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Old Republic Home Warranty Review


ConsumersAdvocate.org Rating: 2.2 / 5 (Average)
157 Customer Comments & Reviews - see all comments
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Old Republic Home Protection, formerly called Dependable Home Warranty, was founded in 1974 and became a subsidiary of Old Republic International in 1982. The California-based company has since undergone management changes that have contributed to its growth and expansion beyond California. It is currently considered the third largest home warranty company in the United States.

How is Old Republic rated?

Breakdown

0.0/5
Transparency
3.5/5
Claims Processing
3.5/5
Coverage Options
0.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 2.2 / 5 (Average)

For 40 years, Old Republic Home Protection has remained among the three largest home warranty companies in the industry, providing comprehensive coverages for homeowners, home buyers, and real estate agents alike. Although their plans offer full protection for most systems and appliances, they can be rather pricey depending on the area of coverage and size of the home. Overall, Old Republic is a reliable option for anyone looking for enhanced protection and round-the-clock claims processing.

Coverage

Key Facts

Plan Types
Combo Plan
Build Your Own
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$250
Typical Systems Benefit Limit
$1,000

Coverage Options - 3.5 / 5

Old Republic Home Protection offers three home warranty plans, the Standard Platinum, and Ultimate. The Standard coverage protects all main systems and most appliances, and clients can build on that coverage to customize their plans. The company also offers optional coverage for certain less usual items such as salt water equipment and ornamental fountains. On the downside, Old Republic's typical appliance benefit limit is $250, and their systems limit is $1,000, which is less than what other home warranty providers are currently offering.

What does Old Republic cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
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Exclusions

For a full list of Old Republic exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $295
Minimum Contract Length
13 month(s)
Online Quote/Application

Contract & Price - 4 / 5

Old Republic plans are on the higher end in terms of price, with annual premiums ranging from $260-$500 depending on the state, size, and condition of the home. Contracts with this company may be cancelled upon mutual agreement, in which case the customer would be entitled to a pro-rata refund of the paid plan fee minus a $50 processing fee and service costs.

Sample Contract

Old Republic provides a sample contract for potential customers on its website: Old Republic Sample Contract

Cancellation Policy

This Plan is non-cancellable, except for 1) nonpayment of fees; 2) fraud or misrepresentation of facts material to the Plan or a request for service thereunder; 3) upon mutual agreement between you and ORHP; or 4) if you harm or threaten the safety or well-being of ORHP, any employee of ORHP, a Service Provider, or any property of ORHP or of the Service Provider. If Plan is cancelled, you shall be entitled to a pro-rata refund of the paid Plan fee for the unexpired term less service cost incurred and a $50 processing fee. If a refund calculation results in you owing us for services rendered, we will bill you the net amount due or the unpaid Plan Contract fee, whichever is less.

Claims & Service

Claims

Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Service Recall Period
30 days

Claims Processing - 3.5 / 5

Old Republic charges a different trade call fee, ranging from $55 to $100, depending on the state, size, and condition of the home. They have the standard 30-day waiting period before coverage can begin, a 30-day recall period on labor, and mostly restrict customers to their network of contractors, unless they have been previously authorized by the company. Nevertheless, Old Republic does have a 24/7 claims department, which many customers find convenient and isn't offered by all home warranty companies.

Old Republic Reputation

Company Details

Year Founded
1974
NHSCA Membership
Number of Employees
550
BBB Rating
A+
BBB Positive Reviews
11
BBB Neutral Reviews
3
BBB Negative Reviews
113

Reputation - 5 / 5

Old Republic Home Protection is NHSCA-certified and accredited by the Better Business Bureau. The company holds an A+ rating with the BBB and a composite score of 3.81 out of 5 stars based on 140 reviews. There have been a substantial number of complaints filed against the company, yet they have resolved each issue and seem committed to providing a good customer experience.

Contact & Additional Information

Homepage URL
Company Phone
(800) 445-6999
Mailing Address
P.O. Box 5017, San Ramon, CA, 94583
Year Founded
1974

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157 Customer Comments & Reviews

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BECKY L
10/4/2021
Do not waste your money on this company. They leave you on hold for over 30 minutes; and then disconnect you. Very rude people to deal with on the phone. We have been trying for over 2 months to get reimbursement for our air conditioner. Horrible customer service.


scoodlebug
9/15/2021
This company has been an absolute nightmare to deal with. I have been dealing with them for 5 months because a button stopped working on my dishwasher. Nobody there is competent except for one person named Katya which I have only spoken to once. Otherwise trapped in the endless loop of bull#$% obviously designed to make you simply give up. They have wasted so much of my time I fell like they owe me money at this point. I WOULD NEVER USE THE COMPANY AGAIN.


karnig101
8/2/2021
Forget about using them! They leave you in a circular hold for ever. I have an AC request outstanding since 4 weeks! They send out the cheapest guys they can and then they do not complete the job! Their website is sad and not set up yet, really?,! So you cannot do a service request despite them urging you to do so.


curcio299
7/27/2021
Please please stay away from this company, usually I read reviews with a grain of salt but this company sent two contractors to my house to fix my sprinkler, charged me 60 bucks per call and my husband ened up fixing the leak himself. And don't let your AC go out...especially on the weekend, forget about it. You have been warned!!!


nickbautista
7/19/2021
Do not rely on this company to service your home. They will leave you 3 weeks without hot water, because they will not take their own technicians recommendation. They will not look for a part any where that they do not have an agreement to get a kick back from, regardless to the impact they to the customer. They will be sure to collect the $75 charge up front though. If you call to follow up an open order they will out you through a repeat announcement trying to push you to the website. You listen to this four times for a total of 20 minutes before they allow you to join the queue to wait over am hour to speak to a live person. They blame failure in service on Covid, hoping... Read More


Christa C
7/8/2021
It's day 32 since we filed our service request for a broken AC. We're in Las Vegas, in June (now July) where it's been over 100 degrees every single day. Our house hasn't gotten below 90 degrees in this time. Despite paying for the platinum warranty coverage, we've gotten the runaround with every single rep we've spoken to, we've logged countless hours waiting on hold to get through to someone just for them to tell us a totally different story than the rep the day before, and most recently, we found out yesterday the units hadn't even been ordered yet although we were told they'd been ordered almost two weeks ago. It took screaming over the unbelievably rude and callous level 1 rep... Read More


J
Jessica
6/30/2021
Old Rebpublic's Contractor Relations Unit needs some serious help. We have never..... NEVER..... experienced such horrible service with a home warranty company nor its contractors. We have made a few claims on our warranty this year after moving into an older home. There was literally ONE contractor who came, assessed the situation, communicated when they would return, and returned in a timely manner to get the repairs done. EVERY OTHER TIME, once the contractor left, we found that the issue was either not resolved, worsened, or they created an even bigger problem. A few weeks ago, we had a plumbing company come out to fix a faucet that would only produce cold water. The first plumber... Read More


Michael C
11/18/2020
Quite possibly the worst nightmare we've ever endured. Took almost 5 days to complete the "authorization" process to approve the A/C replacement and installing (pricing, etc). In south Florida, anything more than a day is a nightmare..... unless you enjoy sweating while you're trying to sleep in front of 2 fans. Side note: only way to contact them is ONE phone number and be prepared to be on hold for 20 minutes to 2 hours or use their "call back" service and just hope. It took another 3 days for them to confirm that they had shipped the equipment. Now this needs explaining. Their "authorized service agent" in our area only carries TRANE units. Apparently Old Republic decided to... Read More


kaudio
10/30/2020
After almost a full month without a working fridge while pregnant, ORHP's "resolution" was that they completely denied my claim after the part could not be repaired because it was water damaged. So we had to buy a new fridge. I'm completely furious with how much of my time they've wasted for this outcome–if I was going to have to buy a new fridge, I could have done that WEEKS ago. We've spent so much extra money on takeout while we waited. I had to call my real estate agent and throw an absolute tantrum on social media just to get them to move my claim through their system, trying to order parts that were no longer made, trying to repair a part that was water damaged. I'll be letting all... Read More


T
Tammy
9/18/2020
Absolutely the worst home warranty company out there! We bought the most expensive plan & verifed twice that we had septic & water well including pump & 18 months later the water pump goes out & yep you guessed it o sorry looks like you did not request water well pump coverage!!! Stay away from this company!



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