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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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STEVEN A
1/12/2021
They're good with repairs, but be warned that replacements of major items like furnaces, water heaters, AC, etc can include large additional charges. They call these "modifications" and the contractor can charge as much as they like. That word (modifications) is hidden in the contract as "not included". Our furnace replacement included $1,500 in additional charges for what I considered a simple installation. The contract states that the entire heating "system'", including ducts and flues, is covered, but they wouldn't budge. So the insurance I thought would prevent protect us from large expenses didn't live up to my expectations. Overall I think AHS has saved us some money, but don't... Read More


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Patricia L
1/11/2021
I have peace of mind knowing I have AHS warranty . It has been easy to schedule using the online service request. It’s fast and the companies respond the same day or next day depending on the time of day you place the request. I think anyone with a house should look into getting this insurance, it is so worth it knowing you have coverage.


M
Marilyn E
1/10/2021
HEATING Repair called on Jan 1 This is the 3rd time in 2 years. Last year guy came over, said he would check the schematics and find what part was missing so he could order/repair. Had to call him back after a month so he came out and joined 2 wires together to get me either heat or a/c. Come winter, I have no heat. Requested service, AHS sent a guy out who informed me that I have 2 separate units and the relay switch between the systems is missing. Next day see text email from AHS for an appointment from the same guy as last year. I cancelled that appointment and have HEARD NOTHING SINCE FROM AHS - the 1st company nor the old company. I pay almost $1k a year for service and this is... Read More


Darla H
1/8/2021
I had a plugged "water closet" (toilet). I submitted a request for service to AHS. Only bad thing it was on a Saturday and I wasn't contacted from the plumber until Monday morning. However, after initial contact he was there in 2 hours. Luckily I have more than one bathroom in my house. Plumber who showed up was very friendly, went right to work and was able to take care of the problem within 15 or so minutes. VERY SATISFIED with AHS and the company they send.


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Karen
1/7/2021
I was mostly satisfied with this service until my dishwasher had to be replaced. I was in que to the product replacement dept 1 &1/2 hours before talking to an agent, who then supportedly ordered my new machine from GE. I was told to expect to have a 7 day wait at with time a company named darylfloodlogistics would bring it to my home and install it. I waited two weeks and called the installer to find that the machine had not yet arrived. I then waited another 10 days, still no machine. I called AHS and was given the run around and placed in que for the same product replacement dept. I was told at this to “please do not hand up” but wait for the next agent. I called AHS from my... Read More


Robert F
1/6/2021
New Year's eve day my heating system quit so I called the emergency number on my thermostat and a serviceman came over to see what was wrong. He said that I needed 2 motors at a cost of $960 EACH! I told him NO Friggin Way! I then called AHS and they sent someone the very next morning and they had my system up and running again soon after. My cost that day was only the $75 service call fee! I was a customer for only 6 months but will be for life now! Thanks AHS and the boys at Doctor Cool in Las Vegas! Bob F.


C
Chris
1/6/2021
Fast great service! Response time was amazing and the Tech was polite and got the problem solved. I had a garbage disposal leak.


R
robert d
1/6/2021
We have been extremely happy with the program. have used it several times and it has paid for itself. Repairs/replacements were made as needed and the contractors were timely and courteous


inabubblenow
1/6/2021
I called during Christmas because my garbage disposal quit working. AHS sent out a plumber who has a 4.9 star rating on Yelp. The plumber arrived and immediately diagnosed the issue and said we had to replace the garbage disposal. AHS approved it and within 1 week we had a new disposal. The plumber was conscientious and very nice. Didn't take long at all to install it and it only cost the deductible! The plumber left and came back to make sure the screws were tightened! What great workmanship. Thank you AHS!!


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Ashok
1/5/2021
I am very happy with AHS for the coverage and the quality of the contractors.



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