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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,214 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States.

They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.
 
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How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits.

They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage.

With no term benefit limit set, the company has no caps to their coverage claims.

As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage.

For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website.

In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement.

The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract.

After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services.

In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA.

In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
https://selecthomewarranty.com/
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4214 Customer Comments & Reviews

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W
wendy
4/24/2017
The companies that SHW dispatched were awesome. My most recent claim has been for an issue with my furnace. The company that they sent out is still trying to fix some issue, as it was more than just the igniter part.

E
Erin
4/21/2017
DO NOT USE THEM! I signed up in November after we bought our house. I was told there were plenty of service providers in my area. Now I have been trying to get my dishwasher serviced since Mid-March, I had to play phone tag to even see if what I wanted checked (dishwasher was not washing dishes on the bottom rack and was making a loud noise when drying and dishs were not drying) was covered. When I got through they told me "we don't' cover noises". I asked what about the dishes not getting cleaned?! They replied "that's not what you told us". So fast forward another two weeks and I receive a call saying there were no service people in my area and they would email me information to secure... Read More

S
sachin
4/21/2017
Submitting a claim with Select Home Warranty was straightforward and the reps were good. Everything we've had, they've been able to fix. They've been great and whenever people mention it, I always recommend them.

D
denise
4/21/2017
I was pleasantly surprised to get help so promptly. HVAC contractors get very busy when the seasons change! The young man who came to us was neat, uniformed, professional, polite and friendly. He had the problem fixed in less than an hour.

S
sarah
4/20/2017
When I called, the representative understood my needs and responded quickly to send the contractor out to my home in a timely manner. Very professional contractor and knowledgeable.

D
debra
4/20/2017
I made a claim with SHW for my dishwasher and ice maker on the fridge. The technicians that came were very knowledgeable, professional and got the job done. They worked in a timely manner, very clean, and organized. Since the repairs, everything's working superbly.

J
J H
4/20/2017
DO NOT USE THIS COMPANY! Service is terrible! Disorganized, Incompetent and deceptive practices as compared to their sales pitch! Took over 30+ calls, hours on hold, 3 claims mngrs and over 2 weeks to get a simple 2HP replacement motor for my pool. Off the shelf item and then they will only pay a partial amount. Took 3 separate contractors to find one that would even work with Select and I still had to pay $ 100 to get the pump fixed! I have used home warranties for 30 years with numerous companies and SELECT is definitely the absolute worse company I have ever had to deal with in the warranty service industry! Will not renew with this bunch!

E
esrafiq
4/20/2017
I made several claims with Select Home Warranty and they only reimbursed me small amounts of money. I ended up paying a lot of money out of pocket for the cost of repairs. When I tried to cancel, they said I would have to pay all of the money back for each claim. Apparently, this is stated in their policy, so please be careful when you pay the discounted price for three years because you WILL BE DISSATISFIED! I am only writing this in hopes that no one makes the same mistake I made !

A
Ashlie
4/19/2017
We just recently had a A/C claim and it was deny due to "poor maintenance". When asking how this was poor maintenance we didn't receive any answers. I am a very clean person - we take care of our belongings. When calling to discuss the claim, the SUPERVISOR "NELSON" of the claims department hung up on my husband. Very unprofessional. I work in insurance and have a family owned company and I refer customers all the time to home warranties. I will NOT be using this company. I will be writing a letter to the corporate office.

M
mitzi
4/19/2017
I called Select Home Warranty because the dishwasher was leaking and it was an emergency. They got somebody out here within two hours. The repairmen who came out were polite, did the job and cleaned up after themselves. They were quick about it and we've had no problems since the repair.

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