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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,138 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How Do We Rate American Home Shield?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Our Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4138 Customer Comments & Reviews

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Catherine G
11/13/2019
American Homesheild Home warranty Not the company it used to be. My husband and I do not recommend purchasing. When first purchased policy 14 years ago we did not know such a thing existed. The seller to the home we purchased offered it as part of our home purchase. We were so excited and it really took a weight off of our shoulders knowing we'd be protected. We have had nothing but good things to say about this company until 2017. Now this company no longer complies with the contact purchased. They actually have reworded the contract and have discontinued coverage on appliances without the customers knowledge. For instance....our refrigerator/freezer. Now, why wouldn't I want a... Read More


mar01wfg
11/11/2019
They took the $75 from my account before the technician does the job. when the technician never been to my house they had said they will not refund me the $75 this is such a croook company I will no longer use them


avtiff
11/11/2019
American Home Shield has only customer service reps in a foreign country where it is hard to understand them. I could not reach any department that could help me with an important issue I was having with a service contractor. It used to be a easier, that have made next to impossible. In addition, they charge the $75 service fee before any contractors comes out.


alandotbolton
11/9/2019
Absolute worse company to work with. My heating unit as gone out for the 4 th time. The first service call they charged me for the technician they sent mis-wired a board and burnt it up. After replacing the board the mis-wired it again (only didn't burn it up). We discovered when we went from AC to heat they had it mis-wired. AHS charged me another charge to have the same company come out and correct the issue they caused. Two weeks later the heater stops again. AHS won't send anyone over a weekend so they tell me to enjoy the 30 degree temperature until Monday when they will send the same incompetent heating and cooling company. When I asked for them to send a different company this time... Read More


S
Sue V
11/9/2019
My gas furnace is broke. AHS sent out technician and he confirmed it was not fixable. They say the wholesale cost of replacing gas unit is 780$. I am reporting them to state for fraud. I do not understand why this site gives such a high rating to a company that scams people.


J
Janet C
11/3/2019
I have a complaint about my Central Air unit. You have instructed your techs to repair not to replace AC units even if it’s bad.


georgannevoyles
11/1/2019
Worst customer service EVER. This company is set up to profit, which means, they do not pay out, and will look for every excuse not to. Within two years, they "replaced" my evaporator coil twice, and when it broke the third time, again only offered replacement of the part, not to replace the 12 year old unit. Instead, I opted for the cash out of $690, but ha, ya, umm.. of course they every excuse not to pay this. Did I mention that every time they replaced the coil, I had to pay $600 out of pocket for freon, in addition to the $125 service call? Wicked scammers, this company. You are so much better off paying for repairs out of pocket. Save the premiums and bank them to cover repairs the... Read More


E
Edith K
11/1/2019
I have had them for each home I have bought. They took care of all the needs at each location. This was in AZ, OK Always great service. When I sold the homes I always included an AHS for one year for the new homeowner as a gift to welcome them to there new home. This keeps the home under AHS going even when I was moving on. It was a great way to start out making new memories for the new owners without worry about what if this happens? Now, what do we do? All they had to do is call the 1-800 number and pay the fee charge that's all the problem taken care of. I have my AHS coverage still today in my home, would not own a home without it.


L
Lamar
10/31/2019
They have been giving me the run around for about 4 months on obtaining my reimbursement that they approved and every time I call and ask for a manager I am on hold for a minimum of 30 minutes.. They have the worse customer service I have ever seen


Carol C
10/30/2019
Awful customer service. I have been lied too, waiting a long time to get washer machine fixed so I wonder when it comes into affect if they can’t fix it they buy a new one?



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