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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Jan
5/16/2016
I purchased a home warranty plan from American Home Shield in September of 2015. We had our hot water heater fail in January 2016 on a Friday afternoon. I went online and filed a service request and was given a contractor and was told I would be contacted. I called them before end of business on Friday and they said they would not come out until Monday or Tuesday the following week. I explained that we had an infant in the home so we really needed hot water. Didn't matter to them, they would not come out. We ended up purchasing our hot water heater, installing it ourselves. We purchased the plan which covers everything, including pool equipment. Friday, our pool maintenance guy told us... Read More


Christine N
5/16/2016
Most recent was Watershed Plumbing. Easy to contact and prompt service from American Home Shield explaining my needs for my request. Watershed Plumbing also acted quickly to schedule an appointment. They were very flexible and great customer service. Service person was professional and skilled and pleasant to have in our home.


Craig K
5/15/2016
Company avoids paying or slows payment down. This can be back by several local real estate investment groups. Best to find a local investment group, insurance agent that works with local groups, and any repairmen that deal with the companies. One local insurance agent likes National Home warranty. If you buy through a local agent, they will be on your side if having problems. My story. Got American Home Shield Warranty when buying a condo in the San Jose, CA area. Had the washer/drier comb stop working. Called American Home Shield and they sent out Sears and they said that washer was to old to fix and parts are hard to find. Said to buy a new one. (ie: AHS should buy new one) They rejected... Read More


Shirley G
5/14/2016
I have had AHS for 3 years not and it's paid off big time. My central air & heat went out during a really cold spell. They sent someone out and it was fixed in a short time. I only paid $75.00 for the repair. Several parts were replaced, which would have cost me several hundred dollars if I didn't have AHS.


PETER C
5/13/2016
AHS is a great company they are very polite on the phone and quick to solve your problem.I had few services done they were quick and best services.AHS hires knowledge companies to repair your appliances .We are very very glad that we kept AHS service from our previous owner.We like to thank you.Keep on doing what u are doing.Great company.


Peter
5/13/2016
I had been an American Home Shield (AHS) customer for over 9 years. As my home was fairly new at the time, I had very little need for service. Now that some of my “covered” systems are needing attention, I am finding my home warranty looks like Swiss cheese, with my needing to outlay large amounts of money for items I had thought were covered. The past two repairs for "covered items" with AHS have left me with a VERY bitter taste in my mouth. It is a combination of AHS and the service companies that they select to use. I just had to pay $940 to replace a fully "covered" coil in my A/C unit. Previously I paid $1,598 for a "covered" hot water heater replacement. AHS only... Read More


SHELLEY L
5/12/2016
I am pleased with Our warranty. I am pleased with their timely response, I am pleased with the local companies they contract with. Everyone has been helpful and courteous. Home shield has come through for us every time needed and completes each task needed.


STEPHEN M
5/11/2016
Consistently expert service with ease of arranging times for completion of job. There is an ease of scheduling with very little wait time to receive a call back. The technicians are well versed in diagnosis of problems and efficient in making repairs. If items need to be ordered it takes a very short time with expert scheduling from the provider. The companies that American Home Shield uses are professional, dependable and cordial.


J
Julie H
5/10/2016
I got AHS when I purchased my home. When I had a leak in my kitchen I took the drywall off and found that when I had put screws in the wall to hang a picture, it had gone through the water pipe. I called AHS and told them about the leak. They said they would send someone out. The man arrived, looked at the holes in the pipe, said it wasn’t covered under my AHS policy, and asked me for a few hundred dollars to repair it. I told him no, I would do it myself then. He shrugged and said I had to pay him $75 for coming out anyways. He did nothing and yet I was supposed to pay him? I told him to leave. AHS sent me bills for the $75 so I called them and explained the situation. The supervisor I... Read More


Lloyd d
5/7/2016
I've been using AHS since 2006. I've had very good results with them. We've repaired or replaced the following: garbage disposal, microwave, refrigerator, and leak in master bathroom. I had 1 (one) problem with a repair company concerning ceiling fans; the blades began breaking off. He advised me that he couldn't fix the fans as we didn't save the blades. In addition, he said he'd NEVER seen blades break off a fan! I thought I'd read an article concerning A/C in that AHS would only cover $1,500 to replace an A/C unit. I phoned AHS and the operator became indignant, explaining that was not true. So, I've been happy with AHS



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  • Home Warranty Plans Starting at $29.99 a Mo.
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