We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more

American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,137 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

Leave a comment for American Home Shield
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

4137 Customer Comments & Reviews

Loading Reviews ...
tishengland90
9/23/2022
We had American Home Shield for one year. Everytime we called we were given the run around instead of prompt professional service. When we had a problem in our sewer due to a tree root they would not allow the plumber that was recommended to service us. They sent two different companies out to us that were not able to fix the problem. Finally the last plumber told American Home Shield that the original plumber we wanted was the only plumber in town who had the specific tool to fix our problem. When they allowed our first choice to come out they fixed the problem within 20 minutes versus the hours the plumbers that American H.S. sent out tried but failed. They also double charged us the fee... Read More


sisaacs20
9/22/2022
I had AHS for over 20 years in 3 different homes. I always spoke highly of them...service, coverage and value. That was until about 18 months ago. It all changed at that point. Their rates went through the roof, they started changing plan designs to remove covered items and blend items together. Their service really fell off. It all became a true #^$% show! I called them on my renewal. The rates skyrocketed! They wouldn't make adjustments, told me I was being blind and expected too much! Needless to say, a 20 year relationship was ended. I would never go back. Terrible!


Jennifer B
9/20/2022
American home sheild is the worst insurance company they lie to get the parts for my mom she is 80 . It been 113 114 115 116 117 very hot in lasvegas I hope they shut down that insurance place. They are not good she is on oxygen it against the law to leave her without ac the American home shield should be sued I hope American home sheild goes out of business for treating my mom like garbage. Treating an old lady 80 years that on oxygen all they do lie lie lie give her the run around the worst insurance company American home shield


Emma M
9/3/2022
After a year of paying premiums, I only submitted two categories of issues and had to pay $100 deductible for each category (Category #1: $100 deductible to replace a flapper in my toilet). (Category #2: $100 bc I could not get the lent tray to go into my dryer: the part which I had already ordered, and a microwave oven that a blazed when I turned it on burning the rubber on the door, and a range oven that overheated with an F10 code). While I thought the technicians that were sent out were skilled. my beef is with American Home Shield as a company and the excuses they make for not covering the burn on my microwave door calling it COSMETIC, although I can no longer use the microwave with... Read More


L
Lee G
9/1/2022
FRAUDULENT COMPANY. After paying them $3200 in premiums over the past three years, I finally had an opportunity to use them when my refrigerator stopped working. THAT WAS 90 DAYS AGO AND IT STILL NOT FIXED OR REPLACED! Only after calling them numerous times did they send out a repair team who said it was broken, but they couldn't fix refrigerators! Then a month later after many more calls they sent another team who said they needed to order a part, and when that part came in they said it still didn't work. After many many more frustrating calls, they sent still a third team out who said it was broken, but AHS told them they were not authorized to fix it!!!! AHS would not let me talk... Read More


walls3006
8/16/2022
I had them for 14 years with great service and I had to cancel them last year because they became rude and refused to fix or replace my pool heater and yes I had paid for the extra coverage for all them years. I understand that they changed management or something. They are a horrible company now. They came up with some BS claim that my pool has been neglected. I have had my pool under weekly service contract for 15 years, it is well taken care of and maintained. They just didn't want to pay for the $4000 cost to replace.


walls3006
8/16/2022
I had them for 14 years with great service and I had to cancel them last year because they became rude and refused to fix or replace my pool heater and yes I had paid for the extra coverage for all them years. I understand that they changed management or something. They are a horrible company now.


walls3006
8/16/2022
I had them for 14 years with great service and I had to cancel them last year because they became rude and refused to fix or replace my pool heater and yes I had paid for the extra coverage for all them years. I understand that they changed management or something. They are a horrible company now.


perezuzza530
8/9/2022
Absolutely HORRIBLE company and customer service The company could not get vendors to my home on the Service requests. Then they tried for decided that the item I was requesting service on was not covered. I don't understand since they added a small premium to cover the item in question. It was very confusing because they first said they could not find a vendors that was part of the program. In the end, they did not reimburse for the premiums I had paid for the added charge to cover. I asked numerous time if this item would be covered, accepted the extra charge, but when needed, they rejected my claim. I have since move on to a much better company. They CARE. AHS could less, all they... Read More


jesse.vanko
8/1/2022
Absolutely HORRIBLE company and customer service. STAY AWAY. Our home had 2 emergency service calls (Furnace in the winter and a leaking dishwasher) and 1 routine A/C tune up that we requested. The company could not get vendors to the home on any of the Service requests. Then they tried for alternate vendors, but was unsuccessful. It was very confusing because the vendors that were part of the program did not even service my area, but yet they had no problem collecting $50 a month despite the fact they could not deliver on any service; routine or emergency. Spent numerous hours of my day with customer service trying to get someone to the home. Ended up just going with a local vendor... Read More



Our Partner

Limited Time Offer: 50% OFF Select Plans

  • Covering 2 Million Plus Members for 50+ Years
  • No Age Limits On Covered Systems & Appliances
  • Free HVAC Tune-up With ShieldPlatinum™
  • Coverage for Code Violations & Permits