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Harmony Home Warranty Home Warranty Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
76 Customer Comments & Reviews - see all comments
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Harmony Home Warranty is a New-York based company that provides combination home warranty plans covering major systems and appliances to homeowners in all 50 states. It offers two packages with the option to customize your policy with add-on coverage.

How is Harmony Home Warranty rated?

Breakdown

4.5/5
Transparency
4.5/5
Claims Processing
4.5/5
Coverage Options
4.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 4.3 / 5 (Excellent)

Harmony Home Warranty is worth considering if you're interested in a home warranty that provides coverage for major systems and appliances in your home. But like all home warranty companies, its sample contract hides important details that might limit its usefulness to you. Always read through the sample contract carefully before you sign up so you understand any restrictions surrounding the warranty. If you do this, you shouldn't run into any surprises if you need to file a claim with Harmony Home Warranty.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Term
Term Benefit Limit
$0

Coverage Options - 4.5 / 5

Harmony Home Warranty offers combination home warranty plans that cover most of the important systems and appliances within your home. There are two tiers of service as well as a variety of add-on coverages. Most people will be happy with the combination plans, but those interested in a systems-only or appliances-only plan, like those offered by other top home warranty companies, will have to look elsewhere.

What does Harmony Home Warranty cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
  • Central Vacuum
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2 More

Exclusions

For a full list of Harmony Home Warranty exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4 / 5

Harmony Home Warranty's fees are pretty reasonable compared to the rest of the industry. You can score an extra $100 off by contacting the company after you get your free quote online and paying for a year's service in full rather than paying monthly will also help you save even more.

Sample Contract

Harmony Home Warranty provides a sample contract for potential customers on its website: Harmony Home Warranty Sample Contract

Cancellation Policy

You may cancel the policy within 30 days for a full refund minus any service fees you've incurred. If you cancel after the first 30 days, you'll receive a prorated refund minus a $50 administrative fee and service fees you've incurred.

Claims & Service

Claims

Service Fee
$75
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.5 / 5

Harmony Home Warranty's fees and claims processing regulations are pretty typical for the industry. There's a $75 service fee every time you use the service and there's a 30-day waiting period before you can make a claim. While Harmony Home Warranty does not require a home inspection or annual maintenance records to provide service, it reserves the right to deny service if your appliances or systems fail because you did not perform the routine maintenance. This could limit its usefulness to some consumers, so it's important to be aware of this before you apply.

Harmony Home Warranty Reputation

Company Details

Year Founded
2013
NHSCA Membership
BBB Rating
A+
BBB Positive Reviews
0
BBB Neutral Reviews
0
BBB Negative Reviews
0
Date Collected
2019-11-13

Reputation - 4 / 5

Harmony Home Warranty is still a relatively young company and there isn't a lot of information about it online. It doesn't have any reviews with Trustpilot or the Better Business Bureau and we weren't even able to find a company LinkedIn profile to gather more information on the number of employees it has. This makes it difficult to assess its customer service and compare it to others in the industry. That doesn't mean you're going to have problems with Harmony Home Warranty if you purchase a home warranty from it. But it's still kind of an unknown quantity and buyers should be aware of this.

Contact & Additional Information

Homepage URL
Company Phone
(855) 510-4370
Headquarters Address
1222 Ave. M, Brooklyn, NY, 11230
Year Founded
2013

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76 Customer Comments & Reviews

Loading Reviews ...
lnardinelli
2/11/2021
HORRIBLE. I put in a claim 1/9/2021. They sent a man who wouldn't honor the warranty 1/13. I called immediately and was promised another vendor within 48 hours. One month later, after several people told me they'd mark it urgent, no one has called. When you use the number for"claim specialists", they are just representatives who message claims dept. Those people cannot be reached. I finally cancelled.


P
Pete D
2/3/2021
I signed up for Harmony Home Warranty in Novemb34 2020. Today is February 3rd and they have yet to take any money from my debit card. I am contacting them today for the 3rd time. I worry that if i ha a system fail it would not get taken care of. Customer support just told me that the person i need to talk with is not available and now i have to wait for a call back.


A
Aisha S
1/28/2021
I don't know where this information came but it's totally incorrect. WORST home warranty ever!! I prefer to pay more for a better service. No one answers the phone! It's been 2 months that I put a claim for my garage door opener and still nothing. I've been asked to call in 2 days and its been the same argument for 2 months. Do not waste your time with this company.


stumm.matt
1/27/2021
Harmony Home Warranty is a FRAUD! On Jan 2, 2020, I turned in a claim online that my heater was not working. I have never been contacted by a service repair company on behalf of Harmony. I called Harmony and they told me it was dispatched to Service Beaver. I contacted Service Beaver and they said they do not have a contract in place with Harmony. I have called Harmony nearly everyday since Jan 5, 2020. I kept getting told they were working on it and I would hear back later today or tomorrow from a service provider. Many times I asked to speak with a supervisor and I get sent to a generic voicemail box. I have left several messages, but have never been called back. They started... Read More


R
Richard B
1/19/2021
I agree with other comments. about this being a terrible home warranty company. The old adage that if its too good to be true applies. The pricing is unbelievably cheap. Harmony does not return phone calls. On multiple occasions they said they were sending out a contractor but never followed up. When I said that I wanted to cancel the contract under the terms, I received threatening highly unprofessional and unsigned emails that they would "fight me" and not allow this to happen. I never received service despite being promised so for more than 3 months. I cancelled and would never go back to them. This is a complete scam. I am surprised they have not been shut down.


D
Damien
1/18/2021
This is the worst home warranty company out there. I've been trying to get in contact when customer service, but keep getting the same people. It took 4 phone calls and 3 repair men to fix my pool pump. After all that they denied me service on other further service, cause I posted a negative review. "Rob" the customer service "manager" told me if I don't take down the review that i would not get any more service. Then he told me if i cancel my service that I would not get any money back. My warranty isn't up until July. STAY AWAY FROM THIS COMPANY AT ALL COST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


T
Triple Y
1/6/2021
Harmony Home Warranty is a SCAM!!! I purchased a warranty for a rental property hoping to make my life easier. On my first repair call, it took 6 calls and a shouting match with the customer service buffoon, they gave me a plumbers number and told me to call him and get him to go there. Isn't that your job? I called Sergio with Happy Plumber and he refused to show up. So I had to call the customer service moron back and argue with him to get his vendor to show up. I ended up arguing with Sergio, the plumber, to show up. He showed up, forced my tenant to pay him $50 and then left without fixing the leaking pipe. Unbelievable! I ended up paying another plumber to fix it. And now I'm arguing... Read More


B
BAC
1/6/2021
Buyer beware. There are only 2 people who work at this company and neither are helpful. We received their contract weeks after making payment, filed a first claim which was denied due to not having ability to produce 3 years of maintenance records. We had to call them several times to file the claim (they "lost it" twice) and then the repair company who came out even had no way of contacting them for an response. Been trying for months for a refund now. So many other better companies than this one- it's fraudulent. They say on their site they do not require maintenance records but reserve the right to deny claims. They have no intention of paying a claim!


G
GARRY S
12/29/2020
Made a dryer claim and they asked me to find a repairman. I did, he came on Friday and inspected our squealing dryer and sent them the invoice at 4pm pst. He then called to see if he could fix while he was there...they were closed. I tried Saturday...they were closed for the weekend. Called Monday they told me the claim was denied because a belt caused the failure of the rollers. I told them I wanted my money back on our 8 day old policy. I'm still waiting. the repairman called and asked if I had heard from them. I told him about the denial because of the belt. He said he hadn't even looked at the belt and certainly hadn't put it on his invoice...that they were lying. I think it is... Read More


N
Nader S
12/29/2020
Harmony Home warranty is a hokes. Extremely DISHONEST. We have had this service now for around 8 months and have called in claims for refrigerator, dryer, sump pump & now HVAC. Harmony wanted us to call a company for service and then they will reimburse us. DO NOT DO IT. After arguing with Harmony they dispatched technicians to fix dryer and refrigerator BUT we keep getting emails from these companies that did the work saying that Harmony did not pay them. It is so frustrating to try to get a hold of someone to talk to...but they have been getting better on the wait time- however now they are refusing to accept claims- they are continuously hiding behind the statement of ' proof of... Read More



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