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Harmony Home Warranty Home Warranty Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
76 Customer Comments & Reviews - see all comments
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Harmony Home Warranty is a New-York based company that provides combination home warranty plans covering major systems and appliances to homeowners in all 50 states. It offers two packages with the option to customize your policy with add-on coverage.

How is Harmony Home Warranty rated?

Breakdown

4.5/5
Transparency
4.5/5
Claims Processing
4.5/5
Coverage Options
4.0/5
Additional Benefits
4.0/5
Customer Experience

Overall Rating: 4.3 / 5 (Excellent)

Harmony Home Warranty is worth considering if you're interested in a home warranty that provides coverage for major systems and appliances in your home. But like all home warranty companies, its sample contract hides important details that might limit its usefulness to you. Always read through the sample contract carefully before you sign up so you understand any restrictions surrounding the warranty. If you do this, you shouldn't run into any surprises if you need to file a claim with Harmony Home Warranty.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Term
Term Benefit Limit
$0

Coverage Options - 4.5 / 5

Harmony Home Warranty offers combination home warranty plans that cover most of the important systems and appliances within your home. There are two tiers of service as well as a variety of add-on coverages. Most people will be happy with the combination plans, but those interested in a systems-only or appliances-only plan, like those offered by other top home warranty companies, will have to look elsewhere.

What does Harmony Home Warranty cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer
  • Central Vacuum
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2 More

Exclusions

For a full list of Harmony Home Warranty exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4 / 5

Harmony Home Warranty's fees are pretty reasonable compared to the rest of the industry. You can score an extra $100 off by contacting the company after you get your free quote online and paying for a year's service in full rather than paying monthly will also help you save even more.

Sample Contract

Harmony Home Warranty provides a sample contract for potential customers on its website: Harmony Home Warranty Sample Contract

Cancellation Policy

You may cancel the policy within 30 days for a full refund minus any service fees you've incurred. If you cancel after the first 30 days, you'll receive a prorated refund minus a $50 administrative fee and service fees you've incurred.

Claims & Service

Claims

Service Fee
$75
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.5 / 5

Harmony Home Warranty's fees and claims processing regulations are pretty typical for the industry. There's a $75 service fee every time you use the service and there's a 30-day waiting period before you can make a claim. While Harmony Home Warranty does not require a home inspection or annual maintenance records to provide service, it reserves the right to deny service if your appliances or systems fail because you did not perform the routine maintenance. This could limit its usefulness to some consumers, so it's important to be aware of this before you apply.

Harmony Home Warranty Reputation

Company Details

Year Founded
2013
NHSCA Membership
BBB Rating
A+
BBB Positive Reviews
0
BBB Neutral Reviews
0
BBB Negative Reviews
0
Date Collected
2019-11-13

Reputation - 4 / 5

Harmony Home Warranty is still a relatively young company and there isn't a lot of information about it online. It doesn't have any reviews with Trustpilot or the Better Business Bureau and we weren't even able to find a company LinkedIn profile to gather more information on the number of employees it has. This makes it difficult to assess its customer service and compare it to others in the industry. That doesn't mean you're going to have problems with Harmony Home Warranty if you purchase a home warranty from it. But it's still kind of an unknown quantity and buyers should be aware of this.

Contact & Additional Information

Homepage URL
Company Phone
(855) 510-4370
Headquarters Address
1222 Ave. M, Brooklyn, NY, 11230
Year Founded
2013

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76 Customer Comments & Reviews

Loading Reviews ...
dottieg624
6/30/2020
This Company is the WORST yet. I have been waiting for 6 days for my Water heater to be replaced. I have no hot water and we have a 1yr old and 5 year old, they do not care. I spent 2 hours on hold, never once did anyone answer, and then they were closed. I got the "after hours person" who said....so sorry but we are closed and there is nothing I can do. This is complete B.S. PLEASE DO NOT USE THIS COMPANY!!!!!! I will be making a formal complaint to the BBB


Shane S
6/29/2020
Representative was knowledgeable and helpful and explained the coverage and contract in detail


Zore H
6/1/2020
If I could I never give this company star. They take away your money and when you need them they kill time and ignore your request for repair. I had a claim for my dryer and it took two month that I figured they are not capable of fixing it. None of the communication with repair man was email to me and when I talked to repairman he was mad at them since they ignored his diagnosis and did not pay him for the visit as well.There is a guy in customer service his name is Tod and he is most ignorant liar I have ever seen in my life. Please dont waste your money in this company.


T
tatyana g
5/2/2020
Harmony Home Warranty contacted us with the request to provide service to their customer in our area. We checked the appliance, submitted the estimate same day and never got response from them. Their customer was calling for service saying that they directed him to us. We contacted numerous times with the status of authorization and later with the status of payment for the service call provided. They ignored both sides. Be careful with this company. They are scammers.


D
Delphinia A
3/18/2020
Home Harmony is a dishonest company, they are a rip off. I phoned in a claim and they denied it. The Technician they referred me to did not even have a contract with Harmony and they blamed me because the technician didn't have a contract with them, when Harmony gave me the technicians phone number. They never return phone calls and are not professional at all. How in the world they got an A+ rating is beyond me. My rating for Harmony is -F


J
jmay
3/12/2020
I would never recommend this company to anyone!!!they don't call you back for anything There customer service sucks . seek else where for better warranty and they are not one of them My privacy was spilled to some company saying I was past due, when they should've call me to let me know what's going on. Very BAD



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