals _may_ have caused the problem. The tech didn't believe that when I asked them on follow-up, but marked it on the form in case it was a covered condition. Well, that was all AHS needed to hear and regardless of how many times you try to communicate with them that it wasn't damage caused by pests they can't hear you and refuse to cover the repairs because the contractor said the wrong phrase. So disappointing and exhausting to interact with... Read More


G
Gary L
10/2/2018
I caution anyone who goes with this company that whatever service you may think you are getting, isn't what you will receive. Be ready for wasting up to an hour everytime you try to contact them on their 800 number. I never waited less than 30 minutes in over 5 years dealing with them. Getting a repairman was next to impossible cause there are never any available since most service providers refuse to work with them based on their reimbursement policies. Average delay in getting my problem resolved averaged almost a week. I always had to pay service provider additional money out of my pocket because AHS refused to pay actual costs for repair. How this company stays in business I... Read More



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