We may receive a fee if you click on the links below. Compensation does not influence rankings. Not all brands are featured. Learn more

American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

Leave a comment for American Home Shield
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

4138 Customer Comments & Reviews

Loading Reviews ...
John A
6/19/2016
When I first purchased the warranty back in 2004, it seemed like a good deal. The HVAC system was covered and I was worried that my two-zone system would need to be replaced soon. However, in one of the renewals, they snuck in a 1500 cap limit. In addition, they would always authorized a repair over replacement and charge 1000 for replacing the coolant. So it definitely was not worth the money for the HVAC System. For other problems such as the dishwasher, water heater or garage door mechanism, it was helpful but I would never have purchased the warranty for 600.00/year only for this.


K
Kay S
6/19/2016
We used American Home Shield to cover our rent houses. In the first incidence, the refrigerator stopped working. The AHS authorized repairman said the frig could not be fixed (a 20 year old model) and reported to AHS that the frig could not be fixed. After almost 3 weeks of going back and forth with AHS and the repairman we were at an impasse and our renters still did not have a new refrigerator. We called AHS and cancelled the policy which we had paid for in full. Not only were we out money for the new frig, but we had to pay for their lost food and compensate our renters by decreasing the rent the next month. We lost money on that deal! We will never reccommend American Home... Read More


K
keri n
6/18/2016
We have been clients of AHS for 24 years. Today I finally listened to reason and signed up with another company. If you don't mind waiting days to see a service tech they are fne. If you want your a/c, heater, or hot water heater fixed in less than a week look somewhere else. The new dishwasher and stove are awesome but a/c is more important when it is over 100 outside. Just saying.


Karen R
6/18/2016
I have been a client of AHS and considering dropping it. I put in a service request a week ago. I didn't hear back from contractor so I placed 2 calls to him. I'm glad it's not an emergency ! Still have not heard and have been on hold with AHS one solid hour. I tried using my web account but the chat line had a 50 minute wait. I'm getting more frustrated by the minute.


C
Christopher E
6/17/2016
American Home shield disappointed me, and ultimately lost my business. They sent a company out to fix my broken water heater, and little did I know, the repair was not done correctly. The water heater stopped working again a year later, and AHS did not fix the problem due to it being "pre-existing". I was stuck paying over $500 for a new water heater with absolutely no help from AHS, even though they were the ones who hired the company for the initial repair. I was very disappointed, as my family had to settle without hot water for over 3 weeks.


M
Mike j
6/16/2016
I have had a warranty with American Home Shield for more than 7 years. I've always had great service until this year. The contractor that was sent to fix our air conditioning system was rude, incompetent and left a mess in my house. When I asked questions about the repair, they acted like I should sit down and shut up. I've never been treated so bad before. I asked them to send USA services out again, who is the contractor they use to send. They said they want to use this new company, Elements and it's not my call. I think they are using a new company than the last few years. Bring them back! They were great. I own 9 rental properties and will never use American Home... Read More


Clark D
6/15/2016
Used AHS for 12 years. Only 2 glitches the entire time. Use their services on average of twice a year, mostly for the pool and AC/heating. Always prompt, no hassles about the 2 callbacks we had. 98% on contractor satisfaction.


Theresa B
6/14/2016
My air conditioning went out on a Thursday during one of the hottest summer weeks! I was able to contact American Shield and they had a repairman out on Monday morning. Unfortunately, no one could be here sooner. The repairman got my a/c going right away and gave me an immediate quote for replacing the a/c and furnace. I was very pleased with their work and efficiency.


Gloria P
6/13/2016
My most recent experience with A H S could not have been any better. My washer went out and they were fast to respond to my need for another washing machine...Compared to the other company I had before them, I couldn't believe how curtiousand sweet an insurance company could be. They were fast with my need and very nice. I only had to call once and let them know my needs and they responded right away.I told my son about them and he enrolled with them and I am working on a couple of more people. I will always stay with AHS. For me there is no one better The delivery people were very clean and very professional and very nice.


Mario B
6/12/2016
I had attempted to make the appointment online, but was having trouble with my internet connection. I called AHS and customer service was very kind and assisted with getting my request in. The request was done in the evening and the plumber responded the following day since it was not an emergency. He arrived promptly at the time agreed upon and performed the work in a professional manner.



Top Rated
Our Partner

Limited Time Offer: $150 OFF All Plans*

  • Home Warranty Plans Starting at $29.99 a Mo.
  • Covering 2 Million Plus Members for 50+ Years
  • No Age Limits on Covered Systems & Appliances
  • No Inspections or Records Required