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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Will
1/31/2019
If I could give them a worse review I would. AHS will fight to not pay for anything they can even if it is clearly stated in the coverage. DO NOT trust this high rating. If you do go with them, expect to pay legal fees to take them to court for breaching contract when you need them pay cover anything.


C
Charles H
1/30/2019
I have been an AHS customer going on 2 years and for almost the entire time they fail to process my credit card correctly every month. I have to call them and be put on hold for a half hour or longer. They have the wrong expiration date for my credit card. I have called to correct this error 7 times, and the next month it happens all over again. They just can't seem to correct this simple task, no matter who I talk to there!!! I'm about ready to tell them to stuff it the next time it happens, and take my business somewhere else.


T
tad
1/30/2019
The WORST experience - DON'T WASTE YOUR MONEY. Their service is designed to avoid paying you. I lost a day of my life, without heat or electricity for my family for 24 hours because of AHS incompetence. And now they're making it impossible for me to collect payment for the service fee. I arrived at a vacation home in snow country on a Friday afternoon to find the power off. I waited on hold for 20+ minutes to report the problem, only to have my call dropped by the agent. I was finally able to report the problem online & received an electrician assignment. I only got a VM when calling the contractor Friday night & Saturday AM, so I called AHS again, who said that they would expedite the... Read More


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richard e
1/30/2019
To anyone considering using this company BEWARE!!! Make sure you know what your out of pocket expense will be for any repair or replacement. Case in point, I am in the process of getting my water heater replaced. In addition to the $75 service fee, and the annual premium, I will out an additional $600 because of upgrades, modifications etc... This is not spelled out in the contract, and when pressed they will tell you they can not estimate these costs beforehand. Additionally their customer service is very difficult to reach and I have been on hold for about 2.5 hours just today. I believe you would be better off putting the annual premium and service fees in the bank and then using... Read More


JoAnn W
1/30/2019
Stay away from AHS!!! I have been a customer for years & am switching companies!! The last few years prices keep going up, & service has been HORRIBLE. It takes WEEKS to get a problem addressed, they will do hap-hazard horrible repairs when something is 30 yrs old & should be REPLACED.They NEVER answer the phone. Customer NO SERVICE is their motto!!


J
James H
1/30/2019
My first experience was great. My hot water heater was leaking and I called AHS. Within a couple of days a service person showed up, evaluated the situation and said he would be back. Took another two days but he did come back and replaced my unit and did a very nice job. Only complaint was that he drained the hot water from the tank onto my lawn and killed about a 4 foot circle of the grass which I had to replant. My next experience was not as good. I have a well that supplies water to my home. I was have problems maintaing pressure. Here is where I went wrong. I bought the premium policy but thought it only covered the home. It did cover the well but I didn't realize this until later.... Read More


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riosouza
1/29/2019
STAY AWAY from this company, buy warranty elsewhere. We had American Home Shield for years, spend lots of money with them. Then years later, we moved and got a new contract for our 15 year old home in Colorado. In October 2018 we had a home inspector checking all appliances, HVAC and furnace prior to our purchase. Everything passed, and seemed to be in good working condition. Since the house have used appliances we decided to get them protect by American Home Shield. Well months later, winter came and we needed to use the furnace, then we noticed it was having a hard time keeping the house warm. We placed a service request with AHS and a technician was sent after few days. Diagnostics... Read More


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julia B
1/28/2019
this is the worth company to deal with. there are no service at all, it takes you hours to get in touch with someone and most of the services are not performed. we leave in the condo and was not able to get ANY services because condo association requires license and insurance information for contractors and the info is NEVER provided. On top of not getting any services, i was charged for the house calls that was never done!!! DOES NOT GET ANY WORTH THAN THIS COMPANY


B
Brian G
1/27/2019
HORRIBLE customer service. Today a lady hung up in my face after asking to speak with her supervisor.


Pam B
1/25/2019
Be aware !!!! several months ago my hot water heater went out and was leaking...called in ...no one available for over two days..when finally got them out it ended up costing me over 800.00 All the explanations never made sense to me ... what is worse I had gotten some one out on my own and their quote was 850.00... have been a customer for years and that is not the first problem i’ve had...kept them because I have an older home and figure some help is better than none!!



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